VersaBank VBNK
NASDAQ VBNK
$21.70 -0.36 (-1.63%)
At close: Sep 9, 2026 · 4:00 PM EDT

VersaBank (VBNK) Interest Expense - Deposits (2021 - 2026)

VersaBank (VBNK) posted Interest Expense - Deposits of $32.7 million for Q2 2026, down 99.07% on a QoQ basis from $3.5 billion in Q4 2025, and up 11.81% year-over-year from $29.3 million in Q2 2025.

Analysis

VersaBank (VBNK) Interest Expense - Deposits (2021 - 2026) Analysis & Trends

VersaBank has reported Interest Expense - Deposits for 5 years, with the latest figure at $32.7 million in Q2 2026.

  • On a quarterly basis, Interest Expense - Deposits rose 11.81% year-over-year to $32.7 million in Q2 2026; TTM through Apr 2026 was $6.6 billion, a 0.95% increase from a year earlier, with the FY2025 full-year figure at $124.2 million, down 4.5% from the prior year.
  • Interest Expense - Deposits was $32.7 million for Q2 2026 at VersaBank, down from $3.5 billion in the prior quarter.
  • The five-year high for Interest Expense - Deposits was $3.5 billion in Q4 2025, with the low at $29.3 million in Q2 2025.
  • Average Interest Expense - Deposits over 4 years is $1.7 billion, with a median of $2.0 billion recorded in 2022.
  • The sharpest annual moves came in 2022 and 2026: Interest Expense - Deposits jumped 35.73% in 2022, then grew 11.81% in 2026.
  • Over 4 years, Interest Expense - Deposits stood at $2.0 billion in 2022, then surged by 51.69% to $3.0 billion in 2024, then advanced by 15.45% to $3.5 billion in 2025, then slumped by 99.07% to $32.7 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $32.7 million (Q2 2026), $3.5 billion (Q4 2025), and $29.3 million (Q2 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Bank Of America 2,145.36 Bn 1,556.87 Bn 30.39 Bn 7.37 Bn
2 Morgan Stanley 335.03 Bn 174.89 Bn - 2.70 Bn
3 Goldman Sachs 309.45 Bn -666.90 Bn - 5.10 Bn
4 Mitsubishi Ufj Financial 296.69 Bn -87.63 Bn 10.89 Bn 3.48 Bn
5 Royal Bank Of Canada 291.49 Bn 64.61 Bn - 7.85 Bn
6 Wells Fargo & Company 272.88 Bn 68.91 Bn - 5.52 Bn
7 American Express 218.59 Bn 169.28 Bn 17.99 Bn 1.28 Bn
8 Banco Santander 214.76 Bn 222.37 Bn 28.01 Bn -
9 Toronto Dominion Bank 205.88 Bn 44.55 Bn - 6.09 Bn
10 VersaBank 683.07 Mn 331.60 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Apr 30, 2026 32.72 Mn
Oct 31, 2025 3.50 Bn
Apr 30, 2025 29.27 Mn
Oct 31, 2024 3.04 Bn
Oct 31, 2022 2.00 Bn
Oct 31, 2021 1.47 Bn