Old Second Bancorp Inc Ratios

Ratios Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin -54.06%-6.50%-0.07%13.70%18.43%27.56%366.61%510.45%599.56%644.59%473.22%296.21%925.95%1,267.27%988.59%
EBIT Margin -31.34%-2.27%-0.03%4.80%6.45%9.65%128.32%175.85%125.91%135.36%99.38%62.20%194.45%266.13%207.61%
Operating Margin -2.27%-0.03%4.80%6.45%9.65%128.32%175.85%125.91%135.36%99.38%62.20%194.45%266.13%207.61%
Net Margin -91.63%-11.23%-5.24%88.88%13.74%15.29%234.65%225.27%464.14%490.43%351.99%213.05%681.75%934.39%746.23%
FCF Margin 55.25%26.33%43.76%38.71%-8.58%22.47%378.07%536.46%723.42%599.88%279.14%308.40%940.75%1,059.64%1,056.77%
Efficiency
Assets Average 2,317.31M2,529.72M2,655.77M2,838.19M4,626.51M6,050.25M5,805.56M5,686.09M
Equity Average 187.78M214.72M253.47M292.48M404.56M481.58M519.21M624.16M
Invested Capital 1,126.06M1,168.10M1,269.75M1,293.15M1,509.22M3,376.80M3,078.24M2,785.23M2,986.17M
Asset Utilization Ratio 0.000.000.000.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio -1.38-0.110.000.300.510.940.860.940.550.580.630.691.860.650.42
Debt to Equity 0.330.290.270.210.220.120.130.100.09
Debt Ratio 0.030.020.020.020.020.010.010.010.01
Equity Ratio 0.080.080.090.110.100.080.080.100.12
Times Interest Earned -1.38-0.110.000.300.510.940.860.940.550.580.630.691.860.650.42
Dividends & Payouts
FCF Payout Ratio 0.05-1.670.120.040.030.020.020.050.160.100.090.08
Valuation
Enterprise Value 23.65M18.25M17.18M64.30M158.11M231.15M279.25M348.58M331.63M352.16M-33.42M-390.68M599.77M589.99M698.17M
Market Capitalization 18.25M17.18M64.30M158.11M231.15M326.58M404.41M386.86M402.80M296.49M361.43M714.97M690.14M797.49M
Return Ratios
Return on Sales -0.88%-0.07%0.00%0.95%0.12%0.17%2.35%2.25%4.64%4.90%3.52%2.13%6.82%9.34%7.46%
Return on Invested Capital 0.00%0.01%0.01%0.00%0.00%0.00%0.01%0.01%
Return on Assets 0.01%0.01%0.01%0.01%0.00%0.01%0.02%0.01%
Return on Equity 0.08%0.16%0.16%0.10%0.05%0.14%0.18%0.14%