VersaBank Balance Sheet (2020-2025) | VBNK

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Balance Sheet	Oct2020	Jan2021	Oct2021	Jan2022	Apr2022	Jul2022	Oct2022	Jan2023	Apr2023	Jul2023	Oct2023	Jan2024	Apr2024	Jul2024	Oct2024	Jan2025	Apr2025	Jul2025	Oct2025
Receivables - Accured	0.00B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.02B	0.02B	0.02B	0.02B	0.02B	0.02B	0.02B	0.02B	0.02B
Loans - Loss Allowance	15.98B	0.20B	0.00B	0.21B	0.21B	0.21B	0.17B	0.07B	0.07B	0.07B	0.16B	0.10B	0.10B	0.10B	0.29B	0.16B	0.16B	0.16B
Loans - Adjustments	0.00B
Assets
Current Assets
Cash & Equivalents	0.19B		0.22B				0.07B				0.10B	0.09B	0.15B	0.18B	0.16B	0.27B	0.24B	0.34B	0.42B
Receivables - Net	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.01B				0.01B
Receivables - Other	0.00B		0.00B				0.00B				0.00B				0.01B				0.00B
Receivables	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.01B	0.00B	0.00B	0.00B	0.01B	0.00B	0.00B	0.00B	0.01B				0.01B
Prepaid Assets	0.01B		0.01B				0.01B				0.02B				0.01B				0.01B
Non-Current Assets
Property, Plant & Equipment (Net)	0.01B	0.01B	0.01B	-0.00B	-0.00B	0.01B	0.01B	-0.00B	-0.00B	0.01B	0.00B	0.02B	0.02B	-0.01B	0.02B	0.02B	0.02B	-0.00B	0.02B
Long-Term Investments			0.00B				0.00B				0.00B				0.00B				0.00B
Goodwill		0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.01B	0.01B	0.01B	0.01B	0.01B
Intangibles		0.00B	0.00B	0.01B	0.01B	0.01B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.01B	0.01B	0.01B	0.01B	0.01B
Goodwill & Intangibles		0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.02B	0.02B	0.02B	0.02B	0.02B
Long-Term Deferred Tax	0.00B				0.00B	0.00B	0.00B		0.00B	0.00B
Other Non-Current Assets	0.02B	0.03B	0.03B	0.04B	0.03B	0.03B	0.03B	0.03B	0.03B	0.04B	0.03B	0.02B	0.03B	0.02B	0.02B	0.02B	0.02B	0.02B	0.02B
Assets	1.47B		1.92B				2.46B				3.10B	3.19B	3.24B	3.30B	3.54B	3.50B	3.55B	3.99B	4.19B
Liabilities
Current Liabilities
Accounts Payables	0.00B		0.01B				0.01B				0.01B				0.01B				0.01B
Payables	0.00B		0.01B				0.01B				0.01B				0.01B				0.01B
Other Accumulated Expenses	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B		0.00B	0.00B	0.01B		0.00B	0.01B	0.01B		0.00B	0.01B	0.01B
Current Taxes			0.00B				0.00B				0.01B				0.00B				0.00B
Non-Current Liabilities
Total Long Term Debt		-0.00B		-0.00B	-0.00B	-0.00B		-0.00B	-0.00B	-0.00B		-0.00B	-0.00B	-0.00B		-0.00B	0.00B	-0.00B
Operating Leases	0.00B		0.00B				0.00B				0.00B				0.00B				0.00B
Non-Current Deferred Tax Liability			0.00B				0.00B
Other Non-Current Liabilities	0.08B		0.11B				0.12B				0.14B	0.13B	0.14B	0.13B	0.14B	0.15B	0.15B	0.16B	0.22B
Total Non-Current Liabilities	1.20B		1.55B				2.08B				2.68B	2.77B	2.80B	2.86B	3.11B	0.47B	0.12B	3.44B	3.58B
Total Liabilities	1.28B		1.66B				2.19B				2.82B	2.90B	2.94B	3.00B	3.25B	0.62B	0.27B	3.60B	3.80B
Shareholder's Equity
Common Equity	0.12B		0.18B				0.17B				0.16B				0.29B				0.38B
Shareholder's Equity	0.12B	0.06B	0.18B	0.18B	0.18B	0.27B	0.17B	0.16B	0.16B	0.00B	0.16B	0.00B	0.00B	0.00B	0.29B	0.00B	0.00B	0.00B	0.38B
Liabilities and Shareholders Equity	1.47B		1.92B				2.46B				3.10B	3.19B	3.24B	3.30B	3.54B	3.50B	3.55B	3.99B	4.19B
Retained Earnings	0.06B		0.07B				0.08B				0.13B	0.12B	0.12B	0.13B	0.13B	0.13B	0.14B	0.15B	0.15B
Other Preferred Equity			-0.00B
Shares Outstanding	15.98B	16.42B	17.30B	21.68B	21.67B	21.34B	20.51B	19.59B	19.22B	19.42B	19.15B	19.21B	19.15B	18.96B	19,041.39B	22.91B	22,851.88B	23.41B

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VersaBank Balance Sheet (2020-2025) | VBNK

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