VersaBank Growth Metrics (2021-2025) | VBNK

Growth Metrics Jan2021 Apr2021 Oct2021 Jan2022 Apr2022 Jul2022 Oct2022 Jan2023 Apr2023 Jul2023 Oct2023 Jan2024 Apr2024 Jul2024 Oct2024 Jan2025 Apr2025 Jul2025 Oct2025
Growth Ratios
EBITDA Margin Growth (1y) -46.003,288.009,318.004,740.003,032.00-3861.006,903.00782.001,006.006,578.001,217.005,990.005,608.00-1679.00-1286.00
EBITDA Margin Growth (3y) 5,476.007,326.0017,438.0011,512.009,646.001,037.006,834.00
EBITDA Margin (QoQ) -1508.00-11885.001,827.007,700.0011,676.00-16463.00119.00806.0022,441.00-22584.00343.006,378.0017,080.00-17811.00-40.00-909.0017,473.00
EBIT Margin Growth (1y) -506.004,406.003,827.007,935.005,384.00-18023.006,903.001,260.001,390.0036,948.001,217.0035,825.0032,484.00-5518.00-1286.00
EBIT Margin Growth (3y) 8,689.0011,180.0011,948.0045,019.0039,258.0013,407.006,834.00
EBIT Margin (QoQ) -2077.00-32679.002,835.0024,478.009,193.00-28572.00285.001,071.0034,119.00-34215.00415.0036,629.00-1611.00393.00-2926.00-1373.002,620.00
EBT Margin Growth (1y) 19.004,668.0013.006,323.004,258.00-5336.001,323.001,300.001,241.009,121.00-2839.008,183.007,707.00-2216.003,652.00
EBT Margin Growth (3y) 7,642.0010,168.00-1503.0015,806.0013,206.001,569.002,136.00
EBT Margin (QoQ) -2147.00-16278.002,503.0010,515.003,273.00-9968.00438.00920.009,933.00-9991.00379.008,801.00-2027.001,031.00-97.00-1122.003,840.00
Enterprise Value Growth (1y) -10.84%-7.12%-4.76%69.12%69.37%69.43%68.17%-47.91%-44.20%-124.90%-169.65%-67.21%-67.46%-62.18%-84.87%-154.15%
Enterprise Value Growth (3y) 20.30%22.08%10.36%8.59%9.56%-3.70%-16.64%-84.56%
Enterprise Value Growth (5y) -16.56%
Enterprise Value (QoQ) -2.77%-2.19%0.67%0.07%1.52%68.41%1.47%0.26%-2.53%-46.79%3.94%-55.56%-22.94%8.97%3.80%-50.66%-40.14%-25.14%
FCF Margin Growth (1y) 131,824.00-74638.00113,755.00-189004.0048,960.0012,925.00-49980.0014,755.00-4652.0036,464.0032,573.00-32006.00-21310.0025,050.00-28913.00
FCF Margin Growth (3y) -42424.00-30331.0096,348.00-206255.0022,998.0074,439.00-46320.00
FCF Margin (QoQ) -24542.00228,596.00-231004.0039,901.0076,263.00-74163.006,959.003,866.0013,358.00-9428.00-12448.0044,983.009,467.00-74007.00-1752.0091,342.00-44496.00
FCF Payout Ratio Growth (1y) -79.57%-122.25%167.14%-421.45%-99.63%-998.68%4,541.01%1,696.89%61.31%87.22%-97.42%-97.82%146.12%56.25%199.74%
FCF Payout Ratio Growth (3y) 118.90%-29.50%41.01%3.88%33.07%-35.77%53.11%
FCF Payout Ratio (QoQ) 152.70%218.79%-375.20%138.41%-46.53%-668.74%-70.91%-72.90%376.14%95.69%-104.14%42.88%155.73%65.64%-12.54%-154.18%481.87%
Interest Coverage Ratio Growth (1y) -2.26%-19.10%-24.06%-22.88%-17.64%-10.53%-8.33%-8.22%-7.55%-7.50%-18.07%-11.68%-6.53%-7.01%30.02%
Interest Coverage Ratio Growth (3y) -11.56%-14.91%-17.07%-14.50%-10.72%-8.36%-0.79%
Interest Coverage Ratio (QoQ) 9.52%-3.55%-9.35%-12.99%-0.18%-2.06%-3.19%-5.47%2.28%-1.94%-2.48%-5.43%-9.41%5.71%3.21%-5.91%26.67%
Net Margin Growth (1y) -20.003,335.00-350.004,702.002,999.00-3870.001,387.00779.001,013.006,590.00-2256.006,066.005,597.00-1511.00984.00
Net Margin Growth (3y) 5,461.007,347.00-1219.0011,548.009,609.001,209.00116.00
Net Margin (QoQ) -1513.00-11862.001,842.007,655.002,015.00-6810.00139.00786.007,272.00-7418.00373.006,362.00-1573.00905.00-96.00-746.00922.00
Return on Assets Growth (1y) 0.000.000.000.00-1.000.00
Return on Assets Growth (3y) 0.00
Return on Assets (QoQ) 0.000.000.000.000.000.000.000.00
Return on Sales Growth (1y) 0.0033.00-4.0047.0030.00-39.0014.008.0010.0066.00-23.0061.0056.00-15.0027.00
Return on Sales Growth (3y) 55.0073.00-12.00115.0096.0012.0018.00
Return on Sales (QoQ) -15.00-119.0018.0077.0020.00-68.001.008.0073.00-74.004.0064.00-16.009.00-1.00-7.0026.00