Velocity Financial VEL
NYSE VEL
$16.04 -0.04 (-0.25%)
At close: Sep 18, 2026 · 4:00 PM EDT

Velocity Financial (VEL) Times Interest Earned (2022 - 2026)

Velocity Financial (VEL) posted Times Interest Earned of 1.38 for Q2 2026, up 2.58% on a QoQ basis from 1.34 in Q1 2026, and down 5.78% year-over-year from 1.46 in Q2 2025.

Analysis

Velocity Financial (VEL) Times Interest Earned (2022 - 2026) Analysis & Trends

Velocity Financial has reported Times Interest Earned for 5 years, with the latest figure at 1.38 in Q2 2026.

  • On a quarterly basis, Times Interest Earned fell 5.78% year-over-year to 1.38 in Q2 2026; TTM through Jun 2026 was 1.43, a 0.8% decrease from a year earlier, with the FY2025 full-year figure at 1.47, up 2.56% from the prior year.
  • Times Interest Earned was 1.38 for Q2 2026 at Velocity Financial, up from 1.34 in the prior quarter.
  • The five-year high for Times Interest Earned was 1.57 in Q4 2025, with the low at 1.33 in Q4 2022.
  • Average Times Interest Earned over 5 years is 1.43, with a median of 1.4 recorded in 2023.
  • The sharpest annual moves came in 2023 and 2026: Times Interest Earned increased 11.88% in 2023, then fell 5.78% in 2026.
  • Over 5 years, Times Interest Earned stood at 1.33 in 2022, then increased by 11.88% to 1.49 in 2023, then rose by 2.07% to 1.52 in 2024, then grew by 3.15% to 1.57 in 2025, then retreated by 12.36% to 1.38 in 2026.
  • The last three Times Interest Earned figures came in at 1.38 (Q2 2026), 1.34 (Q1 2026), and 1.57 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Rocket Companies 46.15 Bn 43.05 Bn - 1.75
2 Federal National Mortgage Association Fannie Mae 30.33 Bn 30.33 Bn - 1.15
3 Figure Technology Solutions 7.94 Bn 6.40 Bn 196.67 Mn 3.95
4 PennyMac Financial Services 3.45 Bn 2.70 Bn 480.08 Mn 0.05
5 Federal Agricultural Mortgage 2.40 Bn 1.36 Bn - 1.25
6 UWM Holdings 2.01 Bn 2.36 Bn - -1.98
7 Walker & Dunlop 1.26 Bn 1.11 Bn - 1.12
8 CNFinance Holdings 1.25 Bn 1.25 Bn - -
9 Velocity Financial 630.27 Mn -6.82 Bn - 1.38
10 Onity 266.14 Mn 69.84 Mn - 0.85
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.38
Mar 31, 2026 1.34
Dec 31, 2025 1.57
Sep 30, 2025 1.44
Jun 30, 2025 1.46
Mar 31, 2025 1.40
Dec 31, 2024 1.52
Sep 30, 2024 1.37
Jun 30, 2024 1.37
Mar 31, 2024 1.47
Dec 31, 2023 1.49
Sep 30, 2023 1.40
Jun 30, 2023 1.43
Mar 31, 2023 1.40
Dec 31, 2022 1.33