Velocity Financial (VEL) EBIT Margin (2019 - 2026)
Velocity Financial's (VEL) quarterly EBIT Margin came in at 132.28% in Q1 2026, up 951.0% year-on-year from 12.59% in Q1 2025, and up 6.42% quarter-over-quarter from 141.36% in Q4 2025.
Velocity Financial (VEL) EBIT Margin (2019 - 2026) Analysis & Trends
Velocity Financial's EBIT Margin history runs 8 years deep, the most recent figure standing at 132.28% for Q1 2026.
- On a quarterly basis, EBIT Margin rose 951.0% year-over-year to 132.28% in Q1 2026; TTM through Mar 2026 was 138.75%, a 253.0% increase from a year earlier, with the FY2025 full-year figure at 142.02%, down 210.0% from the prior year.
- EBIT Margin climbed to 132.28% in Q1 2026 per VEL's latest filing, from 141.36% in the prior quarter.
- Across five years, EBIT Margin topped out at 114.99% in Q1 2022 and bottomed at 249.78% in Q4 2023.
- The 5-year median for EBIT Margin is 140.48% (2025), against an average of 145.34%.
- Across the five-year window, EBIT Margin slumped 11420 bps in 2023 and soared 9695 bps in 2024, its largest moves.
- Year by year, EBIT Margin stood at 135.58% in 2022, then sank by 84 bps to 249.78% in 2023, then jumped by 39 bps to 152.83% in 2024, then grew by 8 bps to 141.36% in 2025, then gained by 6 bps to 132.28% in 2026.
- Per Business Quant, the three latest VEL EBIT Margin figures stand at 132.28% (Q1 2026), 141.36% (Q4 2025), and 140.6% (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 25.47% |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 714.17% |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 558.67% |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 15.34% |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 14.28% |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | -132.28% |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 35.88% |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -95.13% |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 401.05% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -132.28% |
| Dec 31, 2025 | -141.36% |
| Sep 30, 2025 | -140.60% |
| Jun 30, 2025 | -140.48% |
| Mar 31, 2025 | -141.79% |
| Dec 31, 2024 | -152.83% |
| Sep 30, 2024 | -135.39% |
| Jun 30, 2024 | -135.12% |
| Mar 31, 2024 | -140.92% |
| Dec 31, 2023 | -249.78% |
| Sep 30, 2023 | -138.66% |
| Jun 30, 2023 | -138.49% |
| Mar 31, 2023 | -136.60% |
| Dec 31, 2022 | -135.58% |
| Sep 30, 2022 | -141.71% |
| Jun 30, 2022 | -154.12% |
| Mar 31, 2022 | -114.99% |
| Dec 31, 2021 | -164.11% |
| Sep 30, 2021 | -156.33% |
| Jun 30, 2021 | -171.97% |