Velocity Financial (VEL) EBT Margin (2019 - 2026)
Velocity Financial (VEL) posted EBT Margin of 38.58% for Q2 2026, down 11.39% on a QoQ basis from 34.64% in Q1 2026, and up 828.0% year-over-year from 4.16% in Q2 2025.
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Velocity Financial (VEL) EBT Margin (2019 - 2026) Analysis & Trends
Velocity Financial has reported EBT Margin for 8 years, with the latest figure at 38.58% in Q2 2026.
- On a quarterly basis, EBT Margin rose 828.0% year-over-year to 38.58% in Q2 2026; TTM through Jun 2026 was 43.85%, a 153.0% increase from a year earlier, with the FY2025 full-year figure at 48.19%, down 272.0% from the prior year.
- EBT Margin was 38.58% for Q2 2026 at Velocity Financial, down from 34.64% in the prior quarter.
- The five-year high for EBT Margin was 975.62% in Q3 2022, with the low at 57.65% in Q4 2025.
- Average EBT Margin over 5 years is 71.63%, with a median of 41.11% recorded in 2025.
- The sharpest annual moves came in 2022 and 2023: EBT Margin jumped 41498 bps in 2022, then tumbled 101803 bps in 2023.
- Over 5 years, EBT Margin stood at 36.22% in 2022, then plunged by 40 bps to 50.76% in 2023, then dropped by 7 bps to 54.31% in 2024, then declined by 6 bps to 57.65% in 2025, then surged by 33 bps to 38.58% in 2026.
- The last three EBT Margin figures came in at 38.58% (Q2 2026), 34.64% (Q1 2026), and 57.65% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | 66.15% |
| 2 | Rocket Companies | 52.80 Bn | 49.70 Bn | - | 10.09% |
| 3 | Figure Technology Solutions | 8.04 Bn | 6.51 Bn | 196.67 Mn | 36.79% |
| 4 | PennyMac Financial Services | 3.81 Bn | 3.06 Bn | 480.08 Mn | 6.34% |
| 5 | Federal Agricultural Mortgage | 2.47 Bn | 1.43 Bn | - | 65.46% |
| 6 | UWM Holdings | 2.36 Bn | 2.71 Bn | - | -53.26% |
| 7 | CNFinance Holdings | 1.51 Bn | 1.51 Bn | - | - |
| 8 | Walker & Dunlop | 1.42 Bn | 1.27 Bn | - | 0.68% |
| 9 | Velocity Financial | 725.75 Mn | -6.72 Bn | - | - |
| 10 | loanDepot | 338.91 Mn | 159.79 Mn | - | -1.96% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -38.58% |
| Mar 31, 2026 | -34.64% |
| Dec 31, 2025 | -57.65% |
| Sep 30, 2025 | -45.16% |
| Jun 30, 2025 | -46.87% |
| Mar 31, 2025 | -40.79% |
| Dec 31, 2024 | -54.31% |
| Sep 30, 2024 | -39.23% |
| Jun 30, 2024 | -39.12% |
| Mar 31, 2024 | -48.37% |
| Dec 31, 2023 | -50.76% |
| Sep 30, 2023 | -42.41% |
| Jun 30, 2023 | -44.38% |
| Mar 31, 2023 | -41.42% |
| Dec 31, 2022 | -36.22% |
| Sep 30, 2022 | 975.63% |
| Jun 30, 2022 | 751.14% |
| Mar 31, 2022 | 222.40% |
| Dec 31, 2021 | 816.73% |
| Sep 30, 2021 | 560.65% |