VersaBank (VBNK) Interest Income - Net (2021 - 2026)
VersaBank (VBNK) posted Interest Income - Net of $26.4 million for Q3 2026, up 1.99% on a QoQ basis from $25.9 million in Q2 2026.
Analysis
VersaBank (VBNK) Interest Income - Net (2021 - 2026) Analysis & Trends
VersaBank has reported Interest Income - Net for 6 years, with the latest figure at $26.4 million in Q3 2026.
- On a quarterly basis, Interest Income - Net changed N/A year-over-year to $26.4 million in Q3 2026; TTM through Jul 2026 was $109.9 million, a N/A change from a year earlier, with the FY2025 full-year figure at $83.2 million, up 9.62% from the prior year.
- Interest Income - Net was $26.4 million for Q3 2026 at VersaBank, up from $25.9 million in the prior quarter.
- The five-year high for Interest Income - Net was $34.1 million in Q1 2026, with the low at $13.3 million in Q1 2022.
- Average Interest Income - Net over 5 years is $21.4 million, with a median of $19.4 million recorded in 2023.
- The largest YoY upside for Interest Income - Net was 68.58% in 2024 against a maximum downside of 5.77% in 2024.
- Over 5 years, Interest Income - Net stood at $16.9 million in 2022, then rose by 14.35% to $19.4 million in 2023, then dropped by 5.77% to $18.2 million in 2024, then climbed by 29.01% to $23.5 million in 2025, then climbed by 12.11% to $26.4 million in 2026.
- The last three Interest Income - Net figures came in at $26.4 million (Q3 2026), $25.9 million (Q2 2026), and $34.1 million (Q1 2026), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 2,145.36 Bn | 1,556.87 Bn | 30.39 Bn | 16.00 Bn |
| 2 | Morgan Stanley | 335.03 Bn | 174.89 Bn | - | 2.78 Bn |
| 3 | Goldman Sachs | 309.45 Bn | -666.90 Bn | - | 3.95 Bn |
| 4 | Mitsubishi Ufj Financial | 296.69 Bn | -87.63 Bn | 10.89 Bn | 5.54 Bn |
| 5 | Royal Bank Of Canada | 291.49 Bn | 64.61 Bn | - | 12.50 Bn |
| 6 | Wells Fargo & Company | 272.88 Bn | 68.91 Bn | - | 12.32 Bn |
| 7 | American Express | 218.59 Bn | 169.28 Bn | 17.99 Bn | 4.65 Bn |
| 8 | Banco Santander | 214.76 Bn | 222.37 Bn | 28.01 Bn | - |
| 9 | Toronto Dominion Bank | 205.88 Bn | 44.55 Bn | - | 6.67 Bn |
| 10 | VersaBank | 683.07 Mn | 331.60 Mn | - | 26.37 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 26.37 Mn |
| Apr 30, 2026 | 25.86 Mn |
| Jan 31, 2026 | 34.11 Mn |
| Oct 31, 2025 | 23.52 Mn |
| Jun 30, 2025 | 20.23 Mn |
| Apr 30, 2025 | 19.81 Mn |
| Jan 31, 2025 | 33.48 Mn |
| Oct 31, 2024 | 18.23 Mn |
| Jun 30, 2024 | 19.19 Mn |
| Apr 30, 2024 | 19.35 Mn |
| Jan 31, 2024 | 31.60 Mn |
| Oct 31, 2023 | 19.35 Mn |
| Jul 31, 2023 | 18.68 Mn |
| Apr 30, 2023 | 18.19 Mn |
| Jan 31, 2023 | 18.75 Mn |
| Oct 31, 2022 | 16.92 Mn |
| Jul 31, 2022 | 15.60 Mn |
| Apr 30, 2022 | 13.61 Mn |
| Jan 31, 2022 | 13.34 Mn |
| Oct 31, 2021 | 12.84 Mn |