Western Union (WU) FCF Margin (2009 - 2026)

Western Union (WU) recorded quarterly FCF Margin of 10.81% in Q1 2026, down 21.6% quarter-over-quarter from 13.79% in Q4 2025, and down 228.0% on a YoY basis from 8.45% in Q1 2025.

Western Union (WU) FCF Margin (2009 - 2026) Analysis & Trends

Western Union's FCF Margin history runs 18 years deep, the most recent figure standing at 10.81% for Q1 2026.

  • In Q1 2026, FCF Margin fell 228.0% year-over-year to 10.81%; the TTM figure through Mar 2026 stood at 12.76% (up 372.0% YoY), while the FY2025 annual figure was 13.02%, up 530.0% from the prior year.
  • FCF Margin was 10.81% for Q1 2026 at Western Union, down from 13.79% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 30.34% in Q4 2023 to a low of 6.19% in Q2 2024.
  • Historically, FCF Margin has averaged 13.02% across 5 years, with a median of 13.09% in 2025.
  • The sharpest annual moves came in 2023 and 2024: FCF Margin jumped 2478 bps in 2023, then plunged 2319 bps in 2024.
  • A 5-year view of FCF Margin shows it stood at 5.56% in 2022, then surged by 446 bps to 30.34% in 2023, then sank by 76 bps to 7.15% in 2024, then jumped by 93 bps to 13.79% in 2025, then declined by 22 bps to 10.81% in 2026.
  • The last three FCF Margin figures came in at 10.81% (Q1 2026), 13.79% (Q4 2025), and 25.65% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 23.37%
2 Mastercard 437.55 Bn 427.34 Bn - 33.56%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 14.04%
4 Capital One Financial 112.47 Bn 35.97 Bn - 35.91%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 10.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 45.78%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 6,779.64%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -216.52%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 65.22%
10 Western Union 2.35 Bn 1.45 Bn 293.80 Mn 10.81%

Historic Data

Download Data
DateValue
Mar 31, 2026 10.81%
Dec 31, 2025 13.79%
Sep 30, 2025 25.65%
Jun 30, 2025 0.83%
Mar 31, 2025 13.09%
Dec 31, 2024 7.15%
Sep 30, 2024 23.37%
Jun 30, 2024 -6.19%
Mar 31, 2024 7.91%
Dec 31, 2023 30.34%
Sep 30, 2023 22.21%
Jun 30, 2023 7.88%
Mar 31, 2023 13.33%
Dec 31, 2022 5.56%
Sep 30, 2022 21.77%
Jun 30, 2022 6.74%
Mar 31, 2022 17.03%
Dec 31, 2021 25.53%
Sep 30, 2021 27.80%
Jun 30, 2021 10.73%