VersaBank (VBNK) Provisions (2020 - 2026)

VersaBank (VBNK) posted Provisions of $644763.8 for Q3 2026, down 25.46% on a QoQ basis from $865000.0 in Q2 2026.

Analysis

VersaBank (VBNK) Provisions (2020 - 2026) Analysis & Trends

VersaBank has reported Provisions for 7 years, with the latest figure at $644763.8 in Q3 2026.

On a quarterly basis, Provisions changed N/A year-over-year to $644763.8 in Q3 2026; TTM through Jul 2026 was $644763.8, a N/A change from a year earlier, with the FY2025 full-year figure at $3.4 million, up 3954.12% from the prior year.
Provisions was $644763.8 for Q3 2026 at VersaBank, down from $865000.0 in the prior quarter.
The five-year high for Provisions was $3.2 million in Q4 2025, with the low at -$196253.4 in Q4 2024.
Average Provisions over 5 years is $516153.8, with a median of $449133.8 recorded in 2023.
The sharpest annual moves came in 2023 and 2024: Provisions jumped 17963.76% in 2023, then sank 143.7% in 2024.
Over 5 years, Provisions stood at $339555.8 in 2022, then jumped by 32.27% to $449133.8 in 2023, then slumped by 143.7% to -$196253.4 in 2024, then surged by 1720.99% to $3.2 million in 2025, then slumped by 79.73% to $644763.8 in 2026.
The last three Provisions figures came in at $644763.8 (Q3 2026), $865000.0 (Q2 2026), and $504398.8 (Q1 2026), per Business Quant data.

Peer Set

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Provisions (Qtr)
1	Bank Of America	2,145.36 Bn	1,556.87 Bn	30.39 Bn	1.38 Bn
2	Morgan Stanley	335.03 Bn	174.89 Bn	-	110.00 Mn
3	Goldman Sachs	309.45 Bn	-666.90 Bn	-	-178.00 Mn
4	Mitsubishi Ufj Financial	296.69 Bn	-87.63 Bn	10.89 Bn	24.63 Bn
5	Royal Bank Of Canada	291.49 Bn	64.61 Bn	-	2.15 Bn
6	Wells Fargo & Company	272.88 Bn	68.91 Bn	-	914.00 Mn
7	American Express	218.59 Bn	169.28 Bn	17.99 Bn	1.08 Bn
8	Banco Santander	214.76 Bn	222.37 Bn	28.01 Bn	-
9	Toronto Dominion Bank	205.88 Bn	44.55 Bn	-	2.12 Bn
10	VersaBank	683.07 Mn	331.60 Mn	-	644,763.80

Historic Data

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