Jiayin Group Ratios (2018-2025) | JFIN

Ratios Mar2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Profitability
Gross Margin 75.42%76.92%76.56%62.43%64.53%66.06%67.08%72.18%79.42%75.61%67.04%61.91%63.17%62.01%62.33%62.98%
EBT Margin 33.97%25.00%40.71%30.79%-5.69%-465.47%8,025.18%-14,168.09%7,653.85%16,011.70%32.84%31.16%29.03%26.25%14.99%21.62%15.67%22.39%21.15%37.35%33.95%31.68%
EBIT Margin 33.12%23.96%40.29%30.79%-8.19%-457.88%8,053.72%311.70%7,646.33%15,980.11%32.86%31.12%28.90%26.05%14.49%21.45%15.38%21.58%27.96%34.17%33.88%31.08%
EBITDA Margin 28.80%22.86%34.76%182.15%3.48%-243.88%6,523.40%2,559.84%5,855.14%13,358.57%50.22%24.87%26.05%22.23%22.02%18.30%16.16%18.18%20.10%30.34%27.61%25.68%
Operating Margin 33.12%23.96%40.29%-8.19%-457.88%8,053.72%311.70%7,646.33%15,980.11%32.86%31.12%28.90%26.05%14.49%21.45%15.38%21.58%27.96%34.17%33.88%31.08%
Net Margin 39.14%27.14%46.65%59.99%-17.78%-563.53%9,611.36%-13,405.56%9,481.00%20,034.44%28.10%38.08%32.59%30.46%18.90%24.73%19.65%26.12%26.87%44.32%40.53%37.76%
Efficiency
Inventory Average 0.01B
Equity Average 0.02B0.05B0.08B0.14B0.85B1.70B1.96B1.19B1.41B2.62B2.80B1.64B2.05B3.78B4.10B
Invested Capital -0.24B-0.10B-0.07B0.00B0.03B0.07B0.10B0.17B1.53B1.87B2.05B0.33B2.50B2.75B2.85B0.43B3.67B3.89B4.30B
Leverage & Solvency
Interest Coverage Ratio -21.51-367.43
Debt to Equity -0.050.00-0.020.170.010.010.000.000.010.000.00
Debt Ratio 0.110.000.020.000.00
Equity Ratio -2.06-1.06-0.880.030.410.420.58
Times Interest Earned -21.51-367.43
Valuation
Enterprise Value -0.01B-0.14B0.57B0.85B0.10B0.12B0.14B0.16B67.32B0.43B0.26B0.17B0.09B0.12B0.09B0.09B0.08B-0.14B-0.01B0.11B0.23B-0.22B-0.55B-0.43B0.26B0.54B0.33B0.42B
Market Capitalization 0.64B0.89B0.12B0.14B0.16B0.18B0.16B0.45B0.29B0.20B0.12B0.15B0.12B0.12B0.12B0.20B0.28B0.29B0.28B0.35B0.33B0.31B0.34B0.73B0.65B0.54B
Return Ratios
Return on Sales 0.39%0.18%0.17%118.72%148.18%-9.50%31.26%1.26%0.70%0.44%0.32%0.29%0.26%0.23%0.22%0.24%0.30%0.35%0.38%
Return on Invested Capital 14.99%
Return on Equity -12.85%4.45%5.02%9.83%1.81%0.90%0.81%1.34%1.08%0.54%0.48%0.86%0.89%0.61%0.61%