Western Union (WU) EBT Margin (2009 - 2026)
Western Union (WU) posted quarterly EBT Margin of 9.5% for Q1 2026, down 548.0% year-over-year from 2.12% in Q1 2025, and down 47.37% on a QoQ basis from 18.05% in Q4 2025.
Western Union (WU) EBT Margin (2009 - 2026) Analysis & Trends
Western Union (WU) has reported EBT Margin for 18 consecutive years, with 9.5% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT Margin fell 548.0% year-over-year to 9.5%; the TTM figure through Mar 2026 stood at 15.14% (down 123.0% YoY), while the FY2025 annual figure was 16.13%, down 36.0% from the prior year.
- EBT Margin came in at 9.5% for Q1 2026 at Western Union, down from 18.05% in the prior quarter.
- The five-year high for EBT Margin was 32.91% in Q1 2022, with the low at 85.63% in Q4 2022.
- Average EBT Margin over 5 years is 11.74%, with a median of 17.01% recorded in 2025.
- Across the five-year window, EBT Margin sank 1941 bps in 2022 and soared 9981 bps in 2023, its largest moves.
- Year by year, EBT Margin stood at 85.63% in 2022, then soared by 117 bps to 14.18% in 2023, then soared by 49 bps to 21.11% in 2024, then retreated by 15 bps to 18.05% in 2025, then sank by 47 bps to 9.5% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 9.5%, 18.05%, and 17.01% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 63.88% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 57.30% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 19.98% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 16.68% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 32.10% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 18.14% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.03% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 27.07% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 16.65% |
| 10 | Western Union | 24.33 Mn | -884.87 Mn | 293.80 Mn | 9.50% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.50% |
| Dec 31, 2025 | 18.05% |
| Sep 30, 2025 | 17.01% |
| Jun 30, 2025 | 16.24% |
| Mar 31, 2025 | 14.98% |
| Dec 31, 2024 | 21.11% |
| Sep 30, 2024 | 13.66% |
| Jun 30, 2024 | 15.49% |
| Mar 31, 2024 | 16.20% |
| Dec 31, 2023 | 14.18% |
| Sep 30, 2023 | 19.40% |
| Jun 30, 2023 | 19.49% |
| Mar 31, 2023 | 18.49% |
| Dec 31, 2022 | -85.63% |
| Sep 30, 2022 | 17.78% |
| Jun 30, 2022 | 20.75% |
| Mar 31, 2022 | 32.91% |
| Dec 31, 2021 | -66.22% |
| Sep 30, 2021 | 22.66% |
| Jun 30, 2021 | 20.17% |