Velocity Financial (VEL) Debt Ratio (2019 - 2026)

Velocity Financial has reported Debt Ratio for 8 years, with the latest figure at 0.07 in Q2 2026.

• On a quarterly basis, Debt Ratio rose 62.47% year-over-year to 0.07 in Q2 2026; TTM through Jun 2026 was 0.07, a 62.47% increase from a year earlier, with the FY2025 full-year figure at 0.04, down 24.63% from the prior year.
• Debt Ratio was 0.07 for Q2 2026 at Velocity Financial, down from 0.08 in the prior quarter.
• The five-year high for Debt Ratio was 0.82 in Q3 2023, with the low at 0.04 in Q4 2025.
• Average Debt Ratio over 5 years is 0.26, with a median of 0.06 recorded in 2022.
• The sharpest annual moves came in 2024 and 2025: Debt Ratio surged 1354.75% in 2024, then tumbled 94.0% in 2025.
• Over 5 years, Debt Ratio stood at 0.79 in 2022, then advanced by 1.33% to 0.8 in 2023, then sank by 93.53% to 0.05 in 2024, then decreased by 24.63% to 0.04 in 2025, then soared by 84.59% to 0.07 in 2026.
• The last three Debt Ratio figures came in at 0.07 (Q2 2026), 0.08 (Q1 2026), and 0.04 (Q4 2025), per Business Quant data.