Qfin Holdings reported a net margin of 11.38% for the quarter ended Jun 2026. These financial ratios cover 36 quarters of results from Dec 2016 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Dec2016 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||||||||
| Gross Margin | 86.46% | 86.72% | 84.51% | 85.46% | ||||||||||||||||||||||||||||||||
| EBT Margin | 41.68% | 34.86% | 32.19% | 27.62% | 28.27% | 26.23% | 30.62% | 34.91% | 34.53% | 29.61% | 36.75% | 49.92% | 53.93% | 43.12% | 47.33% | 41.64% | 35.18% | 28.16% | 29.17% | 30.63% | ||||||||||||||||
| EBIT Margin | 41.05% | 33.50% | 31.43% | 24.54% | 27.95% | 24.16% | 28.09% | 31.25% | 32.72% | 28.46% | 33.16% | 47.90% | 51.29% | 42.17% | 42.03% | 40.56% | 32.48% | 21.19% | 24.94% | 32.44% | ||||||||||||||||
| EBITDA Margin | 41.05% | 33.50% | 31.43% | 24.54% | 27.95% | 24.16% | 28.09% | 31.25% | 32.72% | 28.46% | 33.16% | 47.90% | 51.29% | 42.17% | 42.03% | 40.56% | 32.48% | 21.19% | 24.94% | 32.44% | ||||||||||||||||
| Operating Margin | 41.05% | 33.50% | 31.46% | 24.16% | 27.95% | 24.16% | 27.98% | 30.18% | 32.44% | 28.46% | 32.84% | 47.72% | 52.38% | 42.17% | 42.10% | 40.96% | 32.66% | 21.19% | 25.04% | 32.55% | ||||||||||||||||
| Net Margin | 33.91% | 29.91% | 27.30% | 23.42% | 23.96% | 22.32% | 25.95% | 28.04% | 26.68% | 24.73% | 28.03% | 33.18% | 41.25% | 42.76% | 38.38% | 33.24% | 27.58% | 24.91% | 22.60% | 11.38% | ||||||||||||||||
| FCF Margin | 38.68% | 45.72% | 32.82% | 27.15% | 40.17% | 46.87% | 49.12% | 46.59% | 29.31% | 52.31% | 47.61% | 47.34% | 53.14% | 68.08% | 59.71% | 49.79% | 47.79% | 77.08% | 53.43% | 30.32% | ||||||||||||||||
| Efficiency | ||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 4,584.00M | 5,016.89M | 5,447.83M | 5,639.28M | 5,620.61M | 5,645.12M | 5,812.46M | 5,968.96M | 6,147.80M | 6,336.90M | 6,466.06M | 6,516.79M | 6,580.44M | 6,698.31M | 7,183.22M | 8,003.55M | 8,486.58M | 8,330.60M | 7,938.38M | 7,835.97M | ||||||||||||||||
| Invested CapitalInvested Cap. | 2,243.03M | 2,442.21M | 2,641.77M | 2,673.86M | 2,618.86M | 2,682.91M | 2,905.53M | 3,019.06M | 3,025.70M | 3,167.81M | 3,191.99M | 3,272.67M | 3,340.74M | 3,672.67M | 3,347.72M | 3,535.26M | 3,603.87M | 3,719.25M | 3,726.61M | 3,960.58M | ||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.52 | 0.51 | 0.50 | 0.48 | 0.46 | 0.43 | 0.40 | 0.37 | 0.36 | 0.36 | 0.36 | 0.36 | 0.37 | 0.36 | 0.34 | 0.33 | 0.32 | 0.32 | 0.33 | 0.31 | ||||||||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 22.61 | 16.20 | 13.10 | 8.16 | 8.36 | 6.82 | 6.33 | 7.15 | 8.67 | 7.95 | 8.75 | 12.31 | 15.59 | 14.90 | 16.10 | 15.03 | 11.91 | 6.14 | 7.63 | 9.00 | ||||||||||||||||
| Debt Ratio | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.04 | 0.03 | 0.04 | ||||||||||||||||
| Times Interest Earned | 22.61 | 16.20 | 13.10 | 8.16 | 8.36 | 6.82 | 6.33 | 7.15 | 8.67 | 7.95 | 8.75 | 12.31 | 15.59 | 14.90 | 16.10 | 15.03 | 11.91 | 6.14 | 7.63 | 9.00 | ||||||||||||||||
| Dividends & Payouts | ||||||||||||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 7.47 | -31.80 | -39.86 | |||||||||||||||||||||||||||||||||
| FCF Payout RatioFCF Cover | 0.09 | -0.02 | -0.01 | |||||||||||||||||||||||||||||||||
| Payout Ratio | 0.13 | -0.03 | -0.03 | |||||||||||||||||||||||||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 41.05% | 33.50% | 31.43% | 24.54% | 27.95% | 24.16% | 28.09% | 31.25% | 32.72% | 28.46% | 33.16% | 47.90% | 51.29% | 42.17% | 42.03% | 40.56% | 32.48% | 21.19% | 24.94% | 32.44% | ||||||||||||||||
| Return on Capital Employed [ROCE]ROCE | 40.63% | 37.57% | 32.73% | 28.58% | 24.62% | 20.28% | 18.96% | 16.47% | 18.19% | 19.26% | 19.62% | 19.96% | 22.62% | 24.46% | 22.82% | 19.65% | 18.25% | 17.01% | 15.94% | 13.59% | ||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | 53.97% | 53.04% | 47.64% | 39.18% | 33.29% | 29.08% | 24.82% | 24.27% | 25.36% | 26.46% | 27.86% | 32.47% | 36.55% | 35.97% | 38.39% | 38.85% | 34.50% | 30.17% | 25.65% | 22.56% | ||||||||||||||||
| Return on Assets [ROA]ROA | 25.99% | 25.63% | 22.97% | 19.31% | 16.46% | 14.48% | 12.91% | 13.10% | 13.71% | 14.05% | 14.99% | 17.16% | 19.36% | 19.74% | 19.79% | 17.48% | 15.37% | 14.66% | 13.35% | 12.25% |