Jiayin reported revenue growth of -58.75% and asset growth of 24.48% for the quarter ended Jun 2026. These growth metrics cover 33 quarters of results from Jun 2018 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Growth Metrics | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Growth Ratios | |||||||||||||||||||||||||||||||||
| Assets Growth (1y) | 104.85% | 91.66% | 92.82% | 89.77% | 85.16% | 179.55% | 222.30% | 153.05% | 134.81% | -102.54% | 17.36% | 21.21% | 7.06% | 7,094.03% | 23.28% | 33.33% | 48.56% | 63.92% | 40.63% | 24.48% | |||||||||||||
| Assets Growth (3y) | 9.42% | 16.35% | 20.67% | 34.57% | 62.24% | 87.85% | 98.14% | 107.28% | -28.78% | 93.93% | 79.88% | 66.97% | 70.50% | 67.07% | 59.91% | 55.15% | 42.71% | 26.72% | 26.24% | ||||||||||||||
| Assets Growth (5y) | -15.92% | 42.89% | 40.06% | 43.69% | 49.91% | 57.17% | 65.91% | 69.92% | 73.17% | 66.10% | 57.40% | ||||||||||||||||||||||
| Assets (QoQ) | 22.74% | -5.42% | 24.37% | 31.43% | 19.76% | 42.80% | 43.39% | 3.19% | 11.12% | -101.54% | 6,737.35% | 6.58% | -1.84% | 0.72% | 16.99% | 15.27% | 9.37% | 11.13% | 0.38% | 2.03% | |||||||||||||
| Cash & Equivalents Growth (1y)Cash & Equiv. Growth (1y) | 98.40% | 60.34% | 42.79% | 45.82% | 10.33% | 41.74% | 84.59% | 24.78% | -19.17% | 25.65% | 58.64% | 203.98% | 327.46% | 46.36% | -66.68% | -63.55% | -83.49% | -88.41% | -76.01% | 68.26% | |||||||||||||
| Cash & Equivalents Growth (3y)Cash & Equiv. Growth (3y) | 68.88% | 7.98% | -20.63% | -2.81% | 33.16% | 73.86% | 59.12% | 20.95% | 41.87% | 61.11% | 76.85% | 56.21% | 37.62% | -0.82% | 11.40% | -17.06% | -40.27% | -49.76% | 23.07% | ||||||||||||||
| Cash & Equivalents Growth (5y)Cash & Equiv. Growth (5y) | 53.70% | 29.82% | 13.66% | 25.97% | 34.13% | 22.67% | 34.88% | 4.54% | -13.50% | -19.68% | 27.67% | ||||||||||||||||||||||
| Cash & Equivalents (QoQ)Cash & Equiv. (QoQ) | 26.53% | 4.19% | -6.92% | 18.83% | -4.27% | 33.86% | 21.22% | -19.67% | -37.99% | 108.08% | 53.05% | 53.92% | -12.80% | -28.76% | -65.16% | 68.39% | -60.50% | -50.01% | -27.87% | 1,081.09% | |||||||||||||
| EBITDA Margin Growth (1y) | -979.00 | -49.00 | 1,162.00 | 1,346.00 | 1,272.00 | 1,844.00 | 933.00 | -1927.00 | -4339.00 | -6724.00 | |||||||||||||||||||||||
| EBITDA Margin Growth (3y) | 2,425.00 | 1,242.00 | 202.00 | 1,208.00 | -1137.00 | -4047.00 | -4928.00 | ||||||||||||||||||||||||||
| EBITDA Margin Growth (5y) | -187.00 | -2012.00 | -946.00 | -1884.00 | -1394.00 | 1,774.00 | 3,615.00 | 2,718.00 | 3,037.00 | 2,297.00 | 627.00 | -4204.00 | |||||||||||||||||||||
| EBITDA Margin (QoQ) | -1531.00 | -597.00 | 453.00 | 695.00 | -601.00 | 614.00 | 637.00 | 621.00 | -28.00 | -297.00 | -2223.00 | -1790.00 | -2413.00 | ||||||||||||||||||||
| EBIT Growth (1y) | 10.15% | -71.51% | 65.75% | 125.62% | 81.71% | 2,072.84% | 77.35% | 0.94% | 21.72% | -34.96% | -14.15% | -40.51% | -15.83% | 64.62% | 90.75% | 184.44% | 43.66% | -74.84% | -112.10% | -140.60% | |||||||||||||
| EBIT Growth (3y) | 69.95% | -54.54% | -13.13% | 24.29% | 53.87% | 141.63% | 91.02% | 98.14% | 34.55% | 59.08% | 36.15% | 10.65% | 23.02% | 185.48% | 42.67% | 19.53% | 13.75% | -35.41% | -30.02% | -39.02% | |||||||||||||
| EBIT Growth (5y) | -0.05% | 6.50% | 53.18% | 5.83% | -0.04% | 2.89% | 30.13% | 71.80% | 62.74% | 67.44% | 24.12% | 10.77% | -20.89% | -28.94% | |||||||||||||||||||
| EBIT Margin Growth (1y) | -979.00 | -49.00 | 1,162.00 | 1,346.00 | 1,272.00 | 1,844.00 | 933.00 | -1927.00 | -4339.00 | -6724.00 | |||||||||||||||||||||||
| EBIT Margin Growth (3y) | 2,425.00 | 1,242.00 | 202.00 | 1,208.00 | -1137.00 | -4047.00 | -4928.00 | ||||||||||||||||||||||||||
| EBIT Margin Growth (5y) | -187.00 | -2012.00 | -946.00 | -1884.00 | -1394.00 | 1,774.00 | 3,615.00 | 2,718.00 | 3,037.00 | 2,297.00 | 627.00 | -4204.00 | |||||||||||||||||||||
| EBIT Margin (QoQ) | -1531.00 | -597.00 | 453.00 | 695.00 | -601.00 | 614.00 | 637.00 | 621.00 | -28.00 | -297.00 | -2223.00 | -1790.00 | -2413.00 | ||||||||||||||||||||
| EBIT (QoQ) | 3.11% | -90.32% | 1,145.07% | 81.47% | -16.96% | 15.81% | 1.62% | 3.28% | 0.14% | -38.11% | 34.13% | -28.43% | 41.69% | 21.04% | 55.41% | 6.72% | -28.44% | -78.80% | -174.74% | -258.09% | |||||||||||||
| EBT Growth (1y) | 7.96% | -72.83% | 67.33% | 124.31% | 82.73% | 2,172.21% | 77.27% | 1.28% | 22.41% | -32.54% | -12.72% | -39.65% | -15.16% | 46.59% | 104.90% | 178.21% | 44.95% | -70.80% | -111.01% | -136.26% | |||||||||||||
| EBT Growth (3y) | 71.01% | -55.88% | -13.38% | 22.41% | 50.66% | 168.46% | 88.39% | 94.14% | 34.16% | 60.90% | 37.31% | 11.09% | 23.81% | 182.18% | 46.90% | 19.36% | 14.61% | -33.91% | -30.00% | -37.66% | |||||||||||||
| EBT Growth (5y) | -0.54% | 6.35% | 54.18% | 5.65% | 0.11% | 2.32% | 28.85% | 80.49% | 64.26% | 65.15% | 24.32% | 12.26% | -20.91% | -27.60% | |||||||||||||||||||
| EBT Margin Growth (1y) | -945.00 | -27.00 | 1,188.00 | 1,076.00 | 1,552.00 | 1,804.00 | 976.00 | -1647.00 | -4653.00 | -6346.00 | |||||||||||||||||||||||
| EBT Margin Growth (3y) | 2,398.00 | 1,225.00 | 196.00 | 1,258.00 | -1073.00 | -4045.00 | -4569.00 | ||||||||||||||||||||||||||
| EBT Margin Growth (5y) | -269.00 | -2046.00 | -1001.00 | -1888.00 | -1505.00 | 1,782.00 | 3,145.00 | 3,006.00 | 3,002.00 | 2,361.00 | 687.00 | -4173.00 | |||||||||||||||||||||
| EBT Margin (QoQ) | -1527.00 | -596.00 | 495.00 | 684.00 | -610.00 | 619.00 | 382.00 | 1,160.00 | -358.00 | -209.00 | -2241.00 | -1845.00 | -2052.00 | ||||||||||||||||||||
| EBT (QoQ) | 2.05% | -90.73% | 1,207.54% | 81.37% | -16.87% | 15.25% | 2.01% | 3.63% | 0.47% | -36.48% | 31.98% | -28.34% | 41.24% | 9.74% | 84.48% | -2.70% | -26.41% | -77.89% | -169.57% | -220.43% | |||||||||||||
| Gross Margin Growth (1y) | |||||||||||||||||||||||||||||||||
| Gross Margin Growth (3y) | -1540.00 | -5650.00 | -7279.00 | ||||||||||||||||||||||||||||||
| Gross Margin Growth (5y) | -1552.00 | -4534.00 | |||||||||||||||||||||||||||||||
| Gross Margin (QoQ) | -3608.00 | -1572.00 | |||||||||||||||||||||||||||||||
| Gross Profit Growth (1y) | |||||||||||||||||||||||||||||||||
| Gross Profit Growth (3y) | 9.03% | -10.84% | -21.56% | ||||||||||||||||||||||||||||||
| Gross Profit Growth (5y) | -2.58% | 7.69% | |||||||||||||||||||||||||||||||
| Gross Profit (QoQ) | 6.21% | -3.16% | |||||||||||||||||||||||||||||||
| Net Income Growth (1y) | 6.80% | -49.56% | 74.61% | 122.80% | 90.90% | 445.19% | 73.54% | -8.19% | 13.54% | -0.57% | -18.41% | -32.60% | -14.45% | 42.11% | 45.64% | 79.08% | 46.83% | -75.98% | -112.04% | -137.69% | |||||||||||||
| Net Income Growth (3y) | 71.38% | -34.43% | -10.87% | 25.61% | 56.23% | 89.05% | 85.71% | 86.18% | 32.29% | 39.83% | 35.22% | 11.30% | 22.85% | 97.50% | 27.28% | 3.48% | 12.56% | -30.25% | -28.93% | -34.90% | |||||||||||||
| Net Income Growth (5y) | 0.64% | 5.80% | 53.69% | 8.85% | 0.05% | 4.17% | 29.94% | 54.21% | 50.07% | 50.76% | 23.80% | -1.38% | -19.47% | -23.99% | |||||||||||||||||||
| Net Income (QoQ) | -2.00% | -72.41% | 357.91% | 79.96% | -16.03% | -21.21% | 45.76% | -4.79% | 3.85% | -31.00% | 19.60% | -21.35% | 31.82% | 14.61% | 22.57% | -3.29% | 8.08% | -81.25% | -161.47% | -202.63% | |||||||||||||
| Net Income towards Common Stockholders Growth (1y)Net Income Growth (1y) | 6.80% | -49.56% | 74.61% | 122.80% | 90.90% | 445.19% | 73.54% | -8.19% | 13.54% | -0.57% | -18.41% | -32.60% | -14.45% | 42.11% | 112.80% | 165.08% | 46.83% | -75.98% | -110.27% | -135.11% | |||||||||||||
| Net Income towards Common Stockholders Growth (3y)Net Income Growth (3y) | 71.38% | -34.43% | -10.87% | 25.61% | 56.23% | 89.05% | 85.71% | 86.18% | 32.29% | 39.83% | 35.22% | 11.30% | 22.85% | 97.50% | 44.43% | 17.93% | 12.56% | -30.25% | -29.63% | -37.99% | |||||||||||||
| Net Income towards Common Stockholders Growth (5y)Net Income Growth (5y) | 0.64% | 5.80% | 53.69% | 8.85% | 0.05% | 4.17% | 29.94% | 54.21% | 61.89% | 63.07% | 23.80% | -1.38% | -20.50% | -26.84% | |||||||||||||||||||
| Net Income towards Common Stockholders (QoQ)Net Income (QoQ) | -2.00% | -72.41% | 357.91% | 79.96% | -16.03% | -21.21% | 45.76% | -4.79% | 3.85% | -31.00% | 19.60% | -21.35% | 31.82% | 14.61% | 79.10% | -2.03% | -26.99% | -81.25% | -176.62% | -234.86% | |||||||||||||
| Net Margin Growth (1y) | -1329.00 | 176.00 | 1,401.00 | 1,257.00 | 1,938.00 | 2,062.00 | 1,190.00 | -2214.00 | -5448.00 | -7470.00 | |||||||||||||||||||||||
| Net Margin Growth (3y) | 2,892.00 | 1,319.00 | 187.00 | 1,427.00 | -1401.00 | -4838.00 | -5232.00 | ||||||||||||||||||||||||||
| Net Margin Growth (5y) | -92.00 | -2404.00 | -824.00 | -2171.00 | -1557.00 | 2,106.00 | 4,926.00 | 3,501.00 | 3,557.00 | 2,778.00 | 470.00 | -4910.00 | |||||||||||||||||||||
| Net Margin (QoQ) | -2026.00 | -631.00 | 725.00 | 604.00 | -521.00 | 593.00 | 581.00 | 1,285.00 | -397.00 | -279.00 | -2823.00 | -1948.00 | -2419.00 | ||||||||||||||||||||
| Operating Income Growth (1y)Op. Inc Growth (1y) | 8.05% | -71.51% | 65.75% | 121.94% | 81.71% | 2,072.84% | 76.67% | -0.97% | 20.67% | -34.96% | -13.82% | -38.65% | -15.10% | 64.62% | 90.75% | 185.54% | 44.43% | -74.84% | -112.15% | -140.75% | |||||||||||||
| Operating Income Growth (3y)Op. Inc Growth (3y) | 69.95% | -54.54% | -13.13% | 23.94% | 54.88% | 141.63% | 91.70% | 95.67% | 33.31% | 59.08% | 36.15% | 10.48% | 23.02% | 185.48% | 42.67% | 20.16% | 13.95% | -35.41% | -30.05% | -39.48% | |||||||||||||
| Operating Income Growth (5y)Op. Inc Growth (5y) | -0.13% | 5.76% | 52.98% | 5.83% | -0.04% | 2.96% | 30.64% | 71.80% | 63.21% | 67.34% | 23.77% | 10.77% | -20.92% | -28.97% | |||||||||||||||||||
| Operating Income (QoQ)Op. Inc (QoQ) | 3.03% | -90.32% | 1,145.07% | 78.66% | -15.65% | 15.81% | 1.23% | 0.15% | 2.78% | -37.58% | 34.13% | -28.71% | 42.23% | 21.04% | 55.41% | 6.72% | -28.06% | -78.91% | -175.06% | -257.87% | |||||||||||||
| Operating Margin Growth (1y) | -967.00 | -1.00 | 1,171.00 | 1,346.00 | 1,272.00 | 1,850.00 | 949.00 | -1927.00 | -4343.00 | -6736.00 | |||||||||||||||||||||||
| Operating Margin Growth (3y) | 2,423.00 | 1,186.00 | 178.00 | 1,208.00 | -1137.00 | -4038.00 | -4886.00 | ||||||||||||||||||||||||||
| Operating Margin Growth (5y) | -199.00 | -2066.00 | -946.00 | -1884.00 | -1379.00 | 1,782.00 | 3,615.00 | 2,728.00 | 3,036.00 | 2,298.00 | 627.00 | -4208.00 | |||||||||||||||||||||
| Operating Margin (QoQ) | -1574.00 | -551.00 | 462.00 | 695.00 | -607.00 | 620.00 | 637.00 | 621.00 | -28.00 | -280.00 | -2240.00 | -1794.00 | -2421.00 | ||||||||||||||||||||
| Profit After Tax Growth (1y)PAT Growth (1y) | 64.30% | 70.48% | 60.30% | 104.64% | 87.54% | 304.37% | 79.19% | 16.57% | 23.20% | -35.33% | -8.02% | -28.50% | -16.24% | -22.12% | 98.58% | 121.45% | 41.73% | -62.05% | -112.04% | -137.22% | |||||||||||||
| Profit After Tax Growth (3y)PAT Growth (3y) | 70.90% | -6.83% | -15.71% | 17.03% | 46.91% | 252.49% | 87.85% | 99.71% | 55.99% | 64.58% | 38.25% | 19.48% | 24.62% | 26.76% | 48.47% | 22.67% | 13.51% | -42.40% | -30.45% | -37.32% | |||||||||||||
| Profit After Tax Growth (5y)PAT Growth (5y) | -1.80% | 6.83% | 54.88% | 16.16% | -0.26% | 5.97% | 26.75% | 85.66% | 64.67% | 66.02% | 35.14% | 5.67% | -21.35% | -27.77% | |||||||||||||||||||
| Profit After Tax (QoQ)PAT (QoQ) | 0.48% | -1.81% | 19.46% | 73.63% | -7.92% | 111.71% | -47.06% | 12.95% | -2.68% | 11.13% | -24.70% | -12.20% | 14.01% | 3.33% | 91.98% | -2.08% | -27.03% | -72.33% | -160.92% | -202.63% | |||||||||||||
| Property, Plant & Equipment (Net) Growth (1y)PP&E (Net) Growth (1y) | -51.50% | -48.62% | -51.81% | 37.30% | 86.70% | 142.80% | 280.30% | 69.58% | 110.79% | 81.38% | 73.09% | 54.41% | 10.34% | 3,340.99% | 2,974.51% | 2,850.92% | 2,926.96% | 0.62% | 1.77% | ||||||||||||||
| Property, Plant & Equipment (Net) Growth (3y)PP&E (Net) Growth (3y) | -30.26% | -21.74% | 24.05% | 31.29% | 46.94% | 53.20% | 63.15% | 433.14% | 487.11% | 325.93% | 312.92% | 297.48% | 278.34% | ||||||||||||||||||||
| Property, Plant & Equipment (Net) Growth (5y)PP&E (Net) Growth (5y) | 5.95% | 2.19% | 129.56% | 139.23% | 150.82% | ||||||||||||||||||||||||||||
| Property, Plant & Equipment (Net) (QoQ)PP&E (Net) (QoQ) | -8.57% | -19.68% | -12.67% | -24.86% | 160.49% | 9.22% | 13.57% | 17.69% | 16.16% | 35.76% | -2.28% | 12.31% | 3.63% | -2.99% | 2,947.52% | 0.35% | -0.54% | -0.49% | 1.31% | 1.50% | |||||||||||||
| Return on Assets [ROA] Growth (1y)ROA Growth (1y) | 1,831.00 | -2260.00 | -2183.00 | -1764.00 | -459.00 | -21.00 | -1607.00 | -2728.00 | -2559.00 | 1,098.00 | 1,759.00 | -895.00 | -944.00 | -3858.00 | -2897.00 | 812.00 | 847.00 | -108.00 | -1691.00 | -3110.00 | |||||||||||||
| Return on Assets [ROA] Growth (3y)ROA Growth (3y) | -3729.00 | -1537.00 | -3568.00 | -2531.00 | -641.00 | 737.00 | -1187.00 | -1183.00 | -2031.00 | -5388.00 | -3962.00 | -2781.00 | -2744.00 | -2811.00 | -2655.00 | -2867.00 | -2829.00 | -3193.00 | |||||||||||||||
| Return on Assets [ROA] Growth (5y)ROA Growth (5y) | -3576.00 | -5160.00 | -7071.00 | -5291.00 | -1779.00 | 654.00 | -1284.00 | -5149.00 | -6619.00 | -7685.00 | |||||||||||||||||||||||
| Return on Assets [ROA] (QoQ)ROA (QoQ) | -1602.00 | -928.00 | 445.00 | 321.00 | -297.00 | -490.00 | -1141.00 | -801.00 | -128.00 | 3,167.00 | -479.00 | -3455.00 | -176.00 | 253.00 | 481.00 | 254.00 | -141.00 | -702.00 | -1103.00 | -1165.00 | |||||||||||||
| Return on Capital Employed [ROCE] Growth (1y)ROCE Growth (1y) | -54.00 | ||||||||||||||||||||||||||||||||
| Return on Capital Employed [ROCE] (QoQ)ROCE (QoQ) | -1678.00 | -1714.00 | |||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC] (QoQ)ROIC (QoQ) | -2051.00 | ||||||||||||||||||||||||||||||||
| Return on Sales [ROS] Growth (1y)ROS Growth (1y) | -979.00 | -49.00 | 1,162.00 | 1,346.00 | 1,272.00 | 1,844.00 | 933.00 | -1927.00 | -4339.00 | -6724.00 | |||||||||||||||||||||||
| Return on Sales [ROS] Growth (3y)ROS Growth (3y) | 2,425.00 | 1,242.00 | 202.00 | 1,208.00 | -1137.00 | -4047.00 | -4928.00 | ||||||||||||||||||||||||||
| Return on Sales [ROS] Growth (5y)ROS Growth (5y) | -187.00 | -2012.00 | -946.00 | -1884.00 | -1394.00 | 1,774.00 | 3,615.00 | 2,718.00 | 3,037.00 | 2,297.00 | 627.00 | -4204.00 | |||||||||||||||||||||
| Return on Sales [ROS] (QoQ)ROS (QoQ) | -1531.00 | -597.00 | 453.00 | 695.00 | -601.00 | 614.00 | 637.00 | 621.00 | -28.00 | -297.00 | -2223.00 | -1790.00 | -2413.00 | ||||||||||||||||||||
| Revenue Growth (1y) | 25.05% | -38.62% | -61.15% | -14.65% | 19.75% | 29.61% | 0.30% | -18.98% | -55.17% | -58.75% | |||||||||||||||||||||||
| Revenue Growth (3y) | 15.96% | 19.71% | 24.79% | -12.50% | 56.88% | -12.44% | -31.03% | ||||||||||||||||||||||||||
| Revenue Growth (5y) | 1.12% | 25.39% | 17.02% | 13.40% | 17.02% | -7.85% | 30.61% | 18.48% | 6.42% | -5.41% | -14.26% | 15.69% | |||||||||||||||||||||
| Revenue (QoQ) | 102.56% | 60.11% | -57.46% | -9.36% | -0.58% | 1.35% | -6.55% | 27.16% | 7.61% | -21.57% | -24.51% | -29.64% | -1.00% | ||||||||||||||||||||
| Share-based Compensation Growth (1y)Stock Comp. Growth (1y) | -58.56% | -54.10% | -93.59% | ||||||||||||||||||||||||||||||
| Share-based Compensation Growth (3y)Stock Comp. Growth (3y) | -46.23% | -76.99% | |||||||||||||||||||||||||||||||
| Tax Rate Growth (1y) | 171.00 | -16442.00 | -520.00 | 123.00 | -536.00 | 27,095.00 | 271.00 | 1,163.00 | 920.00 | -4054.00 | 788.00 | -1342.00 | -110.00 | 386.00 | -441.00 | 582.00 | -216.00 | 2,169.00 | 749.00 | 337.00 | |||||||||||||
| Tax Rate Growth (3y) | -130.00 | -24790.00 | -1024.00 | -968.00 | -1511.00 | 22,641.00 | 362.00 | 1,552.00 | 556.00 | 6,599.00 | 539.00 | -56.00 | 274.00 | 23,426.00 | 619.00 | 403.00 | 594.00 | -1499.00 | 1,096.00 | -424.00 | |||||||||||||
| Tax Rate Growth (5y) | -690.00 | 336.00 | 254.00 | -1750.00 | 36.00 | -1147.00 | -701.00 | 18,973.00 | 709.00 | 791.00 | 230.00 | 9,154.00 | 847.00 | 863.00 | |||||||||||||||||||
| Tax Rate (QoQ) | 496.00 | -23671.00 | 23,164.00 | 134.00 | -162.00 | 3,959.00 | -3660.00 | 1,026.00 | -405.00 | -1015.00 | 1,183.00 | -1104.00 | 827.00 | -519.00 | 356.00 | -82.00 | 29.00 | 1,865.00 | -1064.00 | -494.00 | |||||||||||||
| Total Debt Growth (5y) | 172.12% | ||||||||||||||||||||||||||||||||
| Total Debt (QoQ) | 2.40% | -4.66% |