Western Union (WU) FCF Payout Ratio (2009 - 2026)

Western Union (WU) posted quarterly FCF Payout Ratio of 0.74 for Q1 2026, up 15.93% year-over-year from 0.64 in Q1 2025, and up 11.26% on a QoQ basis from 0.67 in Q4 2025.

Western Union (WU) FCF Payout Ratio (2009 - 2026) Analysis & Trends

Western Union (WU) has reported FCF Payout Ratio for 18 consecutive years, with 0.74 the latest figure, recorded in Q1 2026.

  • In Q1 2026, FCF Payout Ratio rose 15.93% year-over-year to 0.74; the TTM figure through Mar 2026 stood at 0.64 (down 26.32% YoY), while the FY2025 annual figure was 0.62, down 37.69% from the prior year.
  • FCF Payout Ratio came in at 0.74 for Q1 2026 at Western Union, up from 0.67 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 9.45 in Q2 2025, with the low at 1.22 in Q2 2024.
  • Average FCF Payout Ratio over 5 years is 1.13, with a median of 0.67 recorded in 2025.
  • Across the five-year window, FCF Payout Ratio sank 219.1% in 2024 and surged 875.85% in 2025, its largest moves.
  • Year by year, FCF Payout Ratio stood at 1.83 in 2022, then tumbled by 85.31% to 0.27 in 2023, then jumped by 290.58% to 1.05 in 2024, then slumped by 36.68% to 0.67 in 2025, then rose by 11.26% to 0.74 in 2026.
  • According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.74, 0.67, and 0.31 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.49
2 Mastercard 465.55 Bn 455.34 Bn - 0.28
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.22
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.14
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Western Union 24.33 Mn -884.87 Mn 293.80 Mn 0.74

Historic Data

Download Data
DateValue
Mar 31, 2026 0.74
Dec 31, 2025 0.67
Sep 30, 2025 0.31
Jun 30, 2025 9.45
Mar 31, 2025 0.64
Dec 31, 2024 1.05
Sep 30, 2024 0.35
Jun 30, 2024 -1.22
Mar 31, 2024 0.99
Dec 31, 2023 0.27
Sep 30, 2023 0.38
Jun 30, 2023 1.02
Mar 31, 2023 0.68
Dec 31, 2022 1.83
Sep 30, 2022 0.39
Jun 30, 2022 1.17
Mar 31, 2022 0.49
Dec 31, 2021 0.31
Sep 30, 2021 0.27
Jun 30, 2021 0.70