Western Union (WU) Interest Coverage Ratio (2009 - 2026)
Western Union (WU) posted quarterly Interest Coverage Ratio of 3.4 for Q1 2026, down 37.56% year-over-year from 5.44 in Q1 2025, and down 32.7% on a QoQ basis from 5.05 in Q4 2025.
Western Union (WU) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Western Union (WU) has reported Interest Coverage Ratio for 18 consecutive years, with 3.4 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 37.56% year-over-year to 3.4; the TTM figure through Mar 2026 stood at 4.79 (down 14.84% YoY), while the FY2025 annual figure was 5.3, down 12.59% from the prior year.
- Interest Coverage Ratio came in at 3.4 for Q1 2026 at Western Union, down from 5.05 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 10.65 in Q2 2022, with the low at 3.4 in Q1 2026.
- Average Interest Coverage Ratio over 5 years is 6.78, with a median of 6.06 recorded in 2023.
- The largest YoY upside for Interest Coverage Ratio was 16.83% in 2022 against a maximum downside of 52.88% in 2022.
- Year by year, Interest Coverage Ratio stood at 5.79 in 2022, then increased by 4.68% to 6.06 in 2023, then dropped by 3.28% to 5.86 in 2024, then dropped by 13.82% to 5.05 in 2025, then slumped by 32.7% to 3.4 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 3.4, 5.05, and 5.46 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Western Union | 24.33 Mn | -884.87 Mn | 293.80 Mn | 3.40 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.40 |
| Dec 31, 2025 | 5.05 |
| Sep 30, 2025 | 5.46 |
| Jun 30, 2025 | 5.25 |
| Mar 31, 2025 | 5.44 |
| Dec 31, 2024 | 5.86 |
| Sep 30, 2024 | 5.12 |
| Jun 30, 2024 | 6.13 |
| Mar 31, 2024 | 7.36 |
| Dec 31, 2023 | 6.06 |
| Sep 30, 2023 | 7.81 |
| Jun 30, 2023 | 8.99 |
| Mar 31, 2023 | 8.19 |
| Dec 31, 2022 | 5.79 |
| Sep 30, 2022 | 9.20 |
| Jun 30, 2022 | 10.65 |
| Mar 31, 2022 | 9.58 |
| Dec 31, 2021 | 12.28 |
| Sep 30, 2021 | 12.40 |
| Jun 30, 2021 | 9.96 |