Velocity Financial, Inc. (VEL) Times Interest Earned (2022 - 2026)
Velocity Financial's (VEL) Times Interest Earned was 1.38 for Q2 2026, down 5.8% from 1.46 a year earlier but up 2.6% from the prior quarter.
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Analysis
Velocity Financial, Inc. (VEL) Times Interest Earned (2022 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Velocity Financial's Times Interest Earned came in at 1.43, down 0.8% year-over-year; for FY2025, it came in at 1.47, up 2.6% from FY2024.
- Times Interest Earned has increased for three consecutive years.
- By year, Times Interest Earned came in at 1.44 in FY2024 (+0.4%), 1.43 in FY2023 (+2.0%) and 1.40 in FY2022.
- Five-year quarterly Times Interest Earned spans a low of 1.33 in Q4 2022 and a high of 1.57 in Q4 2025.
- Year over year, Times Interest Earned gained in four of the last eight quarters, with an average decline of 0.1%.
- The high point for year-over-year Times Interest Earned in five years was Q4 2023 (growth of 11.9%); the low point was Q2 2026 (a decline of 5.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 1.34 (Q1 2026), 1.57 (Q4 2025) and 1.44 (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.38 |
| Mar 31, 2026 | 1.34 |
| Dec 31, 2025 | 1.57 |
| Sep 30, 2025 | 1.44 |
| Jun 30, 2025 | 1.46 |
| Mar 31, 2025 | 1.40 |
| Dec 31, 2024 | 1.52 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.37 |
| Mar 31, 2024 | 1.47 |
| Dec 31, 2023 | 1.49 |
| Sep 30, 2023 | 1.40 |
| Jun 30, 2023 | 1.43 |
| Mar 31, 2023 | 1.40 |
| Dec 31, 2022 | 1.33 |
API Access
Velocity Financial, Inc. Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=VEL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "VEL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=VEL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();