VersaBank Ratios (2020-2026) | VBNK

Ratios Oct2020 Jan2021 Apr2021 Jun2021 Oct2021 Jan2022 Apr2022 Jul2022 Oct2022 Jan2023 Apr2023 Jul2023 Oct2023 Jan2024 Apr2024 Jun2024 Oct2024 Jan2025 Apr2025 Jun2025 Oct2025 Jan2026
Profitability
EBT Margin (Quarter)
-139.81%49.72%44.63%41.76%36.44%12.02%44.76%50.92%51.42%51.41%57.99%58.76%57.19%29.60%39.90%38.93%66.12%41.81%
EBIT Margin (Quarter)
-255.22%90.76%87.28%84.65%82.62%33.62%125.55%148.49%160.04%182.32%194.58%206.85%215.08%-442.30%210.68%181.42%-301.98%171.45%
EBITDA Margin (Quarter)
-101.09%90.76%32.38%30.56%26.69%8.79%125.55%36.23%38.54%37.09%194.58%43.81%41.73%-442.30%28.64%28.25%-301.98%25.28%
Net Margin (Quarter)
-101.14%35.97%32.41%30.47%26.53%8.75%28.90%36.33%38.46%37.24%42.78%44.02%41.50%-27.67%20.22%29.26%28.30%-20.89%30.06%30.31%
FCF Margin (Quarter)
184.05%-538.25%-617.72%220.02%-163.33%599.30%131.95%74.00%-114.57%244.00%-7.32%178.85%-136.55%5.22%-2.43%-4.61%0.47%
Efficiency
Assets Average (Quarter)
3,040.56M3,143.30M3,212.20M3,522.69M3,524.49M4,307.92M
Invested Capital (Quarter)
1,474.22M2,011.12M78.90M292.33M383.99M
Asset Utilization Ratio (Quarter)
0.030.030.030.010.010.01
Leverage & Solvency
Interest Coverage Ratio (Quarter)
2.212.212.051.971.791.561.551.521.471.391.421.401.360.941.231.270.821.32
Debt to Equity (Quarter)
657.057.690.260.19
Debt Ratio (Quarter)
0.040.030.020.020.020.020.020.020.02
Equity Ratio (Quarter)
0.000.000.000.080.09
Times Interest Earned (Quarter)
2.212.212.051.971.791.561.551.521.471.391.421.401.360.941.231.270.821.32
Dividends & Payouts
FCF Payout Ratio (Quarter)
0.10-0.010.01-0.020.010.00-0.03-0.050.030.090.42-0.02-0.02-0.561.11-0.50-4.70
Valuation
Enterprise Value (Quarter)
-204.65M-215.98M-214.53M-214.38M-211.12M-66.69M-65.71M-65.54M-67.20M-98.65M-94.76M-98.31M-164.95M-158.67M-239.06M-419.34M-452.52M
Return Ratios
Return on Sales (Quarter)
-0.01%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.00%0.00%0.00%0.01%0.00%0.00%
Return on Assets (Quarter)
0.00%0.00%0.00%0.00%0.00%0.00%