Western Union (WU) EBT Margin (2009 - 2026)

Western Union (WU) recorded quarterly EBT Margin of 9.5% in Q1 2026, down 47.37% quarter-over-quarter from 18.05% in Q4 2025, and down 548.0% on a YoY basis from 2.12% in Q1 2025.

Western Union (WU) EBT Margin (2009 - 2026) Analysis & Trends

Western Union's EBT Margin history runs 18 years deep, the most recent figure standing at 9.5% for Q1 2026.

  • In Q1 2026, EBT Margin fell 548.0% year-over-year to 9.5%; the TTM figure through Mar 2026 stood at 15.14% (down 123.0% YoY), while the FY2025 annual figure was 16.13%, down 36.0% from the prior year.
  • EBT Margin was 9.5% for Q1 2026 at Western Union, down from 18.05% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 32.91% in Q1 2022 to a low of 85.63% in Q4 2022.
  • Historically, EBT Margin has averaged 11.74% across 5 years, with a median of 17.01% in 2025.
  • The sharpest annual moves came in 2022 and 2023: EBT Margin plunged 1941 bps in 2022, then soared 9981 bps in 2023.
  • A 5-year view of EBT Margin shows it stood at 85.63% in 2022, then soared by 117 bps to 14.18% in 2023, then soared by 49 bps to 21.11% in 2024, then dropped by 15 bps to 18.05% in 2025, then plunged by 47 bps to 9.5% in 2026.
  • The last three EBT Margin figures came in at 9.5% (Q1 2026), 18.05% (Q4 2025), and 17.01% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 63.88%
2 Mastercard 437.55 Bn 427.34 Bn - 57.30%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 19.98%
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.72%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 16.68%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 21.96%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 32.10%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 18.14%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 19.03%
10 Western Union 2.35 Bn 1.45 Bn 293.80 Mn 9.50%

Historic Data

Download Data
DateValue
Mar 31, 2026 9.50%
Dec 31, 2025 18.05%
Sep 30, 2025 17.01%
Jun 30, 2025 16.24%
Mar 31, 2025 14.98%
Dec 31, 2024 21.11%
Sep 30, 2024 13.66%
Jun 30, 2024 15.49%
Mar 31, 2024 16.20%
Dec 31, 2023 14.18%
Sep 30, 2023 19.40%
Jun 30, 2023 19.49%
Mar 31, 2023 18.49%
Dec 31, 2022 -85.63%
Sep 30, 2022 17.78%
Jun 30, 2022 20.75%
Mar 31, 2022 32.91%
Dec 31, 2021 -66.22%
Sep 30, 2021 22.66%
Jun 30, 2021 20.17%