Western Union (WU) FCF Margin (2009 - 2026)
Western Union (WU) recorded quarterly FCF Margin of 10.81% in Q1 2026, down 21.6% quarter-over-quarter from 13.79% in Q4 2025, and down 228.0% on a YoY basis from 8.45% in Q1 2025.
Western Union (WU) FCF Margin (2009 - 2026) Analysis & Trends
Western Union's FCF Margin history runs 18 years deep, the most recent figure standing at 10.81% for Q1 2026.
- In Q1 2026, FCF Margin fell 228.0% year-over-year to 10.81%; the TTM figure through Mar 2026 stood at 12.76% (up 372.0% YoY), while the FY2025 annual figure was 13.02%, up 530.0% from the prior year.
- FCF Margin was 10.81% for Q1 2026 at Western Union, down from 13.79% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 30.34% in Q4 2023 to a low of 6.19% in Q2 2024.
- Historically, FCF Margin has averaged 13.02% across 5 years, with a median of 13.09% in 2025.
- The sharpest annual moves came in 2023 and 2024: FCF Margin jumped 2478 bps in 2023, then plunged 2319 bps in 2024.
- A 5-year view of FCF Margin shows it stood at 5.56% in 2022, then surged by 446 bps to 30.34% in 2023, then sank by 76 bps to 7.15% in 2024, then jumped by 93 bps to 13.79% in 2025, then declined by 22 bps to 10.81% in 2026.
- The last three FCF Margin figures came in at 10.81% (Q1 2026), 13.79% (Q4 2025), and 25.65% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 23.37% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 33.56% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 14.04% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 35.91% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 10.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 45.78% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 6,779.64% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -216.52% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 65.22% |
| 10 | Western Union | 2.35 Bn | 1.45 Bn | 293.80 Mn | 10.81% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.81% |
| Dec 31, 2025 | 13.79% |
| Sep 30, 2025 | 25.65% |
| Jun 30, 2025 | 0.83% |
| Mar 31, 2025 | 13.09% |
| Dec 31, 2024 | 7.15% |
| Sep 30, 2024 | 23.37% |
| Jun 30, 2024 | -6.19% |
| Mar 31, 2024 | 7.91% |
| Dec 31, 2023 | 30.34% |
| Sep 30, 2023 | 22.21% |
| Jun 30, 2023 | 7.88% |
| Mar 31, 2023 | 13.33% |
| Dec 31, 2022 | 5.56% |
| Sep 30, 2022 | 21.77% |
| Jun 30, 2022 | 6.74% |
| Mar 31, 2022 | 17.03% |
| Dec 31, 2021 | 25.53% |
| Sep 30, 2021 | 27.80% |
| Jun 30, 2021 | 10.73% |