Western Union (WU) FCF Payout Ratio (2009 - 2026)

Western Union (WU) recorded quarterly FCF Payout Ratio of 0.74 in Q1 2026, up 11.26% quarter-over-quarter from 0.67 in Q4 2025, and up 15.93% on a YoY basis from 0.64 in Q1 2025.

Western Union (WU) FCF Payout Ratio (2009 - 2026) Analysis & Trends

Western Union's FCF Payout Ratio history runs 18 years deep, the most recent figure standing at 0.74 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio rose 15.93% year-over-year to 0.74; the TTM figure through Mar 2026 stood at 0.64 (down 26.32% YoY), while the FY2025 annual figure was 0.62, down 37.69% from the prior year.
  • FCF Payout Ratio was 0.74 for Q1 2026 at Western Union, up from 0.67 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 9.45 in Q2 2025 to a low of 1.22 in Q2 2024.
  • Historically, FCF Payout Ratio has averaged 1.13 across 5 years, with a median of 0.67 in 2025.
  • The sharpest annual moves came in 2024 and 2025: FCF Payout Ratio plunged 219.1% in 2024, then surged 875.85% in 2025.
  • A 5-year view of FCF Payout Ratio shows it stood at 1.83 in 2022, then slumped by 85.31% to 0.27 in 2023, then jumped by 290.58% to 1.05 in 2024, then sank by 36.68% to 0.67 in 2025, then climbed by 11.26% to 0.74 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.74 (Q1 2026), 0.67 (Q4 2025), and 0.31 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.49
2 Mastercard 437.55 Bn 427.34 Bn - 0.28
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.22
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.09
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.14
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.01
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.02
10 Western Union 2.35 Bn 1.45 Bn 293.80 Mn 0.74

Historic Data

Download Data
DateValue
Mar 31, 2026 0.74
Dec 31, 2025 0.67
Sep 30, 2025 0.31
Jun 30, 2025 9.45
Mar 31, 2025 0.64
Dec 31, 2024 1.05
Sep 30, 2024 0.35
Jun 30, 2024 -1.22
Mar 31, 2024 0.99
Dec 31, 2023 0.27
Sep 30, 2023 0.38
Jun 30, 2023 1.02
Mar 31, 2023 0.68
Dec 31, 2022 1.83
Sep 30, 2022 0.39
Jun 30, 2022 1.17
Mar 31, 2022 0.49
Dec 31, 2021 0.31
Sep 30, 2021 0.27
Jun 30, 2021 0.70