Western Union (WU) Net Cash Flow (2009 - 2026)
Western Union (WU) posted quarterly Net Cash Flow of -$154.7 million for Q1 2026, up 76.54% year-over-year from -$87.6 million in Q1 2025, and down 158.98% on a QoQ basis from $262.3 million in Q4 2025.
Western Union (WU) Net Cash Flow (2009 - 2026) Analysis & Trends
Western Union (WU) has reported Net Cash Flow for 18 consecutive years, with -$154.7 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Cash Flow rose 76.54% year-over-year to -$154.7 million; the TTM figure through Mar 2026 stood at $35.6 million (up 138.12% YoY), while the FY2025 annual figure was -$469.2 million, down 246.3% from the prior year.
- Net Cash Flow came in at -$154.7 million for Q1 2026 at Western Union, down from $262.3 million in the prior quarter.
- The five-year high for Net Cash Flow was $679.3 million in Q4 2024, with the low at -$659.5 million in Q1 2025.
- Average Net Cash Flow over 5 years is -$36.9 million, with a median of -$51.7 million recorded in 2022.
- The largest YoY upside for Net Cash Flow was 390.82% in 2024 against a maximum downside of 544.09% in 2024.
- Year by year, Net Cash Flow stood at -$69.0 million in 2022, then jumped by 300.58% to $138.4 million in 2023, then jumped by 390.82% to $679.3 million in 2024, then tumbled by 61.39% to $262.3 million in 2025, then plunged by 158.98% to -$154.7 million in 2026.
- According to Business Quant data, Net Cash Flow over the past three periods registered -$154.7 million, $262.3 million, and -$29.1 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | -4.28 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -2.37 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 5.91 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | -1.53 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 383.32 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -1.59 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -577.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -56.65 Mn |
| 10 | Western Union | 24.33 Mn | -884.87 Mn | 293.80 Mn | -154.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -154.70 Mn |
| Mar 31, 2026 | -154.70 Mn |
| Dec 31, 2025 | 262.30 Mn |
| Dec 31, 2025 | 262.30 Mn |
| Sep 30, 2025 | -29.10 Mn |
| Sep 30, 2025 | -29.10 Mn |
| Jun 30, 2025 | -42.90 Mn |
| Jun 30, 2025 | -42.90 Mn |
| Mar 31, 2025 | -659.50 Mn |
| Mar 31, 2025 | -659.50 Mn |
| Dec 31, 2024 | 679.30 Mn |
| Dec 31, 2024 | 679.30 Mn |
| Sep 30, 2024 | -57.80 Mn |
| Sep 30, 2024 | -57.80 Mn |
| Jun 30, 2024 | -55.40 Mn |
| Jun 30, 2024 | -55.40 Mn |
| Mar 31, 2024 | -245.40 Mn |
| Mar 31, 2024 | -245.40 Mn |
| Dec 31, 2023 | 138.40 Mn |
| Dec 31, 2023 | 138.40 Mn |