VersaBank Ratios (2020-2026) | VBNK

Ratios Oct2020 Jan2021 Apr2021 Jun2021 Oct2021 Jan2022 Apr2022 Jul2022 Oct2022 Jan2023 Apr2023 Jul2023 Oct2023 Jan2024 Apr2024 Jul2024 Oct2024 Jan2025 Apr2025 Jul2025 Oct2025 Jan2026
Profitability
EBT Margin (Quarter)
49.72%49.72%44.63%41.76%36.44%36.99%44.76%50.92%51.42%51.41%57.99%58.76%57.19%49.87%29.60%39.90%38.93%27.71%66.12%41.81%
EBIT Margin (Quarter)
50.59%90.76%87.28%84.65%43.77%43.53%234.55%148.49%56.86%56.76%486.29%206.85%62.57%54.85%683.56%210.68%43.55%32.00%214.99%171.45%
EBITDA Margin (Quarter)
56.89%90.76%92.74%89.74%49.26%47.90%238.62%152.16%60.54%60.40%489.68%210.85%66.84%59.28%689.39%216.42%49.00%37.80%220.56%176.37%
Net Margin (Quarter)
35.97%35.97%1,821.16%30.47%26.53%26.93%1,445.96%36.33%38.46%37.24%42.78%44.02%41.50%35.95%20.22%29.26%28.30%20.84%30.06%30.31%
FCF Margin (Quarter)
-65.45%-538.25%-617.72%220.02%-502.59%599.30%131.95%74.00%42.38%99.50%-7.32%178.85%330.56%425.23%-314.84%-332.36%581.06%136.10%152.84%
Efficiency
Assets Average (Quarter)
1.64B1.91B2.02B2.26B2.43B2.54B2.69B2.87B3.04B3.14B3.21B3.27B3.42B3.52B3.52B3.77B4.09B4.31B
Invested Capital (Quarter)
1.47B1.46B1.68B1.92B2.00B2.17B2.30B2.49B2.61B2.69B2.72B2.79B0.00B0.00B0.00B3.89B60.53B
Asset Utilization Ratio (Quarter)
0.030.030.030.030.030.030.030.030.030.030.030.020.020.020.020.020.02
Leverage & Solvency
Interest Coverage Ratio (Quarter)
57.712.212.051.975.976.661.241.5210.4510.621.141.4011.6411.011.051.239.427.471.441.32
Times Interest Earned (Quarter)
57.712.212.051.975.976.661.241.5210.4510.621.141.4011.6411.011.051.239.427.471.441.32
Dividends & Payouts
FCF Payout Ratio (Quarter)
0.10-0.010.01-0.020.010.00-0.030.050.080.220.420.020.010.010.01-0.010.000.02-0.01
Valuation
Enterprise Value (Quarter)
-0.22B-0.22B-0.12B-0.16B0.04B-0.07B-0.22B-0.17B-0.07B-0.10B-0.12B-0.15B-0.18B-0.16B-0.27B-0.24B-0.34B-0.42B-0.45B
Return Ratios
Return on Sales (Quarter)
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Return on Invested Capital (Quarter)
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Return on Assets (Quarter)
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%