Western Union (WU) FCF Payout Ratio (2009 - 2026)

Western Union (WU) posted quarterly FCF Payout Ratio of 0.88 for Q2 2026, up 121.89% year-over-year from 0.4 in Q2 2025, and up 3.8% quarter-over-quarter from 0.85 in Q1 2026.

Western Union (WU) FCF Payout Ratio (2009 - 2026) Analysis & Trends

Western Union's FCF Payout Ratio history runs 18 years deep, the most recent figure standing at 0.88 for Q2 2026.

  • In Q2 2026, FCF Payout Ratio rose 121.89% year-over-year to 0.88; the TTM figure through Jun 2026 stood at 0.58 (down 24.14% YoY), while the FY2025 annual figure was 0.68, down 31.9% from the prior year.
  • FCF Payout Ratio for Q2 2026 stood at 0.88, up from 0.85 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 3.89 in Q4 2022, with the low at 4.04 in Q2 2025.
  • The 5-year median for FCF Payout Ratio is 0.65 (2025), against an average of 0.48.
  • The sharpest annual moves came in 2022 and 2024: FCF Payout Ratio soared 1312.83% in 2022, then slumped 262.93% in 2024.
  • Western Union's FCF Payout Ratio stood at 3.89 in 2022, then plunged by 91.07% to 0.35 in 2023, then jumped by 111.8% to 0.74 in 2024, then dropped by 6.92% to 0.68 in 2025, then advanced by 29.01% to 0.88 in 2026.
  • Business Quant data shows WU's FCF Payout Ratio at 0.88 in Q2 2026, 0.85 in Q1 2026, and 0.68 in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.21
2 Mastercard 506.53 Bn 493.04 Bn - 0.22
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.15
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.06
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.07
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.04
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Western Union 2.23 Bn 1.31 Bn 336.50 Mn 0.88

Historic Data

Download Data
DateValue
Jun 30, 2026 0.88
Mar 31, 2026 0.74
Dec 31, 2025 0.48
Sep 30, 2025 0.33
Jun 30, 2025 -4.04
Mar 31, 2025 0.63
Dec 31, 2024 1.08
Sep 30, 2024 0.35
Jun 30, 2024 -1.45
Mar 31, 2024 1.13
Dec 31, 2023 0.32
Sep 30, 2023 0.35
Jun 30, 2023 0.73
Mar 31, 2023 0.68
Dec 31, 2022 3.89
Sep 30, 2022 0.56
Jun 30, 2022 0.86
Mar 31, 2022 0.49
Dec 31, 2021 0.28
Sep 30, 2021 0.32