Velocity Financial (VEL) EV to EBIT (2020 - 2026)
Velocity Financial's EV to EBIT was 1.30 in Q2 2026, down 23.8% from 1.70 a year earlier and down 0.1% from the prior quarter.
Velocity Financial (VEL) EV to EBIT (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, Velocity Financial's EV to EBIT was 0.74 through Jun 30, 2026, down 43.2% year-over-year; for FY2025, it was 1.58, down 17.7% from FY2024.
- In earlier years, EV to EBIT was 1.92 in FY2024 (-14.2%), 2.24 in FY2023 (+27.6%), 1.76 in FY2022 (-75.0%) and 7.04 in FY2021 (-78.8%).
- The Q2 2026 figure marks the lowest quarterly EV to EBIT in data going back to Q1 2020.
- Compared with a year earlier, EV to EBIT has declined for seven straight quarters, with an average decline of 14.4% over the last eight quarters.
- The best year-over-year quarter for EV to EBIT over five years was Q3 2024 (growth of 30.3%); the worst was Q2 2022 (a decline of 82.0%).
- Per Business Quant data, VEL's EV to EBIT in the three quarters before Q2 2026 was 1.30 (Q1 2026), 1.58 (Q4 2025) and 1.49 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - |
| 10 | Velocity Financial | 594.51 Mn | 243.90 Mn | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.30 |
| Mar 31, 2026 | 1.30 |
| Dec 31, 2025 | 1.58 |
| Sep 30, 2025 | 1.49 |
| Jun 30, 2025 | 1.70 |
| Mar 31, 2025 | 1.82 |
| Dec 31, 2024 | 1.92 |
| Sep 30, 2024 | 2.09 |
| Jun 30, 2024 | 2.01 |
| Mar 31, 2024 | 2.19 |
| Dec 31, 2023 | 2.24 |
| Sep 30, 2023 | 1.60 |
| Jun 30, 2023 | 2.05 |
| Mar 31, 2023 | 2.03 |
| Dec 31, 2022 | 3.42 |
| Sep 30, 2022 | 7.44 |
| Jun 30, 2022 | 7.63 |
| Mar 31, 2022 | 8.19 |
| Dec 31, 2021 | 7.04 |
| Sep 30, 2021 | 7.94 |
Velocity Financial EV to EBIT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-ebit&ticker=VEL&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-ebit", "ticker": "VEL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-ebit&ticker=VEL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();