United Community Banks Inc Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 98.29%98.33%98.32%98.10%98.54%98.87%98.79%99.07%
EBT Margin -7,020.41%-649.10%-747.42%15.75%16.70%39.67%35.25%40.32%39.24%41.35%42.55%36.27%46.72%43.09%28.93%35.84%
EBIT Margin -3,510.55%-498.84%-534.79%32.85%29.93%49.13%41.72%46.56%37.54%39.68%40.88%34.37%45.26%41.96%27.72%34.91%
Operating Margin 37.54%39.68%40.88%34.37%45.26%41.96%27.72%34.91%
Net Margin -5,242.12%-769.77%-772.87%9.79%124.76%24.89%21.92%24.89%15.27%31.58%32.86%27.58%35.10%32.58%22.50%27.15%
FCF Margin 2,739.90%215.95%468.65%80.73%87.70%34.91%31.54%30.31%42.18%-4.19%23.71%24.28%44.71%68.34%27.55%33.59%
Efficiency
Assets Average 7.13B6.89B7.11B7.50B8.59B10.16B11.31B12.24B12.74B15.36B19.37B22.48B25.65B27.51B
Equity Average 0.72B0.52B0.58B0.69B0.77B0.88B1.05B1.19B1.38B1.55B1.82B2.11B2.46B2.98B3.35B
Invested Capital 0.96B0.62B0.70B0.71B0.93B0.87B1.18B1.25B1.42B1.72B1.85B2.33B2.47B3.03B3.59B3.69B
Asset Utilization Ratio 0.000.030.030.040.040.040.040.040.040.040.040.040.030.03
Leverage & Solvency
Interest Coverage Ratio -1.00-3.32-2.521.922.265.196.457.464.903.382.753.5311.325.700.530.57
Debt to Equity 0.390.310.220.370.440.660.430.110.260.06
Debt Ratio 0.030.030.020.040.050.070.050.010.030.01
Equity Ratio 0.060.080.090.110.100.110.100.110.120.130.110.110.110.120.12
Times Interest Earned -1.00-3.32-2.521.922.265.196.457.464.903.382.753.5311.325.700.530.57
Dividends & Payouts
FCF Payout Ratio 0.060.020.140.130.14-1.900.400.420.200.150.470.37
Valuation
Enterprise Value 0.32B-0.47B0.02B0.29B0.80B0.92B1.13B1.86B1.73B1.35B1.89B0.85B0.85B2.89B2.43B3.29B
Market Capitalization 0.32B0.18B0.40B0.54B1.05B1.14B1.39B2.10B2.07B1.70B2.44B2.46B3.21B3.59B3.48B3.85B
Return Ratios
Return on Sales 0.11%0.00%-7.35%0.15%1.31%0.25%0.22%0.25%0.15%0.32%0.33%0.28%0.36%0.34%0.23%0.28%
Return on Invested Capital -0.25%0.10%0.09%0.08%0.10%0.05%0.10%0.10%0.07%0.11%0.10%0.05%0.07%
Return on Assets -0.03%0.00%0.04%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.00%-0.43%0.06%0.40%0.09%0.08%0.10%0.06%0.12%0.12%0.09%0.13%0.11%0.06%0.08%