Velocity Financial (VEL) FCF Margin (2019 - 2026)
Velocity Financial's (VEL) quarterly FCF Margin came in at 12.13% in Q1 2026, down 689.0% year-on-year from 2.06% in Q1 2025, and down 428.85% quarter-over-quarter from 3.69% in Q4 2025.
Velocity Financial (VEL) FCF Margin (2019 - 2026) Analysis & Trends
Velocity Financial's FCF Margin history runs 8 years deep, the most recent figure standing at 12.13% for Q1 2026.
- On a quarterly basis, FCF Margin fell 689.0% year-over-year to 12.13% in Q1 2026; TTM through Mar 2026 was 6.58%, a 504.0% increase from a year earlier, with the FY2025 full-year figure at 4.97%, up 930.0% from the prior year.
- FCF Margin retreated to 12.13% in Q1 2026 per VEL's latest filing, from 3.69% in the prior quarter.
- Across five years, FCF Margin topped out at 26.85% in Q1 2023 and bottomed at 164.44% in Q4 2023.
- The 5-year median for FCF Margin is 12.13% (2026), against an average of 25.03%.
- Across the five-year window, FCF Margin sank 8890 bps in 2023 and surged 11342 bps in 2024, its largest moves.
- Year by year, FCF Margin stood at 98.14% in 2022, then plunged by 68 bps to 164.44% in 2023, then soared by 69 bps to 51.02% in 2024, then soared by 107 bps to 3.69% in 2025, then tumbled by 429 bps to 12.13% in 2026.
- Per Business Quant, the three latest VEL FCF Margin figures stand at 12.13% (Q1 2026), 3.69% (Q4 2025), and 12.27% (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 61.68% |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 299.49% |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 63.07% |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | -246.65% |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | -380.25% |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | -12.13% |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | -249.49% |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -268.49% |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | -8,324.61% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -12.13% |
| Dec 31, 2025 | 3.69% |
| Sep 30, 2025 | -12.27% |
| Jun 30, 2025 | -8.74% |
| Mar 31, 2025 | -5.24% |
| Dec 31, 2024 | -51.02% |
| Sep 30, 2024 | 26.17% |
| Jun 30, 2024 | -18.06% |
| Mar 31, 2024 | -17.62% |
| Dec 31, 2023 | -164.44% |
| Sep 30, 2023 | 19.66% |
| Jun 30, 2023 | -92.49% |
| Mar 31, 2023 | 26.85% |
| Dec 31, 2022 | -98.14% |
| Sep 30, 2022 | 12.12% |
| Jun 30, 2022 | -3.59% |
| Mar 31, 2022 | -30.27% |
| Dec 31, 2021 | -90.45% |
| Sep 30, 2021 | -81.70% |
| Jun 30, 2021 | -47.45% |