VersaBank Cash Flow Statement

Cash Flow Statement Oct2020 Oct2021 Oct2022 Oct2023 Oct2024 Oct2025
Operating Activities
Net Income 14.43M17.80M17.62M31.27M29.21M20.33M
Share-based Compensation 1.14M0.67M0.26M0.06M
Cash from Operations 103.84M-86.15M-25.39M70.25M200.42M31.76M
Depreciation, Depletion & Amortization
Amortizatization of Intangibles 0.85M1.38M1.51M1.32M1.94M2.22M
Depreciation & Amortization (CF) 0.54M0.52M0.51M0.54M
Change in Working Capital
Change in Taxes 5.47M6.69M7.69M11.48M11.06M9.31M
Investing Activities
Capital Expenditures 0.18M0.01M0.45M0.27M13.65M0.68M
Cash from Investing Activities 7.26M-6.71M-110.10M-20.87M-115.81M151.64M
Financing Activities
Debt Issuance and Repayment
Long-Term Debt Issuances 71.19M
Change in Capital Stock
Shares Issued 58.25M0.21M0.45M81.99M
Dividend Payments
Dividends Paid - Common 3.18M3.06M2.90M2.67M2.64M2.31M
Misc.
Cash from Financing Activities -22.95M104.52M-4.90M-12.84M-17.15M72.90M
Exchange Rate Effect -0.62M-1.85M-4.16M0.90M-1.64M
Change in Cash 88.15M11.66M-140.38M36.54M67.46M256.29M
Beginning Cash Balance 103.50M204.32M209.25M61.54M98.09M159.28M
Free Cash Flow 103.66M-86.16M-25.84M69.98M186.77M31.07M
Net Cash Flow 88.15M11.66M-140.38M36.54M67.46M256.29M