Western Union (WU) FCF Payout Ratio (2009 - 2026)
Western Union's FCF Payout Ratio was 0.74 in Q3 2026, up 146.9% from 0.30 a year earlier but down 4.9% from the prior quarter.
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Analysis
Western Union (WU) FCF Payout Ratio (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Western Union's FCF Payout Ratio was 0.73 through Sep 30, 2026, up 18.2% year-over-year; for FY2025, it was 0.61, down 29.8% from FY2024.
- In earlier years, FCF Payout Ratio was 0.87 in FY2024 (+89.8%), 0.46 in FY2023 (-30.7%), 0.66 in FY2022 (+74.9%) and 0.38 in FY2021 (-14.0%).
- Quarterly FCF Payout Ratio has moved between 0.27 (Q4 2021) and 1.83 (Q4 2022) over five years.
- Compared with a year earlier, FCF Payout Ratio was higher in three of the last six quarters, with growth averaging 37.0%.
- The best year-over-year quarter for FCF Payout Ratio over five years was Q4 2022 (growth of 586.5%); the worst was Q4 2023 (a decline of 82.4%).
- Per Business Quant data, WU's FCF Payout Ratio in the three quarters before Q3 2026 was 0.78 (Q2 2026), 0.77 (Q1 2026) and 0.64 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 761.85 Bn | 709.39 Bn | - | - |
| 2 | Mastercard | 576.33 Bn | 536.42 Bn | - | - |
| 3 | Wise | 11.36 Bn | 11.36 Bn | - | - |
| 4 | Remitly Global | 4.75 Bn | 2.21 Bn | 319.61 Mn | - |
| 5 | Western Union | 2.15 Bn | -2.01 Bn | 343.00 Mn | 0.74 |
| 6 | International Money Express | 221.76 Mn | -398.39 Mn | - | - |
| 7 | Currenc | 116.19 Mn | -135.10 Mn | 3.70 Mn | - |
| 8 | Sentage Holdings | 4.40 Mn | 324,699.40 | - | - |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | - |
| 10 | Capital One Financial | 123.02 Bn | 123.02 Bn | - | 0.09 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.74 |
| Jun 30, 2026 | 0.78 |
| Mar 31, 2026 | 0.77 |
| Dec 31, 2025 | 0.64 |
| Sep 30, 2025 | 0.30 |
| Mar 31, 2025 | 0.57 |
| Dec 31, 2024 | 0.66 |
| Sep 30, 2024 | 0.39 |
| Mar 31, 2024 | 0.97 |
| Dec 31, 2023 | 0.32 |
| Sep 30, 2023 | 0.35 |
| Jun 30, 2023 | 0.74 |
| Mar 31, 2023 | 0.68 |
| Dec 31, 2022 | 1.83 |
| Sep 30, 2022 | 0.43 |
| Jun 30, 2022 | 0.91 |
| Mar 31, 2022 | 0.48 |
| Dec 31, 2021 | 0.27 |
| Sep 30, 2021 | 0.29 |
| Jun 30, 2021 | 0.59 |
API Access
Western Union FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=WU&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "WU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=WU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();