VersaBank (VBNK) Interest Income - Net (2021 - 2026)
VersaBank's Interest Income - Net was $26.37 million in fiscal Q3 2026 (quarter ended Jul 31, 2026), up 21.7% from $21.67 million a year earlier and up 2.0% from the prior quarter.
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Analysis
VersaBank (VBNK) Interest Income - Net (2021 - 2026) Analysis & Trends
On a trailing twelve-month basis, VersaBank's Interest Income - Net was $17.24 million through Jul 31, 2026, up 112.2% year-over-year; for FY2025 (ended Oct 31, 2025), it was $83.18 million, up 9.6% from FY2024.
- In earlier fiscal years, Interest Income - Net was $75.88 million in FY2024, -$170.09 million in FY2023, -$98.59 million in FY2022 and -$71.17 billion in FY2021.
- The fiscal Q3 2026 figure marks the highest quarterly Interest Income - Net in data going back to fiscal Q1 2021.
- Compared with a year earlier, Interest Income - Net was higher in five of the last six quarters, with growth averaging 16.1%.
- The best year-over-year quarter for Interest Income - Net over five years was fiscal Q2 2023 (growth of 33.6%); the worst was fiscal Q4 2024 (a decline of 5.8%).
- Per Business Quant data, VBNK's Interest Income - Net in the three fiscal quarters before Q3 2026 was $25.86 million (Q2 2026), -$58.52 million (Q1 2026) and $23.52 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | 25.51 Bn |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 16.00 Bn |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | 9.29 Bn |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 2.78 Bn |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 6.27 Bn |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 3.95 Bn |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | 5.54 Bn |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 12.32 Bn |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | 6.67 Bn |
| 10 | VersaBank | 742.73 Mn | -904.14 Mn | - | 26.37 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 26.37 Mn |
| Apr 30, 2026 | 26.03 Mn |
| Jan 31, 2026 | 24.41 Mn |
| Oct 31, 2025 | 23.52 Mn |
| Jul 31, 2025 | 21.67 Mn |
| Apr 30, 2025 | 19.70 Mn |
| Jan 31, 2025 | 18.12 Mn |
| Oct 31, 2024 | 18.23 Mn |
| Jul 31, 2024 | 18.22 Mn |
| Apr 30, 2024 | 19.35 Mn |
| Jan 31, 2024 | 19.65 Mn |
| Oct 31, 2023 | 19.35 Mn |
| Jul 31, 2023 | 18.68 Mn |
| Apr 30, 2023 | 18.19 Mn |
| Jan 31, 2023 | 18.00 Mn |
| Oct 31, 2022 | 16.92 Mn |
| Jul 31, 2022 | 15.60 Mn |
| Apr 30, 2022 | 13.61 Mn |
| Jan 31, 2022 | 13.34 Mn |
| Oct 31, 2021 | 12.84 Mn |
API Access
VersaBank Interest Income - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-net&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-net", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-net&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();