SoFi Technologies (SOFI) Other Working Capital Changes (2020 - 2026)
SoFi Technologies' Other Working Capital Changes came in at $239.32 million for Q2 2026, compared with $6.98 million a year earlier and up 75.1% from the prior quarter.
SoFi Technologies (SOFI) Other Working Capital Changes (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, SoFi Technologies reported Other Working Capital Changes of $682.75 million, up 340.0% year-over-year; for FY2025, it came in at $100.67 million, down 78.0% from FY2024.
- Other Working Capital Changes carries a five-year compound annual growth rate of 27.5% (FY2020 to FY2025).
- Going back by year, Other Working Capital Changes was $458.45 million in FY2024, $5.51 million in FY2023 (-90.3%), $56.86 million in FY2022 (+431.4%) and $10.7 million in FY2021 (-64.2%).
- The Q2 2026 figure represents the highest quarterly Other Working Capital Changes since Q4 2024.
- Year-over-year, Other Working Capital Changes increased in two of the last four quarters, with growth averaging 58.7%.
- Business Quant data shows SOFI's Other Working Capital Changes at $136.68 million (Q1 2026), $79.45 million (Q4 2025) and $227.3 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - |
| 10 | SoFi Technologies | 20.39 Bn | 5.68 Bn | 1.02 Bn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -133.09 Mn |
| Mar 31, 2026 | -170.53 Mn |
| Dec 31, 2025 | -109.79 Mn |
| Sep 30, 2025 | -155.09 Mn |
| Jun 30, 2025 | -9.42 Mn |
| Mar 31, 2025 | 314.09 Mn |
| Dec 31, 2024 | -297.94 Mn |
| Sep 30, 2024 | -25.48 Mn |
| Jun 30, 2024 | -57.00 Mn |
| Mar 31, 2024 | -40.21 Mn |
| Dec 31, 2023 | -20.56 Mn |
| Sep 30, 2023 | -25.92 Mn |
| Jun 30, 2023 | 25.15 Mn |
| Mar 31, 2023 | 15.82 Mn |
| Dec 31, 2022 | -20.17 Mn |
| Sep 30, 2022 | 12.88 Mn |
| Jun 30, 2022 | -35.95 Mn |
| Mar 31, 2022 | -13.62 Mn |
| Dec 31, 2021 | 16.18 Mn |
| Sep 30, 2021 | -5.13 Mn |
SoFi Technologies Other Working Capital Changes API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=other-working-capital-changes&ticker=SOFI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "other-working-capital-changes", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=other-working-capital-changes&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();