Velocity Financial (VEL) EV to EBITDA (2020 - 2026)
Velocity Financial's EV to EBITDA came in at 1.29 for Q2 2026, down 23.8% from 1.70 a year earlier and down 0.1% from the prior quarter.
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Analysis
Velocity Financial (VEL) EV to EBITDA (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Velocity Financial reported EV to EBITDA of 0.74, down 43.2% year-over-year; for FY2025, it came in at 1.58, down 17.6% from FY2024.
- Going back by year, EV to EBITDA was 1.92 in FY2024 (-14.1%), 2.23 in FY2023 (+27.9%), 1.75 in FY2022 (-74.5%) and 6.84 in FY2021 (-78.3%).
- The Q2 2026 figure represents the lowest quarterly EV to EBITDA in data going back to Q1 2020.
- Year-over-year, EV to EBITDA has declined for seven consecutive quarters, with an average decline of 14.4% over the last eight quarters.
- The fastest year-over-year change in EV to EBITDA over five years came in Q3 2024 (growth of 30.4%), and the weakest in Q2 2022 (a decline of 81.7%).
- Business Quant data shows VEL's EV to EBITDA at 1.30 (Q1 2026), 1.58 (Q4 2025) and 1.48 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - |
| 10 | Velocity Financial | 594.51 Mn | 243.90 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.29 |
| Mar 31, 2026 | 1.30 |
| Dec 31, 2025 | 1.58 |
| Sep 30, 2025 | 1.48 |
| Jun 30, 2025 | 1.70 |
| Mar 31, 2025 | 1.81 |
| Dec 31, 2024 | 1.92 |
| Sep 30, 2024 | 2.08 |
| Jun 30, 2024 | 2.01 |
| Mar 31, 2024 | 2.19 |
| Dec 31, 2023 | 2.23 |
| Sep 30, 2023 | 1.60 |
| Jun 30, 2023 | 2.04 |
| Mar 31, 2023 | 2.01 |
| Dec 31, 2022 | 3.38 |
| Sep 30, 2022 | 7.30 |
| Jun 30, 2022 | 7.46 |
| Mar 31, 2022 | 7.98 |
| Dec 31, 2021 | 6.84 |
| Sep 30, 2021 | 7.71 |
API Access
Velocity Financial EV to EBITDA API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-ebitda&ticker=VEL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-ebitda", "ticker": "VEL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-ebitda&ticker=VEL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();