Western Union (WU) FCF Margin (2009 - 2026)

Western Union (WU) posted quarterly FCF Margin of 10.81% for Q1 2026, down 228.0% year-over-year from 8.45% in Q1 2025, and down 21.6% on a QoQ basis from 13.79% in Q4 2025.

Western Union (WU) FCF Margin (2009 - 2026) Analysis & Trends

Western Union (WU) has reported FCF Margin for 18 consecutive years, with 10.81% the latest figure, recorded in Q1 2026.

  • In Q1 2026, FCF Margin fell 228.0% year-over-year to 10.81%; the TTM figure through Mar 2026 stood at 12.76% (up 372.0% YoY), while the FY2025 annual figure was 13.02%, up 530.0% from the prior year.
  • FCF Margin came in at 10.81% for Q1 2026 at Western Union, down from 13.79% in the prior quarter.
  • The five-year high for FCF Margin was 30.34% in Q4 2023, with the low at 6.19% in Q2 2024.
  • Average FCF Margin over 5 years is 13.02%, with a median of 13.09% recorded in 2025.
  • Across the five-year window, FCF Margin jumped 2478 bps in 2023 and sank 2319 bps in 2024, its largest moves.
  • Year by year, FCF Margin stood at 5.56% in 2022, then surged by 446 bps to 30.34% in 2023, then slumped by 76 bps to 7.15% in 2024, then jumped by 93 bps to 13.79% in 2025, then decreased by 22 bps to 10.81% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 10.81%, 13.79%, and 25.65% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.37%
2 Mastercard 465.55 Bn 455.34 Bn - 33.56%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 14.04%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 10.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 6,779.64%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -216.52%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 65.22%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 46.37%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.37%
10 Western Union 24.33 Mn -884.87 Mn 293.80 Mn 10.81%

Historic Data

Download Data
DateValue
Mar 31, 2026 10.81%
Dec 31, 2025 13.79%
Sep 30, 2025 25.65%
Jun 30, 2025 0.83%
Mar 31, 2025 13.09%
Dec 31, 2024 7.15%
Sep 30, 2024 23.37%
Jun 30, 2024 -6.19%
Mar 31, 2024 7.91%
Dec 31, 2023 30.34%
Sep 30, 2023 22.21%
Jun 30, 2023 7.88%
Mar 31, 2023 13.33%
Dec 31, 2022 5.56%
Sep 30, 2022 21.77%
Jun 30, 2022 6.74%
Mar 31, 2022 17.03%
Dec 31, 2021 25.53%
Sep 30, 2021 27.80%
Jun 30, 2021 10.73%