Western Union (WU) FCF Margin (2009 - 2026)
Western Union (WU) posted quarterly FCF Margin of 8.38% for Q2 2026, up 1025.0% year-over-year from 0.74% in Q2 2025, and down 7.79% quarter-over-quarter from 9.09% in Q1 2026.
Analysis
Western Union (WU) FCF Margin (2009 - 2026) Analysis & Trends
Western Union's FCF Margin history runs 18 years deep, the most recent figure standing at 8.38% for Q2 2026.
- In Q2 2026, FCF Margin rose 1025.0% year-over-year to 8.38%; the TTM figure through Jun 2026 stood at 12.96% (up 279.0% YoY), while the FY2025 annual figure was 11.32%, up 361.0% from the prior year.
- FCF Margin for Q2 2026 stood at 8.38%, down from 9.09% in the prior quarter.
- The five-year high for FCF Margin was 23.06% in Q4 2023, with the low at 5.19% in Q2 2024.
- The 5-year median for FCF Margin is 10.84% (2025), against an average of 11.15%.
- The sharpest annual moves came in 2022 and 2023: FCF Margin plunged 2508 bps in 2022, then jumped 2098 bps in 2023.
- Western Union's FCF Margin stood at 2.09% in 2022, then soared by 1005 bps to 23.06% in 2023, then plunged by 54 bps to 10.55% in 2024, then increased by 6 bps to 11.14% in 2025, then slipped by 25 bps to 8.38% in 2026.
- Business Quant data shows WU's FCF Margin at 8.38% in Q2 2026, 9.09% in Q1 2026, and 11.14% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 52.76% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 37.82% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 50.96% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 20.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -1,112.06% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 50.23% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -327.16% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 59.19% |
| 10 | Western Union | 2.26 Bn | 1.34 Bn | 336.50 Mn | 8.38% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.38% |
| Mar 31, 2026 | 9.09% |
| Dec 31, 2025 | 11.14% |
| Sep 30, 2025 | 22.93% |
| Jun 30, 2025 | -1.87% |
| Mar 31, 2025 | 13.09% |
| Dec 31, 2024 | 10.55% |
| Sep 30, 2024 | 18.95% |
| Jun 30, 2024 | -5.19% |
| Mar 31, 2024 | 6.89% |
| Dec 31, 2023 | 23.06% |
| Sep 30, 2023 | 21.31% |
| Jun 30, 2023 | 8.57% |
| Mar 31, 2023 | 11.35% |
| Dec 31, 2022 | 2.09% |
| Sep 30, 2022 | 17.47% |
| Jun 30, 2022 | 6.74% |
| Mar 31, 2022 | 16.22% |
| Dec 31, 2021 | 27.16% |
| Sep 30, 2021 | 25.08% |