Consumer Portfolio Services, Inc. Ratios

Ratios Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 97.53%-10.10%4.91%14.53%17.40%16.88%11.76%7.38%4.80%2.65%94.76%93.70%93.01%93.97%94.22%
EBT Margin -10.44%-10.10%4.91%14.53%17.40%16.88%11.76%7.38%4.80%2.65%7.42%24.55%35.24%17.36%6.97%
EBIT Margin -12.90%-120.21%1.72%5.09%6.09%5.91%4.12%2.58%1.01%0.56%1.56%5.16%7.40%3.64%1.46%
EBITDA Margin -12.90%-119.74%2.01%5.26%6.23%6.08%4.30%2.80%1.26%0.87%2.22%5.78%7.89%3.89%1.68%
Operating Margin -12.90%-120.21%1.72%5.09%6.09%5.91%4.12%2.58%1.01%0.56%1.56%5.16%7.40%3.64%1.46%
Net Margin -21.38%-10.10%37.08%8.21%9.83%9.54%6.34%0.87%6.73%1.56%7.99%17.75%26.08%12.88%4.88%
FCF Margin 27.48%7.26%18.48%38.66%44.96%51.25%46.24%49.49%-179.27%-227.71%-184.75%-339.55%-441.98%-287.78%-360.68%
Efficiency
Assets Average 816.22M963.84M1,216.99M1,614.71M1,980.99M2,269.66M2,417.62M2,455.26M2,512.46M2,342.57M2,152.74M2,456.17M2,828.26M3,198.81M
Equity Average -5.89M23.55M77.96M110.93M144.21M173.69M185.08M190.53M199.88M168.00M151.78M199.30M251.53M283.72M
Invested Capital 47.98M11.19M83.04M104.05M184.09M357.62M186.22M183.94M197.12M202.64M133.36M170.21M228.39M274.67M292.77M
Asset Utilization Ratio 0.180.190.210.190.180.190.180.160.140.120.120.130.120.12
Leverage & Solvency
Interest Coverage Ratio -0.25-2.070.040.220.360.370.220.120.040.020.040.180.280.090.03
Debt to Equity 253.32-42.8313.2812.5513.011.310.080.090.090.090.160.160.110.060.09
Debt Ratio 0.830.680.780.850.900.100.010.010.010.010.010.010.010.010.01
Equity Ratio 0.00-0.020.060.070.070.080.080.080.080.080.060.080.080.090.08
Times Interest Earned -0.25-2.070.040.220.360.370.220.120.040.020.040.180.280.090.03
Valuation
Enterprise Value 4.27M7.42M92.30M187.04M168.87M9.23M-4.62M-34.33M-62.12M-91.20M82.21M219.79M167.40M191.72M220.75M
Market Capitalization 20.52M17.51M105.27M209.15M186.73M134.60M122.07M90.37M67.99M49.63M95.68M249.72M180.89M197.90M232.46M
Return Ratios
Return on Sales -0.21%-0.10%0.37%0.08%0.10%0.10%0.06%0.01%0.07%0.02%0.08%0.18%0.26%0.13%0.05%
Return on Invested Capital 0.08%0.07%0.04%0.03%0.01%0.01%0.07%0.09%0.04%0.01%
Return on Assets -0.02%0.07%0.02%0.02%0.02%0.01%0.00%0.01%0.00%0.01%0.02%0.04%0.02%0.01%
Return on Equity 2.45%2.95%0.27%0.27%0.24%0.15%0.02%0.14%0.03%0.13%0.31%0.43%0.18%0.07%