SoFi Technologies (SOFI) Ending Cash Balance (2020 - 2026)
SoFi Technologies (SOFI) posted Ending Cash Balance of $3.57 billion for Q2 2026, up 31.3% from $2.71 billion a year earlier but down 5.2% from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Ending Cash Balance (2020 - 2026) Analysis & Trends
For FY2025, SoFi Technologies' Ending Cash Balance came in at $5.36 billion, up 97.7% from FY2024.
- Annual Ending Cash Balance shows a five-year compound annual growth rate of 32.3% (FY2020 to FY2025).
- In prior years, SoFi Technologies' Ending Cash Balance was $2.71 billion in FY2024 (-25.1%), $3.62 billion in FY2023 (+95.8%), $1.85 billion in FY2022 (+140.3%) and $768.44 million in FY2021 (-41.9%).
- Quarterly Ending Cash Balance has run from a low of $768.44 million in Q4 2021 to a high of $5.36 billion in Q4 2025 over five years.
- On a year-over-year basis, Ending Cash Balance has increased in each of the last four quarters, with growth averaging 15.4% over the last eight quarters.
- The strongest year-over-year quarter for Ending Cash Balance in the past five years was Q2 2023, with growth of 250.5%; the weakest was Q4 2021, with a decline of 41.9%.
- According to Business Quant data, Ending Cash Balance for the three prior quarters was $3.76 billion (Q1 2026), $5.36 billion (Q4 2025) and $3.75 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Ending Cash Balance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 935.44 Bn | 935.44 Bn | - | 326.27 Bn |
| 2 | Banco Santander Chile | 415.59 Bn | -7,101.51 Bn | - | 2.12 Bn |
| 3 | Bank Of America | 357.35 Bn | -2,018.76 Bn | - | 249.64 Bn |
| 4 | Hsbc Holdings | 307.23 Bn | -1,795.96 Bn | - | - |
| 5 | Morgan Stanley | 304.94 Bn | -204.15 Bn | - | 160.14 Bn |
| 6 | Royal Bank Of Canada | 293.80 Bn | -536.20 Bn | - | 45.78 Bn |
| 7 | Goldman Sachs | 267.88 Bn | -3,475.57 Bn | - | 176.77 Bn |
| 8 | Wells Fargo & Company | 262.48 Bn | 264.60 Bn | - | 179.36 Bn |
| 9 | Mitsubishi Ufj Financial | 260.85 Bn | -71.38 Bn | 10.89 Bn | - |
| 10 | SoFi Technologies | 22.43 Bn | 7.72 Bn | 1.02 Bn | 3.57 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.57 Bn |
| Mar 31, 2026 | 3.76 Bn |
| Dec 31, 2025 | 5.36 Bn |
| Sep 30, 2025 | 3.75 Bn |
| Jun 30, 2025 | 2.71 Bn |
| Mar 31, 2025 | 2.72 Bn |
| Dec 31, 2024 | 2.71 Bn |
| Sep 30, 2024 | 2.97 Bn |
| Jun 30, 2024 | 2.73 Bn |
| Mar 31, 2024 | 4.15 Bn |
| Dec 31, 2023 | 3.62 Bn |
| Sep 30, 2023 | 3.30 Bn |
| Jun 30, 2023 | 3.50 Bn |
| Mar 31, 2023 | 2.98 Bn |
| Dec 31, 2022 | 1.85 Bn |
| Sep 30, 2022 | 1.26 Bn |
| Jun 30, 2022 | 998.93 Mn |
| Mar 31, 2022 | 1.70 Bn |
| Dec 31, 2021 | 768.44 Mn |
| Sep 30, 2021 | 854.23 Mn |
API Access
SoFi Technologies Ending Cash Balance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ending-cash-balance&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ending-cash-balance", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ending-cash-balance&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();