Western Union (WU) Free Cash Flow (2009 - 2026)
Western Union (WU) posted quarterly Free Cash Flow of $102.6 million for Q1 2026, down 20.34% year-over-year from $128.8 million in Q1 2025, and down 11.17% on a QoQ basis from $115.5 million in Q4 2025.
Western Union (WU) Free Cash Flow (2009 - 2026) Analysis & Trends
Western Union (WU) has reported Free Cash Flow for 18 consecutive years, with $102.6 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Free Cash Flow fell 20.34% year-over-year to $102.6 million; the TTM figure through Mar 2026 stood at $479.0 million (up 29.21% YoY), while the FY2025 annual figure was $505.2 million, up 55.49% from the prior year.
- Free Cash Flow came in at $102.6 million for Q1 2026 at Western Union, down from $115.5 million in the prior quarter.
- The five-year high for Free Cash Flow was $308.3 million in Q4 2023, with the low at -$66.0 million in Q2 2024.
- Average Free Cash Flow over 5 years is $131.9 million, with a median of $115.5 million recorded in 2025.
- Across the five-year window, Free Cash Flow soared 536.98% in 2023 and slumped 175.43% in 2024, its largest moves.
- Year by year, Free Cash Flow stood at $48.4 million in 2022, then jumped by 536.98% to $308.3 million in 2023, then sank by 75.45% to $75.7 million in 2024, then jumped by 52.58% to $115.5 million in 2025, then declined by 11.17% to $102.6 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $102.6 million, $115.5 million, and $252.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 2.63 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 2.66 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 903.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 22.68 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.38 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.37 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 268.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 66.48 Mn |
| 10 | Western Union | 24.33 Mn | -884.87 Mn | 293.80 Mn | 102.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 102.60 Mn |
| Mar 31, 2026 | 102.60 Mn |
| Dec 31, 2025 | 115.50 Mn |
| Dec 31, 2025 | 115.50 Mn |
| Sep 30, 2025 | 252.70 Mn |
| Sep 30, 2025 | 252.70 Mn |
| Jun 30, 2025 | 8.20 Mn |
| Jun 30, 2025 | 8.20 Mn |
| Mar 31, 2025 | 128.80 Mn |
| Mar 31, 2025 | 128.80 Mn |
| Dec 31, 2024 | 75.70 Mn |
| Dec 31, 2024 | 75.70 Mn |
| Sep 30, 2024 | 232.20 Mn |
| Sep 30, 2024 | 232.20 Mn |
| Jun 30, 2024 | -66.00 Mn |
| Jun 30, 2024 | -66.00 Mn |
| Mar 31, 2024 | 83.00 Mn |
| Mar 31, 2024 | 83.00 Mn |
| Dec 31, 2023 | 308.30 Mn |
| Dec 31, 2023 | 308.30 Mn |