Consumer Portfolio Services (CPSS) Return on Invested Capital [ROIC] (2011 - 2026)
Consumer Portfolio Services (CPSS) reported Return on Invested Capital [ROIC] of 54.84% for Q2 2026, down 39.58 percentage points from 94.42% a year earlier but up 0.81 percentage points from the prior quarter.
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Analysis
Consumer Portfolio Services (CPSS) Return on Invested Capital [ROIC] (2011 - 2026) Analysis & Trends
For FY2025, Consumer Portfolio Services posted Return on Invested Capital [ROIC] of 98.32%, up 2.14 percentage points from FY2024.
- Return on Invested Capital [ROIC] has a five-year change of +261.87 percentage points (FY2020 to FY2025).
- By year, Return on Invested Capital [ROIC] came in at 96.18% in FY2024 (+39.66 pp), 56.52% in FY2023 (-10.43 pp), 66.95% in FY2022 (+123.04 pp) and -56.09% in FY2021 (+107.46 pp).
- Five-year quarterly Return on Invested Capital [ROIC] spans a low of -5.25% in Q1 2022 and a high of 598.72% in Q1 2025.
- Year over year, Return on Invested Capital [ROIC] has now declined in each of the last three quarters, with an average year-over-year change of +0.87 percentage points over the last eight quarters.
- The high point for year-over-year Return on Invested Capital [ROIC] in five years was Q1 2025 (a gain of 547.99 percentage points); the low point was Q1 2026 (a drop of 544.68 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 54.04% (Q1 2026), 53.19% (Q4 2025) and 52.54% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 2.43% |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 2.96% |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | - |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 5.55% |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 2.81% |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 25.70% |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 9.67% |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 16.56% |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | - |
| 10 | Consumer Portfolio Services | 213.83 Mn | 183.67 Mn | - | 20.59% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 20.59% |
| Mar 31, 2026 | 24.97% |
| Dec 31, 2025 | 26.78% |
| Sep 30, 2025 | 24.99% |
| Jun 30, 2025 | 30.29% |
| Mar 31, 2025 | 38.95% |
| Dec 31, 2024 | 35.91% |
| Sep 30, 2024 | 37.08% |
| Jun 30, 2024 | 31.39% |
| Mar 31, 2024 | 27.95% |
| Dec 31, 2023 | 29.33% |
| Sep 30, 2023 | 29.40% |
| Jun 30, 2023 | 29.43% |
| Mar 31, 2023 | 28.66% |
| Dec 31, 2022 | 29.36% |
| Sep 30, 2022 | 28.89% |
| Jun 30, 2022 | 13.87% |
| Mar 31, 2022 | -3.24% |
| Jun 30, 2021 | -48.65% |
| Mar 31, 2021 | -54.20% |
API Access
Consumer Portfolio Services Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=CPSS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "CPSS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=CPSS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();