VersaBank Growth Metrics (2021-2026) | VBNK

Growth Metrics Jan2021 Apr2021 Oct2021 Jan2022 Apr2022 Jul2022 Oct2022 Jan2023 Apr2023 Jul2023 Oct2023 Jan2024 Apr2024 Jun2024 Oct2024 Jan2025 Apr2025 Jun2025 Oct2025 Jan2026
Growth Ratios
EBITDA Margin Growth (1y) (Quarter) 11,658.0012,778.009,318.00566.001,186.002,830.006,903.00759.00319.00-63688.00-1517.00-1348.0014,032.00-336.00
EBITDA Margin Growth (3y) (Quarter) 12,983.0014,282.00-47467.00-192.00156.00-42753.00-1095.00
EBITDA Margin Growth (5y) (Quarter) 11,130.00
EBITDA Margin (QoQ) (Quarter) -1508.00-181.00-388.00-1790.0011,676.00-8932.00231.00-146.0015,750.00-15077.00-208.0047,094.00-40.0032,726.00
EBIT Margin Growth (1y) (Quarter) 31,911.0033,784.003,827.006,383.007,743.0014,870.006,903.005,836.005,504.00-63688.00383.00-3366.0014,032.00-3923.00
EBIT Margin Growth (3y) (Quarter) 44,130.0047,030.00-52958.0012,603.009,880.00-42753.002,296.00
EBIT Margin Growth (5y) (Quarter) 40,590.00
EBIT Margin (QoQ) (Quarter) -2077.00-262.00-204.00-4900.009,193.002,294.001,156.002,227.001,227.001,226.00823.0065,298.00-2926.0047,343.00
EBT Margin Growth (1y) (Quarter) 16,010.0017,625.0013.00916.001,499.003,939.001,323.00784.00577.00-2839.00-1886.00-1826.003,652.00191.00
EBT Margin Growth (3y) (Quarter) 17,711.0019,700.00-1503.00-186.00250.002,136.00-911.00
EBT Margin Growth (5y) (Quarter) 16,016.00
EBT Margin (QoQ) (Quarter) -2147.00-287.00-532.00-2442.003,273.00617.0050.00-1.00657.0078.00-157.001,031.00-97.00-2430.00
Enterprise Value Growth (1y) (Quarter) -10.84%-7.12%-4.76%69.12%69.37%69.43%68.17%-47.91%-44.20%-49.99%-67.21%-67.46%-143.18%-154.22%-185.19%
Enterprise Value Growth (3y) (Quarter) 20.30%22.08%21.68%8.59%9.56%-3.70%-84.57%-90.25%
Enterprise Value Growth (5y) (Quarter) -16.56%-17.71%
Enterprise Value (QoQ) (Quarter) -2.77%-2.19%0.67%0.07%1.52%68.41%1.47%0.26%-2.53%-46.79%3.94%-3.75%3.80%-50.66%-7.91%
FCF Margin Growth (1y) (Quarter) -104718.003,597.00113,755.0074,967.00-14602.004,875.00-35530.00-13927.0010,486.00-38056.001,253.00-18128.0013,194.00-475.00
FCF Margin Growth (3y) (Quarter) -43678.00-519.0040,170.0062,293.00-22244.00-60391.00-13149.00
FCF Margin Growth (5y) (Quarter) -42900.00
FCF Margin (QoQ) (Quarter) -24542.00-7946.0083,773.00-38334.0076,263.00-46735.00-5795.00-18857.0035,858.00-25132.0018,617.0014,177.00-764.00508.00
FCF Payout Ratio Growth (1y) (Quarter) -79.57%-122.25%167.14%-421.45%-99.63%232.39%1,792.58%1,696.89%61.31%-119.70%-231.77%6,420.30%-2,741.28%-739.41%
FCF Payout Ratio Growth (3y) (Quarter) 118.90%-29.50%-35.78%-311.42%270.41%-376.14%-461.08%
FCF Payout Ratio Growth (5y) (Quarter) -159.65%
FCF Payout Ratio (QoQ) (Quarter) 152.70%218.79%-375.20%138.41%-46.53%-668.74%-70.91%163.95%204.45%379.88%-104.14%-3,109.53%298.63%-848.20%
Interest Coverage Ratio Growth (1y) (Quarter) -2.26%-19.10%-24.06%-22.88%-17.64%-10.53%-8.33%-8.22%-7.55%-34.20%-11.68%-6.53%-12.47%7.21%
Interest Coverage Ratio Growth (3y) (Quarter) -11.56%-14.91%-22.92%-14.50%-10.72%-19.18%-4.57%
Interest Coverage Ratio Growth (5y) (Quarter) -8.11%
Interest Coverage Ratio (QoQ) (Quarter) 9.52%-3.55%-9.35%-12.99%-0.18%-2.06%-3.19%-5.47%2.28%-1.94%-2.48%31.62%3.21%61.21%
Net Margin Growth (1y) (Quarter) 11,649.0012,767.00-350.00586.001,193.002,849.001,387.00768.00304.00-2256.00-1475.00-1320.00679.00984.00105.00
Net Margin Growth (3y) (Quarter) 13,003.0014,264.00-6364.00-1219.00-121.00177.00116.00-602.00
Net Margin Growth (5y) (Quarter) 11,633.00
Net Margin (QoQ) (Quarter) -1513.00-194.00-395.00-1777.002,015.00743.00213.00-122.00553.00124.00-252.00905.00-96.0025.00
Return on Assets Growth (1y) (Quarter) 0.000.000.00
Return on Assets (QoQ) (Quarter) 0.000.000.00
Return on Sales Growth (1y) (Quarter) 1.001.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Return on Sales Growth (3y) (Quarter) 1.001.000.000.000.000.000.000.00
Return on Sales Growth (5y) (Quarter) 1.00
Return on Sales (QoQ) (Quarter) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.00