VersaBank Cash Flow Statement (2021-2026) | VBNK

Cash Flow Statement Jan2021 Apr2021 Jun2021 Oct2021 Jan2022 Apr2022 Jul2022 Oct2022 Jan2023 Apr2023 Jul2023 Oct2023 Jan2024 Apr2024 Jul2024 Oct2024 Jan2025 Apr2025 Jul2025 Oct2025 Jan2026
Operating Activities
Net Income (Quarter)
4.56M4.67M4.70M4.40M3.90M4.45M5.28M6.98M7.58M7.49M9.20M9.39M8.72M7.09M4.04M5.74M5.99M4.79M11.89M7.98M
Share-based Compensation (Quarter)
0.15M0.33M0.33M0.32M0.25M0.14M0.14M0.13M0.10M0.05M0.05M0.05M0.05M0.00M
Deferred Taxes (Quarter)
1.74M1.77M1.63M1.46M1.66M2.80M2.56M2.85M3.15M3.30M2.74M2.09M2.25M1.58M3.03M
Cash from Discontinued Operations (Quarter)
-13.40M37.34M63.47M-62.74M-69.88M133.60M40.09M
Change in Loans (Quarter)
-27.79M-118.86M-88.02M-183.99M-280.05M-178.84M-134.97M-180.39M-97.02M-24.67M-21.44M
Change in Working Capital (Quarter)
68.86M103.54M1.92M-0.43M1.10M7.91M-8.62M0.25M1.38M4.40M-11.76M3.02M-2.11M0.73M-3.51M
Change in Taxes (Quarter)
-0.14M-0.33M-2.23M-1.08M-0.80M-5.72M-1.89M-2.26M-6.16M-2.22M-3.09M-2.79M-2.78M-1.43M-2.77M
Other Working Capital Changes (Quarter)
-0.16M-0.22M0.00M0.06M0.13M0.15M-6.27M16.12M0.10M-0.14M-0.09M-0.12M-0.33M-0.11M0.72M0.72M0.85M0.95M0.50M
Cash from Operations (Quarter)
-8.30M-78.01M-89.17M32.24M-83.43M110.43M25.34M14.36M8.52M21.93M-13.40M37.34M63.47M112.25M-62.74M-69.88M133.60M35.60M40.09M
Depreciation, Depletion & Amortization
Amortizatization of Intangibles (Quarter)
0.30M0.36M0.39M0.38M0.36M0.38M0.35M0.33M0.32M0.32M0.42M0.47M0.43M0.62M0.52M0.51M0.53M0.65M0.68M
Investing Activities
Capital Expenditures (Quarter)
0.06M-0.03M-0.13M-0.43M1.00M-0.02M-0.23M-0.01M0.53M-11.84M-0.26M-1.70M27.28M-1.02M0.51M0.04M1.17M-0.12M
Divestments (Quarter)
13.77M21.23M-37.94M95.30M40.48M-41.89M-8.47M
Net of Acquisitions & Divestments (Quarter)
Change in Acquisitions & Divestments (Quarter)
25.60M21.49M-36.24M96.32M36.97M-41.34M
Cash from Investing Activities (Quarter)
-0.76M0.04M-0.03M-0.13M-0.43M-106.06M68.21M6.97M-107.84M10.59M13.77M21.23M-37.94M-112.06M95.30M40.48M-41.89M55.46M-8.47M
Financing Activities
Other financing activities (Quarter)
13.47M27.15M-2.67M219.57M266.60M192.24M131.48M160.36M75.33M39.01M93.62M-7.73M53.79M311.56M275.29M
Change in Capital Stock
Net Equity Issued and Repurchased (Quarter)
80.92M-0.48M1.42M
Dividend Payments
Dividends Paid - Common (Quarter)
-0.85M0.54M-0.74M-0.74M-0.73M0.51M-0.67M0.66M0.67M4.65M-0.66M0.66M0.66M0.48M-0.57M0.57M0.59M0.58M-0.58M
Misc.
Cash from Financing Activities (Quarter)
57.04M57.38M-0.87M-0.96M-0.74M-2.28M-6.97M-3.92M-1.35M-0.58M-0.79M-4.48M-0.79M-11.06M80.22M-0.90M-4.68M-2.98M0.70M
Exchange Rate Effect (Quarter)
0.32M-1.81M2.73M-4.00M1.20M-2.95M-0.93M-1.17M0.89M-3.08M-1.50M11.17M-5.77M0.94M-2.38M0.39M-0.56M1.04M
Change in Cash (Quarter)
47.99M-20.59M-90.07M31.16M-84.60M2.09M86.57M17.40M-100.67M31.94M-0.43M54.08M24.75M-10.87M112.78M-30.30M87.03M88.07M32.31M
Beginning Cash Balance (Quarter)
214.53M65.67M97.82M158.67M419.16M
Free Cash Flow (Quarter)
-8.30M-78.08M-89.15M32.37M-83.00M109.43M25.35M14.59M8.53M21.41M-1.56M37.60M65.17M84.96M-61.71M-70.39M133.56M34.43M40.21M
Net Cash Flow (Quarter)
47.99M-20.59M-90.07M31.16M-84.60M2.09M86.57M17.40M-100.67M31.94M-0.43M54.08M24.75M-10.87M112.78M-30.30M87.03M88.07M32.31M