Qfin Holdings reported a net margin of 11.38% for the quarter ended Jun 2026. These financial ratios cover 36 quarters of results from Dec 2016 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Dec2016 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||||||||
| Gross Margin | 86.46% | 86.72% | 84.51% | 85.46% | ||||||||||||||||||||||||||||||||
| EBT Margin | 41.68% | 34.86% | 32.19% | 27.62% | 28.27% | 26.23% | 30.62% | 34.91% | 34.53% | 29.61% | 36.75% | 49.92% | 53.93% | 43.12% | 47.33% | 41.64% | 35.18% | 28.16% | 29.17% | 30.63% | ||||||||||||||||
| EBIT Margin | 41.05% | 33.50% | 31.43% | 24.54% | 27.95% | 24.16% | 28.09% | 31.25% | 32.72% | 28.46% | 33.16% | 47.72% | 52.38% | 42.17% | 42.03% | 40.96% | 32.48% | 21.19% | 24.94% | 32.44% | ||||||||||||||||
| EBITDA Margin | 41.05% | 33.50% | 31.43% | 24.54% | 27.95% | 24.16% | 28.09% | 31.25% | 32.72% | 28.46% | 33.16% | 47.72% | 52.38% | 42.17% | 42.03% | 40.96% | 32.48% | 21.19% | 24.94% | 32.44% | ||||||||||||||||
| Operating Margin | 41.05% | 33.50% | 31.46% | 24.16% | 27.95% | 24.16% | 27.98% | 30.18% | 32.44% | 28.46% | 32.84% | 47.72% | 52.38% | 42.17% | 42.10% | 40.96% | 32.66% | 21.19% | 25.04% | 32.55% | ||||||||||||||||
| Net Margin | 33.91% | 29.91% | 27.30% | 23.42% | 23.96% | 22.32% | 25.95% | 28.04% | 26.68% | 24.73% | 28.03% | 33.18% | 41.25% | 42.76% | 38.38% | 33.24% | 27.58% | 24.91% | 22.60% | 11.38% | ||||||||||||||||
| FCF Margin | 38.68% | 45.72% | 32.82% | 27.15% | 40.17% | 46.87% | 49.12% | 46.59% | 29.31% | 52.31% | 47.61% | 47.15% | 54.27% | 68.08% | 59.71% | 50.27% | 47.79% | 77.08% | 53.43% | 30.32% | ||||||||||||||||
| Efficiency | ||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 4.58B | 5.02B | 5.45B | 5.64B | 5.62B | 5.65B | 2.84B | 0.01B | 3,155.09B | 3,158.27B | 6.47B | 3.29B | 0.01B | 3.35B | 3.35B | 4.02B | 3,912.35B | |||||||||||||||||||
| Invested CapitalInvested Cap. | 143.69B | 114.42B | ||||||||||||||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.52 | 0.51 | 0.50 | 0.48 | 0.46 | 0.43 | 0.81 | 363.59 | 0.00 | 0.00 | 0.36 | 0.72 | 368.47 | 0.71 | 0.73 | 0.65 | 0.00 | |||||||||||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 22.61 | 16.20 | 13.10 | 8.16 | 8.36 | 6.82 | 6.33 | 7.15 | 8.67 | 7.95 | 8.75 | 12.31 | 15.59 | 14.90 | 16.10 | 15.03 | 11.91 | 6.14 | 7.63 | 9.00 | ||||||||||||||||
| Debt Ratio | 17.90 | 0.00B | ||||||||||||||||||||||||||||||||||
| Times Interest Earned | 22.61 | 16.20 | 13.10 | 8.16 | 8.36 | 6.82 | 6.33 | 7.15 | 8.67 | 7.95 | 8.75 | 12.31 | 15.59 | 14.90 | 16.10 | 15.03 | 11.91 | 6.14 | 7.63 | 9.00 | ||||||||||||||||
| Dividends & Payouts | ||||||||||||||||||||||||||||||||||||
| FCF Payout RatioFCF Cover | 0.09 | -0.02 | -0.01 | |||||||||||||||||||||||||||||||||
| Valuation | ||||||||||||||||||||||||||||||||||||
| Enterprise Value | -1.59B | -414.85B | -1.80B | -2.20B | -1.43B | -1.00B | -24.15B | -26.08B | -414.65B | -0.57B | -1.13B | -32.38B | -436.98B | -0.64B | -275.05B | -1.15B | -1.34B | -396.87B | -122.73B | -392.00B | ||||||||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||||||||
| Return on SalesROS | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.01% | 0.01% | 0.00% | 0.01% | 0.01% | 0.00% | 0.00% | 0.00% | 0.00% | ||||||||||||||||
| Return on Capital EmployedROCE | 40.52% | 37.48% | 32.73% | 28.58% | 24.62% | 20.28% | -0.02% | -0.03% | 0.12% | 0.02% | 19.62% | -0.04% | -0.04% | 113.87% | -0.05% | -0.03% | 0.07% | |||||||||||||||||||
| Return on Invested CapitalROIC | 0.00% | 0.00% | ||||||||||||||||||||||||||||||||||
| Return on AssetsROA | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.29% | 0.00% | 0.00% | 0.00% | 0.00% | 1.96% | 0.00% | 0.00% | 0.00% | 0.00% |