VersaBank Ratios

Ratios Oct2020 Oct2021 Oct2022 Oct2023 Oct2024 Oct2025
Profitability
EBT Margin 49.37%47.11%39.50%53.06%49.08%33.29%
EBIT Margin 108.37%91.99%100.37%172.07%212.80%177.31%
Net Margin 35.81%34.24%27.50%38.81%35.61%22.83%
FCF Margin 257.17%-165.73%-40.34%86.86%227.65%34.90%
Efficiency
Assets Average 1,683.51M2,230.09M2,827.67M3,336.08M3,852.77M
Equity Average 147.31M178.39M167.51M226.36M336.97M
Invested Capital 1,279.57M1,655.21M2,241.78M2,779.92M293.39M380.55M
Asset Utilization Ratio 0.030.030.030.020.02
Leverage & Solvency
Interest Coverage Ratio 1.842.051.651.451.301.23
Equity Ratio 0.080.090.070.050.080.09
Times Interest Earned 1.842.051.651.451.301.23
Dividends & Payouts
FCF Payout Ratio 0.03-0.04-0.110.040.010.07
Valuation
Enterprise Value -191.65M-215.98M121.44M100.24M223.92M-33.75M
Market Capitalization 190.30M198.32M389.47M381.83M
Return Ratios
Return on Sales 0.36%0.34%0.28%0.39%0.36%0.23%
Return on Invested Capital 0.02%0.02%0.04%0.08%0.32%
Return on Assets 0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.12%0.10%0.19%0.13%0.06%