Western Union (WU) EBT Margin (2009 - 2026)

Western Union (WU) posted quarterly EBT Margin of 9.5% for Q1 2026, down 548.0% year-over-year from 2.12% in Q1 2025, and down 47.37% on a QoQ basis from 18.05% in Q4 2025.

Western Union (WU) EBT Margin (2009 - 2026) Analysis & Trends

Western Union (WU) has reported EBT Margin for 18 consecutive years, with 9.5% the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBT Margin fell 548.0% year-over-year to 9.5%; the TTM figure through Mar 2026 stood at 15.14% (down 123.0% YoY), while the FY2025 annual figure was 16.13%, down 36.0% from the prior year.
  • EBT Margin came in at 9.5% for Q1 2026 at Western Union, down from 18.05% in the prior quarter.
  • The five-year high for EBT Margin was 32.91% in Q1 2022, with the low at 85.63% in Q4 2022.
  • Average EBT Margin over 5 years is 11.74%, with a median of 17.01% recorded in 2025.
  • Across the five-year window, EBT Margin sank 1941 bps in 2022 and soared 9981 bps in 2023, its largest moves.
  • Year by year, EBT Margin stood at 85.63% in 2022, then soared by 117 bps to 14.18% in 2023, then soared by 49 bps to 21.11% in 2024, then retreated by 15 bps to 18.05% in 2025, then sank by 47 bps to 9.5% in 2026.
  • According to Business Quant data, EBT Margin over the past three periods registered 9.5%, 18.05%, and 17.01% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 63.88%
2 Mastercard 465.55 Bn 455.34 Bn - 57.30%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 19.98%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 16.68%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 32.10%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 18.14%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 19.03%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 27.07%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 16.65%
10 Western Union 24.33 Mn -884.87 Mn 293.80 Mn 9.50%

Historic Data

Download Data
DateValue
Mar 31, 2026 9.50%
Dec 31, 2025 18.05%
Sep 30, 2025 17.01%
Jun 30, 2025 16.24%
Mar 31, 2025 14.98%
Dec 31, 2024 21.11%
Sep 30, 2024 13.66%
Jun 30, 2024 15.49%
Mar 31, 2024 16.20%
Dec 31, 2023 14.18%
Sep 30, 2023 19.40%
Jun 30, 2023 19.49%
Mar 31, 2023 18.49%
Dec 31, 2022 -85.63%
Sep 30, 2022 17.78%
Jun 30, 2022 20.75%
Mar 31, 2022 32.91%
Dec 31, 2021 -66.22%
Sep 30, 2021 22.66%
Jun 30, 2021 20.17%