Velocity Financial (VEL) FCF Margin (2019 - 2026)
Velocity Financial (VEL) posted FCF Margin of 3.99% for Q2 2026, up 70.47% on a QoQ basis from 13.51% in Q1 2026, and up 649.0% year-over-year from 0.53% in Q2 2025.
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Velocity Financial (VEL) FCF Margin (2019 - 2026) Analysis & Trends
Velocity Financial has reported FCF Margin for 8 years, with the latest figure at 3.99% in Q2 2026.
- On a quarterly basis, FCF Margin rose 649.0% year-over-year to 3.99% in Q2 2026; TTM through Jun 2026 was 6.52%, a 405.0% increase from a year earlier, with the FY2025 full-year figure at 5.89%, up 1178.0% from the prior year.
- FCF Margin was 3.99% for Q2 2026 at Velocity Financial, up from 13.51% in the prior quarter.
- The five-year high for FCF Margin was 651.0% in Q1 2022, with the low at 312.5% in Q3 2022.
- Average FCF Margin over 5 years is 2.34%, with a median of 11.99% recorded in 2025.
- The sharpest annual moves came in 2022 and 2023: FCF Margin sank 141720 bps in 2022, then jumped 33655 bps in 2023.
- Over 5 years, FCF Margin stood at 123.81% in 2022, then soared by 52 bps to 59.28% in 2023, then rose by 5 bps to 56.23% in 2024, then soared by 109 bps to 5.24% in 2025, then plunged by 176 bps to 3.99% in 2026.
- The last three FCF Margin figures came in at 3.99% (Q2 2026), 13.51% (Q1 2026), and 5.24% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | 122.69% |
| 2 | Rocket Companies | 52.80 Bn | 49.70 Bn | - | -44.76% |
| 3 | Figure Technology Solutions | 8.04 Bn | 6.51 Bn | 196.67 Mn | -18.35% |
| 4 | PennyMac Financial Services | 3.81 Bn | 3.06 Bn | 480.08 Mn | 428.66% |
| 5 | Federal Agricultural Mortgage | 2.47 Bn | 1.43 Bn | - | 32.32% |
| 6 | UWM Holdings | 2.36 Bn | 2.71 Bn | - | 37.68% |
| 7 | CNFinance Holdings | 1.51 Bn | 1.51 Bn | - | - |
| 8 | Walker & Dunlop | 1.42 Bn | 1.27 Bn | - | 381.13% |
| 9 | Velocity Financial | 725.75 Mn | -6.72 Bn | - | - |
| 10 | loanDepot | 338.91 Mn | 159.79 Mn | - | 151.27% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -3.99% |
| Mar 31, 2026 | -13.51% |
| Dec 31, 2025 | 5.24% |
| Sep 30, 2025 | -14.53% |
| Jun 30, 2025 | -10.48% |
| Mar 31, 2025 | -5.24% |
| Dec 31, 2024 | -56.23% |
| Sep 30, 2024 | 32.57% |
| Jun 30, 2024 | -22.42% |
| Mar 31, 2024 | -21.94% |
| Dec 31, 2023 | -59.28% |
| Sep 30, 2023 | 24.05% |
| Jun 30, 2023 | -117.01% |
| Mar 31, 2023 | 33.61% |
| Dec 31, 2022 | -123.81% |
| Sep 30, 2022 | -312.50% |
| Jun 30, 2022 | 56.53% |
| Mar 31, 2022 | 651.00% |
| Dec 31, 2021 | 1,293.40% |
| Sep 30, 2021 | 958.23% |