VersaBank (VBNK) Interest income - Loans (2021 - 2024)
VersaBank (VBNK) posted Interest income - Loans of $49.1 million for Q4 2024, up 0.79% on a QoQ basis from $48.7 million in Q2 2024, and up 7.59% year-over-year from $45.7 million in Q4 2023.
Analysis
VersaBank (VBNK) Interest income - Loans (2021 - 2024) Analysis & Trends
VersaBank has reported Interest income - Loans for 4 years, with the latest figure at $49.1 million in Q4 2024.
- On a quarterly basis, Interest income - Loans rose 7.59% year-over-year to $49.1 million in Q4 2024; TTM through Oct 2024 was $191.7 million, a 19.81% increase from a year earlier, with the FY2024 full-year figure at $194.7 million, up 21.69% from the prior year.
- Interest income - Loans was $49.1 million for Q4 2024 at VersaBank, up from $48.7 million in the prior quarter.
- The five-year high for Interest income - Loans was $49.1 million in Q4 2024, with the low at $16.4 million in Q1 2021.
- Average Interest income - Loans over 4 years is $32.4 million, with a median of $32.4 million recorded in 2022.
- The sharpest annual moves came in 2023 and 2024: Interest income - Loans soared 86.32% in 2023, then rose 7.59% in 2024.
- Over 4 years, Interest income - Loans stood at $18.8 million in 2021, then surged by 60.65% to $30.1 million in 2022, then jumped by 51.49% to $45.7 million in 2023, then rose by 7.59% to $49.1 million in 2024.
- The last three Interest income - Loans figures came in at $49.1 million (Q4 2024), $48.7 million (Q2 2024), and $48.1 million (Q1 2024), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 2,145.36 Bn | 1,556.87 Bn | 30.39 Bn | 15.86 Bn |
| 2 | Morgan Stanley | 335.03 Bn | 174.89 Bn | - | 3.81 Bn |
| 3 | Goldman Sachs | 309.45 Bn | -666.90 Bn | - | 3.66 Bn |
| 4 | Mitsubishi Ufj Financial | 296.69 Bn | -87.63 Bn | 10.89 Bn | 7.15 Bn |
| 5 | Royal Bank Of Canada | 291.49 Bn | 64.61 Bn | - | 10.17 Bn |
| 6 | Wells Fargo & Company | 272.88 Bn | 68.91 Bn | - | 14.30 Bn |
| 7 | American Express | 218.59 Bn | 169.28 Bn | 17.99 Bn | 6.12 Bn |
| 8 | Banco Santander | 214.76 Bn | 222.37 Bn | 28.01 Bn | - |
| 9 | Toronto Dominion Bank | 205.88 Bn | 44.55 Bn | - | 9.44 Bn |
| 10 | VersaBank | 683.07 Mn | 331.60 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Oct 31, 2024 | 49.13 Mn |
| Apr 30, 2024 | 48.75 Mn |
| Jan 31, 2024 | 48.14 Mn |
| Oct 31, 2023 | 45.67 Mn |
| Jul 31, 2023 | 42.11 Mn |
| Apr 30, 2023 | 37.47 Mn |
| Jan 31, 2023 | 34.74 Mn |
| Oct 31, 2022 | 30.15 Mn |
| Jul 31, 2022 | 25.79 Mn |
| Apr 30, 2022 | 20.11 Mn |
| Jan 31, 2022 | 19.37 Mn |
| Oct 31, 2021 | 18.76 Mn |
| Apr 30, 2021 | 16.92 Mn |
| Jan 31, 2021 | 16.39 Mn |