Velocity Financial (VEL) FCF Margin (2019 - 2026)
Velocity Financial (VEL) posted quarterly FCF Margin of 12.13% for Q1 2026, down 689.0% year-over-year from 2.06% in Q1 2025, and down 482.68% quarter-over-quarter from 3.17% in Q4 2025.
Velocity Financial (VEL) FCF Margin (2019 - 2026) Analysis & Trends
Velocity Financial's FCF Margin history runs 8 years deep, the most recent figure standing at 12.13% for Q1 2026.
- In Q1 2026, FCF Margin fell 689.0% year-over-year to 12.13%; the TTM figure through Mar 2026 stood at 6.27% (up 535.0% YoY), while the FY2025 annual figure was 4.97%, up 930.0% from the prior year.
- FCF Margin for Q1 2026 stood at 12.13%, down from 3.17% in the prior quarter.
- The five-year high for FCF Margin was 26.85% in Q1 2023, with the low at 92.49% in Q2 2023.
- The 5-year median for FCF Margin is 12.13% (2026), against an average of 15.57%.
- The sharpest annual moves came in 2022 and 2023: FCF Margin soared 9382 bps in 2022, then plunged 8890 bps in 2023.
- Velocity Financial's FCF Margin stood at 57.54% in 2022, then increased by 24 bps to 43.73% in 2023, then slipped by 17 bps to 51.02% in 2024, then soared by 106 bps to 3.17% in 2025, then tumbled by 483 bps to 12.13% in 2026.
- Business Quant data shows VEL's FCF Margin at 12.13% in Q1 2026, 3.17% in Q4 2025, and 12.27% in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | -44.76% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 122.69% |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 46.04% |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 428.66% |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 381.13% |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | -3.99% |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | 37.68% |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | -182.71% |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | 151.27% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -3.32% |
| Mar 31, 2026 | -12.13% |
| Dec 31, 2025 | 3.17% |
| Sep 30, 2025 | -12.27% |
| Jun 30, 2025 | -8.74% |
| Mar 31, 2025 | -5.24% |
| Dec 31, 2024 | -51.02% |
| Sep 30, 2024 | 26.17% |
| Jun 30, 2024 | -18.06% |
| Mar 31, 2024 | -17.62% |
| Dec 31, 2023 | -43.73% |
| Sep 30, 2023 | 19.66% |
| Jun 30, 2023 | -92.49% |
| Mar 31, 2023 | 26.85% |
| Dec 31, 2022 | -57.54% |
| Sep 30, 2022 | 12.12% |
| Jun 30, 2022 | -3.59% |
| Mar 31, 2022 | -30.27% |
| Dec 31, 2021 | -90.45% |
| Sep 30, 2021 | -81.70% |