Encore Capital reported a gross margin of 92.51% and a net margin of 13.01% for the quarter ended Jun 2026. These financial ratios cover 65 quarters of results from Jun 2010 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Jun2010 | Sep2010 | Dec2010 | Mar2011 | Jun2011 | Sep2011 | Dec2011 | Mar2012 | Jun2012 | Sep2012 | Dec2012 | Mar2013 | Jun2013 | Sep2013 | Dec2013 | Mar2014 | Jun2014 | Sep2014 | Dec2014 | Mar2015 | Jun2015 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gross Margin | 93.89% | 92.99% | 94.59% | 92.32% | 90.81% | 87.81% | 91.19% | 91.84% | 90.97% | 89.43% | 90.75% | 91.32% | 91.34% | 85.77% | 91.28% | 91.63% | 91.95% | 92.36% | 92.67% | 92.51% | |||||||||||||||||||||||||||||||||||||||||||||
| EBT Margin | 26.24% | 23.83% | 46.18% | 23.45% | 13.78% | -19.61% | 8.01% | 11.25% | 9.71% | -97.95% | 9.29% | 11.97% | 11.10% | -79.05% | 15.39% | 17.65% | 21.69% | 20.66% | 23.50% | 16.84% | |||||||||||||||||||||||||||||||||||||||||||||
| EBIT Margin | 40.39% | 34.71% | 53.04% | 33.33% | 26.16% | -0.99% | 22.43% | 27.26% | 24.39% | -78.30% | 25.46% | 28.66% | 28.90% | -50.52% | 32.93% | 34.09% | 37.62% | 36.62% | 38.70% | 38.00% | |||||||||||||||||||||||||||||||||||||||||||||
| EBITDA Margin | 40.39% | 34.71% | 53.04% | 33.33% | 26.16% | -0.99% | 22.43% | 27.26% | 24.39% | -78.30% | 25.46% | 28.66% | 28.90% | -50.52% | 32.93% | 34.09% | 37.62% | 36.62% | 38.70% | 38.00% | |||||||||||||||||||||||||||||||||||||||||||||
| Operating Margin | 40.39% | 34.71% | 53.04% | 33.33% | 26.16% | -0.99% | 22.43% | 27.26% | 24.39% | -78.30% | 25.46% | 28.66% | 28.90% | -50.52% | 32.93% | 34.09% | 37.62% | 36.62% | 38.70% | 38.00% | |||||||||||||||||||||||||||||||||||||||||||||
| Net Margin | 20.25% | 21.29% | 35.17% | 16.93% | 10.23% | -31.25% | 5.96% | 8.14% | 6.25% | -97.61% | 7.08% | 9.06% | 8.35% | -84.82% | 11.91% | 13.28% | 16.22% | 16.19% | 18.14% | 13.01% | |||||||||||||||||||||||||||||||||||||||||||||
| FCF Margin | -25.07% | -26.09% | -22.37% | -35.76% | -56.78% | -70.83% | -76.36% | -75.34% | -56.13% | -90.60% | -73.20% | -67.52% | -63.20% | -176.20% | -80.82% | -79.88% | -56.32% | -64.62% | -58.29% | -95.60% | |||||||||||||||||||||||||||||||||||||||||||||
| Efficiency | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 4,614.86M | 4,579.05M | 4,611.25M | 4,536.93M | 4,393.67M | 4,418.11M | 4,597.16M | 4,781.27M | 4,818.43M | 4,695.39M | 4,658.83M | 4,752.01M | 4,905.28M | 4,891.72M | 4,879.66M | 5,080.49M | 5,224.66M | 5,298.87M | 5,395.18M | 5,507.91M | |||||||||||||||||||||||||||||||||||||||||||||
| Invested CapitalInvested Cap. | 2,796.22M | 2,997.33M | 2,934.03M | 2,793.01M | 2,690.22M | 2,898.82M | 3,081.79M | 3,203.43M | 3,114.18M | 3,318.03M | 3,364.03M | 3,455.13M | 3,550.57M | 3,672.76M | 3,790.70M | 3,965.47M | 3,933.86M | 4,001.29M | 4,033.30M | 4,179.52M | |||||||||||||||||||||||||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.36 | 0.35 | 0.37 | 0.36 | 0.35 | 0.32 | 0.26 | 0.25 | 0.24 | 0.26 | 0.27 | 0.27 | 0.27 | 0.27 | 0.28 | 0.29 | 0.30 | 0.33 | 0.34 | 0.35 | |||||||||||||||||||||||||||||||||||||||||||||
| Leverage & Solvency | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 4.08 | 3.26 | 7.65 | 3.21 | 2.05 | -0.05 | 1.50 | 1.76 | 1.49 | -3.99 | 1.50 | 1.66 | 1.59 | -1.96 | 1.83 | 2.04 | 2.33 | 2.31 | 2.52 | 2.53 | |||||||||||||||||||||||||||||||||||||||||||||
| Times Interest Earned | 4.08 | 3.26 | 7.65 | 3.21 | 2.05 | -0.05 | 1.50 | 1.76 | 1.49 | -3.99 | 1.50 | 1.66 | 1.59 | -1.96 | 1.83 | 2.04 | 2.33 | 2.31 | 2.52 | 2.53 | |||||||||||||||||||||||||||||||||||||||||||||
| Valuation | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Enterprise Value | -158.24M | -189.65M | -160.22M | -154.29M | -147.03M | -143.91M | -158.77M | -184.87M | -144.71M | -158.36M | -172.99M | -250.62M | -247.35M | -199.87M | -187.12M | -172.90M | -172.49M | -156.78M | -227.20M | -182.93M | |||||||||||||||||||||||||||||||||||||||||||||
| Return Ratios | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Return on SalesROS | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -0.01% | 0.00% | 0.00% | 0.00% | -0.01% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |||||||||||||||||||||||||||||||||||||||||||||
| Return on Invested CapitalROIC | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |||||||||||||||||||||||||||||||||||||||||||||
| Return on AssetsROA | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |