Western Union (WU) EBT Margin (2009 - 2026)
Western Union (WU) recorded quarterly EBT Margin of 9.5% in Q1 2026, down 47.37% quarter-over-quarter from 18.05% in Q4 2025, and down 548.0% on a YoY basis from 2.12% in Q1 2025.
Western Union (WU) EBT Margin (2009 - 2026) Analysis & Trends
Western Union's EBT Margin history runs 18 years deep, the most recent figure standing at 9.5% for Q1 2026.
- In Q1 2026, EBT Margin fell 548.0% year-over-year to 9.5%; the TTM figure through Mar 2026 stood at 15.14% (down 123.0% YoY), while the FY2025 annual figure was 16.13%, down 36.0% from the prior year.
- EBT Margin was 9.5% for Q1 2026 at Western Union, down from 18.05% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 32.91% in Q1 2022 to a low of 85.63% in Q4 2022.
- Historically, EBT Margin has averaged 11.74% across 5 years, with a median of 17.01% in 2025.
- The sharpest annual moves came in 2022 and 2023: EBT Margin plunged 1941 bps in 2022, then soared 9981 bps in 2023.
- A 5-year view of EBT Margin shows it stood at 85.63% in 2022, then soared by 117 bps to 14.18% in 2023, then soared by 49 bps to 21.11% in 2024, then dropped by 15 bps to 18.05% in 2025, then plunged by 47 bps to 9.5% in 2026.
- The last three EBT Margin figures came in at 9.5% (Q1 2026), 18.05% (Q4 2025), and 17.01% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 63.88% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 57.30% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.72% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 21.96% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 32.10% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 19.03% |
| 10 | Western Union | 2.35 Bn | 1.45 Bn | 293.80 Mn | 9.50% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.50% |
| Dec 31, 2025 | 18.05% |
| Sep 30, 2025 | 17.01% |
| Jun 30, 2025 | 16.24% |
| Mar 31, 2025 | 14.98% |
| Dec 31, 2024 | 21.11% |
| Sep 30, 2024 | 13.66% |
| Jun 30, 2024 | 15.49% |
| Mar 31, 2024 | 16.20% |
| Dec 31, 2023 | 14.18% |
| Sep 30, 2023 | 19.40% |
| Jun 30, 2023 | 19.49% |
| Mar 31, 2023 | 18.49% |
| Dec 31, 2022 | -85.63% |
| Sep 30, 2022 | 17.78% |
| Jun 30, 2022 | 20.75% |
| Mar 31, 2022 | 32.91% |
| Dec 31, 2021 | -66.22% |
| Sep 30, 2021 | 22.66% |
| Jun 30, 2021 | 20.17% |