VersaBank Growth Metrics (2021-2026) | VBNK

Growth Metrics Jan2021 Apr2021 Oct2021 Jan2022 Apr2022 Jul2022 Oct2022 Jan2023 Apr2023 Jul2023 Oct2023 Jan2024 Apr2024 Jul2024 Oct2024 Jan2025 Apr2025 Jul2025 Oct2025 Jan2026
Growth Ratios
EBITDA Margin Growth (1y) (Quarter) -841.00-764.0014,588.006,242.001,128.001,250.0025,107.005,868.00630.00-113.0019,970.00557.00-1784.00-2148.00-46883.00-4005.00
EBITDA Margin Growth (3y) (Quarter) 11,269.00995.0059,665.0012,668.00-26.00-1010.00-1806.002,421.00
EBITDA Margin Growth (5y) (Quarter) 7,822.00
EBITDA Margin (QoQ) (Quarter) -4126.00-300.00-4048.00-135.0019,071.00-8645.00-9162.00-14.0042,928.00-27884.00-14400.00-757.0063,011.00-47297.00-16742.00-1120.0018,276.00-4419.00
EBIT Margin Growth (1y) (Quarter) -884.00-682.0014,728.006,383.001,309.001,323.0025,174.005,836.00570.00-190.0019,727.00383.00-1901.00-2286.00-46857.00-3923.00
EBIT Margin Growth (3y) (Quarter) 11,335.001,197.0059,628.0012,603.00-22.00-1153.00-1956.002,296.00
EBIT Margin Growth (5y) (Quarter) 7,795.00
EBIT Margin (QoQ) (Quarter) -4290.00-262.00-4088.00-24.0019,103.00-8607.00-9162.00-11.0042,954.00-27944.00-14428.00-771.0062,871.00-47288.00-16713.00-1156.0018,300.00-4354.00
EBT Margin Growth (1y) (Quarter) -543.00-1328.0013.00916.001,499.001,442.001,323.00784.00577.00-154.00-2839.00-1886.00-1826.00-2216.003,652.00191.00
EBT Margin Growth (3y) (Quarter) 1,157.00747.00-1503.00-186.00250.00-928.002,136.00-911.00
EBT Margin Growth (5y) (Quarter) -538.00
EBT Margin (QoQ) (Quarter) 253.00-287.00-532.0056.00776.00617.0050.00-1.00657.0078.00-157.00-732.00-2027.001,031.00-97.00-1122.003,840.00-2430.00
Enterprise Value Growth (1y) (Quarter) -10.45%25.58%27.44%69.01%-77.35%-5.70%-273.95%-47.91%44.87%10.87%-172.25%-67.23%-127.14%-62.28%-84.87%-154.20%-66.12%
Enterprise Value Growth (3y) (Quarter) 20.30%10.05%11.91%8.48%-30.47%-15.20%-120.74%-84.57%-27.66%
Enterprise Value Growth (5y) (Quarter) -16.56%-22.39%
Enterprise Value (QoQ) (Quarter) 15.43%-30.84%43.01%-27.56%124.46%-274.29%-226.16%23.98%59.75%-48.20%-21.57%-22.91%-22.94%8.97%-65.12%12.19%-40.06%-25.17%-7.91%
FCF Margin Growth (1y) (Quarter) -44645.0028,546.00113,755.0074,967.00-14602.0054,497.00-49980.00-13927.0010,486.0028,819.0032,573.00-30752.00-51121.0025,050.00-28913.0046,768.00
FCF Margin Growth (3y) (Quarter) 16,394.0024,430.0096,348.0030,288.00-55238.00108,365.00-46320.002,089.00
FCF Margin Growth (5y) (Quarter) 32,410.00
FCF Margin (QoQ) (Quarter) 10,581.00-7946.0083,773.00-72261.00110,189.00-46735.00-5795.00-3162.005,713.00-10682.0018,617.0015,171.009,467.00-74007.00-1752.0091,342.00-44496.001,674.00
FCF Payout Ratio Growth (1y) (Quarter) -79.57%-122.25%167.14%-421.45%299.63%798.68%4,541.01%1,696.89%-61.31%-87.22%-97.42%-97.82%-146.12%-56.25%199.74%-254.28%
FCF Payout Ratio Growth (3y) (Quarter) 118.90%-44.40%41.01%3.88%29.11%-20.49%53.11%18.67%
FCF Payout Ratio Growth (5y) (Quarter) -18.67%
FCF Payout Ratio (QoQ) (Quarter) 152.70%218.79%-375.20%138.41%-46.53%-668.74%270.91%72.90%176.14%95.69%-95.86%-42.88%-44.27%65.64%-187.46%154.18%281.87%-185.26%
Interest Coverage Ratio Growth (1y) (Quarter) -2.26%-89.66%-39.61%-22.88%75.13%59.49%-8.13%-8.22%11.38%3.64%-7.94%-11.68%-19.04%-32.11%38.16%7.21%
Interest Coverage Ratio Growth (3y) (Quarter) -11.56%-41.36%-20.06%-14.50%16.45%3.92%5.33%-4.57%
Interest Coverage Ratio Growth (5y) (Quarter) -8.11%
Interest Coverage Ratio (QoQ) (Quarter) 2,758.30%-3.55%202.35%11.62%-81.45%23.15%586.66%1.65%-89.31%23.03%733.30%-5.41%-90.51%18.02%663.87%-20.69%-80.68%-8.42%
Net Margin Growth (1y) (Quarter) -383.00-944.00-37519.00586.001,193.001,031.00-140319.00768.00304.00-129.00-2256.00-1475.00-1320.00-1511.00984.00105.00
Net Margin Growth (3y) (Quarter) 971.00553.00-180094.00-121.00177.00-609.00-141590.00-602.00
Net Margin Growth (5y) (Quarter) -399.00
Net Margin (QoQ) (Quarter) 167.00-179068.00-395.0041.00141,903.00-140963.00213.00-122.00553.00124.00-252.00-555.00-1573.00905.00-96.00-746.00922.0025.00
Return on Assets Growth (1y) (Quarter) 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Return on Assets Growth (3y) (Quarter) 0.000.000.000.000.00
Return on Assets (QoQ) (Quarter) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Return on Invested Capital Growth (1y) (Quarter) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Return on Invested Capital Growth (3y) (Quarter) 0.000.000.000.000.000.00
Return on Invested Capital (QoQ) (Quarter) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Return on Sales Growth (1y) (Quarter) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Return on Sales Growth (3y) (Quarter) 0.000.000.000.000.000.000.000.00
Return on Sales Growth (5y) (Quarter) 0.00
Return on Sales (QoQ) (Quarter) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00