Velocity Financial (VEL) EBIT Margin (2019 - 2026)
Velocity Financial (VEL) posted quarterly EBIT Margin of 132.28% for Q1 2026, up 951.0% year-over-year from 12.59% in Q1 2025, and up 2.4% quarter-over-quarter from 135.54% in Q4 2025.
Velocity Financial (VEL) EBIT Margin (2019 - 2026) Analysis & Trends
Velocity Financial's EBIT Margin history runs 8 years deep, the most recent figure standing at 132.28% for Q1 2026.
- In Q1 2026, EBIT Margin rose 951.0% year-over-year to 132.28%; the TTM figure through Mar 2026 stood at 136.9% (up 438.0% YoY), while the FY2025 annual figure was 142.02%, down 210.0% from the prior year.
- EBIT Margin for Q1 2026 stood at 132.28%, up from 135.54% in the prior quarter.
- The five-year high for EBIT Margin was 114.99% in Q1 2022, with the low at 154.12% in Q2 2022.
- The 5-year median for EBIT Margin is 138.66% (2023), against an average of 137.66%.
- The sharpest annual moves came in 2022 and 2023: EBIT Margin surged 4325 bps in 2022, then sank 2161 bps in 2023.
- Velocity Financial's EBIT Margin stood at 120.86% in 2022, then retreated by 16 bps to 139.83% in 2023, then declined by 9 bps to 152.83% in 2024, then grew by 11 bps to 135.54% in 2025, then grew by 2 bps to 132.28% in 2026.
- Business Quant data shows VEL's EBIT Margin at 132.28% in Q1 2026, 135.54% in Q4 2025, and 140.6% in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 23.53% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 507.88% |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 551.48% |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 2.95% |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 6.15% |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | -141.05% |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -35.36% |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | 31.11% |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | 9.14% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -134.13% |
| Mar 31, 2026 | -132.28% |
| Dec 31, 2025 | -135.54% |
| Sep 30, 2025 | -140.60% |
| Jun 30, 2025 | -140.48% |
| Mar 31, 2025 | -141.79% |
| Dec 31, 2024 | -152.83% |
| Sep 30, 2024 | -135.39% |
| Jun 30, 2024 | -135.12% |
| Mar 31, 2024 | -140.92% |
| Dec 31, 2023 | -139.83% |
| Sep 30, 2023 | -138.66% |
| Jun 30, 2023 | -138.49% |
| Mar 31, 2023 | -136.60% |
| Dec 31, 2022 | -120.86% |
| Sep 30, 2022 | -141.71% |
| Jun 30, 2022 | -154.12% |
| Mar 31, 2022 | -114.99% |
| Dec 31, 2021 | -164.11% |
| Sep 30, 2021 | -156.33% |