Jiayin reported a net margin of -34.35% for the quarter ended Jun 2026. These financial ratios cover 35 quarters of results from Dec 2017 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||||||||||||||||||
| Gross Margin | 80.92% | 75.85% | 39.77% | 24.06% | |||||||||||||||||||||||||||||||
| EBT Margin | 35.36% | 31.88% | 16.61% | 10.31% | 17.23% | 21.83% | 15.86% | 21.93% | 25.75% | 37.35% | 33.84% | 31.68% | 9.28% | -9.17% | -29.69% | ||||||||||||||||||||
| EBIT Margin | 33.89% | 31.24% | 15.93% | 9.96% | 14.49% | 21.45% | 15.44% | 21.58% | 27.96% | 34.17% | 33.56% | 30.91% | 8.68% | -9.22% | -33.35% | ||||||||||||||||||||
| EBITDA Margin | 33.89% | 31.24% | 15.93% | 9.96% | 14.49% | 21.45% | 15.44% | 21.58% | 27.96% | 34.17% | 33.56% | 30.91% | 8.68% | -9.22% | -33.35% | ||||||||||||||||||||
| Operating Margin | 33.89% | 31.12% | 15.39% | 9.88% | 14.49% | 21.45% | 15.38% | 21.58% | 27.96% | 34.17% | 33.88% | 31.08% | 8.68% | -9.26% | -33.47% | ||||||||||||||||||||
| Net Margin | 30.47% | 38.82% | 18.58% | 11.93% | 21.14% | 24.94% | 19.86% | 25.66% | 31.47% | 44.32% | 40.36% | 37.56% | 9.33% | -10.16% | -34.35% | ||||||||||||||||||||
| Efficiency | |||||||||||||||||||||||||||||||||||
| Inventory AverageInventory Avg. | 9.01M | ||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 145.76M | 156.29M | 170.45M | 218.66M | 272.90M | 361.09M | 516.89M | 618.76M | 663.45M | 343.82M | 351.98M | 738.26M | 754.76M | 367.08M | 433.77M | 948.40M | 1,063.27M | 1,172.70M | 1,236.85M | 1,251.72M | |||||||||||||||
| Invested CapitalInvested Cap. | 21.86M | 22.38M | 22.76M | ||||||||||||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 2.24 | 1.36 | 1.12 | 1.77 | 3.63 | 3.67 | 1.58 | 1.11 | 2.20 | 1.95 | 0.96 | 0.85 | 0.74 | 0.59 | 0.46 | ||||||||||||||||||||
| Leverage & Solvency | |||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | -24.84 | -0.86 | -45.45 | -48.16 | -50.14 | -22.99 | -52.31 | -27.68 | -45.36 | -5.30 | -121.07 | -26.80 | 118.45 | -302.57 | |||||||||||||||||||||
| Debt Ratio | 0.08 | 0.08 | 0.07 | ||||||||||||||||||||||||||||||||
| Times Interest Earned | -24.84 | -0.86 | -45.45 | -48.16 | -50.14 | -22.99 | -52.31 | -27.68 | -45.36 | -5.30 | -121.07 | -26.80 | 118.45 | -302.57 | |||||||||||||||||||||
| Valuation | |||||||||||||||||||||||||||||||||||
| Enterprise Value | -27.58M | -29.20M | -27.21M | -32.27M | -30.91M | -41.14M | -50.03M | -41.49M | -25.14M | -51.65M | -78.69M | -121.59M | -105.62M | -75.48M | -26.22M | -43.72M | -17.35M | -8.94M | -6.26M | -74.02M | |||||||||||||||
| Return Ratios | |||||||||||||||||||||||||||||||||||
| Return on SalesROS | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | ||||||||||||||||||||
| Return on Capital EmployedROCE | 274.89% | 38.17% | 21.40% | 4.38% | |||||||||||||||||||||||||||||||
| Return on Invested CapitalROIC | 2.18% | 5.43% | 2.26% | 0.06% | 0.01% | ||||||||||||||||||||||||||||||
| Return on AssetsROA | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.00% | 0.00% | 0.00% | 0.01% | 0.01% | 0.00% | 0.00% | 0.01% | 0.01% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |