Velocity Financial (VEL) Return on Assets [ROA] (2020 - 2026)
Velocity Financial (VEL) reported Return on Assets [ROA] of 1.39% for Q2 2026, up 0.09 percentage points from 1.31% a year earlier but down 0.06 percentage points from the prior quarter.
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Analysis
Velocity Financial (VEL) Return on Assets [ROA] (2020 - 2026) Analysis & Trends
For FY2025, Velocity Financial posted Return on Assets [ROA] of 1.63%, up 0.25 percentage points from FY2024.
- Return on Assets [ROA] has increased for three consecutive years, with a five-year change of +0.80 percentage points (FY2020 to FY2025).
- By year, Return on Assets [ROA] came in at 1.38% in FY2024 (+0.10 pp), 1.28% in FY2023 (+0.29 pp), 0.99% in FY2022 (-0.20 pp) and 1.19% in FY2021 (+0.37 pp).
- Five-year quarterly Return on Assets [ROA] spans a low of 0.88% in Q4 2022 and a high of 1.46% in Q4 2025.
- Year over year, Return on Assets [ROA] has now increased in each of the last five quarters, with an average year-over-year change of +0.10 percentage points over the last eight quarters.
- The high point for year-over-year Return on Assets [ROA] in five years was Q3 2021 (a gain of 0.67 percentage points); the low point was Q3 2022 (a drop of 0.35 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 1.45% (Q1 2026), 1.46% (Q4 2025) and 1.36% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | 0.78% |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | 3.61% |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 6.81% |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | 0.35% |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 13.34% |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 2.89% |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 7.87% |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | 2.11% |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | - |
| 10 | Velocity Financial | 590.98 Mn | 240.37 Mn | - | 1.39% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.39% |
| Mar 31, 2026 | 1.45% |
| Dec 31, 2025 | 1.46% |
| Sep 30, 2025 | 1.36% |
| Jun 30, 2025 | 1.31% |
| Mar 31, 2025 | 1.21% |
| Dec 31, 2024 | 1.28% |
| Sep 30, 2024 | 1.29% |
| Jun 30, 2024 | 1.29% |
| Mar 31, 2024 | 1.30% |
| Dec 31, 2023 | 1.23% |
| Sep 30, 2023 | 1.07% |
| Jun 30, 2023 | 1.07% |
| Mar 31, 2023 | 1.06% |
| Dec 31, 2022 | 0.88% |
| Sep 30, 2022 | 0.94% |
| Jun 30, 2022 | 0.94% |
| Mar 31, 2022 | 0.98% |
| Dec 31, 2021 | 1.11% |
| Sep 30, 2021 | 1.29% |
API Access
Velocity Financial Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=VEL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "VEL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=VEL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();