VersaBank (VBNK) Interest Expense - Deposits (2021 - 2026)
VersaBank (VBNK) posted Interest Expense - Deposits of $32.7 million for Q2 2026, down 99.07% on a QoQ basis from $3.5 billion in Q4 2025, and up 11.81% year-over-year from $29.3 million in Q2 2025.
Analysis
VersaBank (VBNK) Interest Expense - Deposits (2021 - 2026) Analysis & Trends
VersaBank has reported Interest Expense - Deposits for 5 years, with the latest figure at $32.7 million in Q2 2026.
- On a quarterly basis, Interest Expense - Deposits rose 11.81% year-over-year to $32.7 million in Q2 2026; TTM through Apr 2026 was $6.6 billion, a 0.95% increase from a year earlier, with the FY2025 full-year figure at $124.2 million, down 4.5% from the prior year.
- Interest Expense - Deposits was $32.7 million for Q2 2026 at VersaBank, down from $3.5 billion in the prior quarter.
- The five-year high for Interest Expense - Deposits was $3.5 billion in Q4 2025, with the low at $29.3 million in Q2 2025.
- Average Interest Expense - Deposits over 4 years is $1.7 billion, with a median of $2.0 billion recorded in 2022.
- The sharpest annual moves came in 2022 and 2026: Interest Expense - Deposits jumped 35.73% in 2022, then grew 11.81% in 2026.
- Over 4 years, Interest Expense - Deposits stood at $2.0 billion in 2022, then surged by 51.69% to $3.0 billion in 2024, then advanced by 15.45% to $3.5 billion in 2025, then slumped by 99.07% to $32.7 million in 2026.
- The last three Interest Expense - Deposits figures came in at $32.7 million (Q2 2026), $3.5 billion (Q4 2025), and $29.3 million (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 2,145.36 Bn | 1,556.87 Bn | 30.39 Bn | 7.37 Bn |
| 2 | Morgan Stanley | 335.03 Bn | 174.89 Bn | - | 2.70 Bn |
| 3 | Goldman Sachs | 309.45 Bn | -666.90 Bn | - | 5.10 Bn |
| 4 | Mitsubishi Ufj Financial | 296.69 Bn | -87.63 Bn | 10.89 Bn | 3.48 Bn |
| 5 | Royal Bank Of Canada | 291.49 Bn | 64.61 Bn | - | 7.85 Bn |
| 6 | Wells Fargo & Company | 272.88 Bn | 68.91 Bn | - | 5.52 Bn |
| 7 | American Express | 218.59 Bn | 169.28 Bn | 17.99 Bn | 1.28 Bn |
| 8 | Banco Santander | 214.76 Bn | 222.37 Bn | 28.01 Bn | - |
| 9 | Toronto Dominion Bank | 205.88 Bn | 44.55 Bn | - | 6.09 Bn |
| 10 | VersaBank | 683.07 Mn | 331.60 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Apr 30, 2026 | 32.72 Mn |
| Oct 31, 2025 | 3.50 Bn |
| Apr 30, 2025 | 29.27 Mn |
| Oct 31, 2024 | 3.04 Bn |
| Oct 31, 2022 | 2.00 Bn |
| Oct 31, 2021 | 1.47 Bn |