Velocity Financial (VEL) EBIT Margin (2019 - 2026)
Velocity Financial (VEL) posted EBIT Margin of 141.05% for Q2 2026, down 3.76% on a QoQ basis from 135.94% in Q1 2026, and up 748.0% year-over-year from 16.63% in Q2 2025.
Powered by 
Analysis
Velocity Financial (VEL) EBIT Margin (2019 - 2026) Analysis & Trends
Velocity Financial has reported EBIT Margin for 8 years, with the latest figure at 141.05% in Q2 2026.
- On a quarterly basis, EBIT Margin rose 748.0% year-over-year to 141.05% in Q2 2026; TTM through Jun 2026 was 145.76%, a 232.0% increase from a year earlier, with the FY2025 full-year figure at 149.85%, down 40.0% from the prior year.
- EBIT Margin was 141.05% for Q2 2026 at Velocity Financial, down from 135.94% in the prior quarter.
- The five-year high for EBIT Margin was 975.62% in Q3 2022, with the low at 158.69% in Q4 2025.
- Average EBIT Margin over 5 years is 14.58%, with a median of 145.35% recorded in 2022.
- The sharpest annual moves came in 2022 and 2023: EBIT Margin jumped 41498 bps in 2022, then slumped 112292 bps in 2023.
- Over 5 years, EBIT Margin stood at 144.89% in 2022, then fell by 6 bps to 154.0% in 2023, then slipped by 3 bps to 158.23% in 2024, then slipped by 0 bps to 158.69% in 2025, then rose by 11 bps to 141.05% in 2026.
- The last three EBIT Margin figures came in at 141.05% (Q2 2026), 135.94% (Q1 2026), and 158.69% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | 507.88% |
| 2 | Rocket Companies | 52.80 Bn | 49.70 Bn | - | 23.53% |
| 3 | Figure Technology Solutions | 8.04 Bn | 6.51 Bn | 196.67 Mn | 34.46% |
| 4 | PennyMac Financial Services | 3.81 Bn | 3.06 Bn | 480.08 Mn | 2.95% |
| 5 | Federal Agricultural Mortgage | 2.47 Bn | 1.43 Bn | - | 331.19% |
| 6 | UWM Holdings | 2.36 Bn | 2.71 Bn | - | -35.36% |
| 7 | CNFinance Holdings | 1.51 Bn | 1.51 Bn | - | - |
| 8 | Walker & Dunlop | 1.42 Bn | 1.27 Bn | - | 6.15% |
| 9 | Velocity Financial | 725.75 Mn | -6.72 Bn | - | - |
| 10 | loanDepot | 338.91 Mn | 159.79 Mn | - | 9.14% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -141.05% |
| Mar 31, 2026 | -135.94% |
| Dec 31, 2025 | -158.69% |
| Sep 30, 2025 | -148.07% |
| Jun 30, 2025 | -148.53% |
| Mar 31, 2025 | -141.79% |
| Dec 31, 2024 | -158.23% |
| Sep 30, 2024 | -144.05% |
| Jun 30, 2024 | -143.60% |
| Mar 31, 2024 | -150.95% |
| Dec 31, 2023 | -154.00% |
| Sep 30, 2023 | -147.30% |
| Jun 30, 2023 | -148.69% |
| Mar 31, 2023 | -145.81% |
| Dec 31, 2022 | -144.89% |
| Sep 30, 2022 | 975.63% |
| Jun 30, 2022 | 751.14% |
| Mar 31, 2022 | 222.40% |
| Dec 31, 2021 | 816.73% |
| Sep 30, 2021 | 560.65% |