Western Union (WU) EBITDA Margin (2009 - 2026)

Western Union (WU) recorded quarterly EBITDA Margin of 12.97% in Q1 2026, down 41.42% quarter-over-quarter from 22.13% in Q4 2025, and down 507.0% on a YoY basis from 3.19% in Q1 2025.

Western Union (WU) EBITDA Margin (2009 - 2026) Analysis & Trends

Western Union's EBITDA Margin history runs 18 years deep, the most recent figure standing at 12.97% for Q1 2026.

  • In Q1 2026, EBITDA Margin fell 507.0% year-over-year to 12.97%; the TTM figure through Mar 2026 stood at 18.72% (up 138.0% YoY), while the FY2025 annual figure was 19.52%, up 228.0% from the prior year.
  • EBITDA Margin was 12.97% for Q1 2026 at Western Union, down from 22.13% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 23.19% in Q2 2022 to a low of 12.97% in Q1 2026.
  • Historically, EBITDA Margin has averaged 19.1% across 5 years, with a median of 19.59% in 2025.
  • The sharpest annual moves came in 2022 and 2025: EBITDA Margin slumped 834 bps in 2022, then jumped 530 bps in 2025.
  • A 5-year view of EBITDA Margin shows it stood at 17.42% in 2022, then decreased by 10 bps to 15.68% in 2023, then advanced by 7 bps to 16.83% in 2024, then surged by 31 bps to 22.13% in 2025, then plunged by 41 bps to 12.97% in 2026.
  • The last three EBITDA Margin figures came in at 12.97% (Q1 2026), 22.13% (Q4 2025), and 20.49% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 64.42%
2 Mastercard 437.48 Bn 427.27 Bn - 58.43%
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 18.77%
4 Capital One Financial 125.74 Bn 49.24 Bn - 44.55%
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 17.81%
6 Synchrony Financial 25.78 Bn 5.22 Bn - 42.26%
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 28.77%
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 13.91%
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 15.79%
10 Western Union 2.24 Bn 1.33 Bn 293.80 Mn 12.97%

Historic Data

Download Data
DateValue
Mar 31, 2026 12.97%
Dec 31, 2025 22.13%
Sep 30, 2025 20.49%
Jun 30, 2025 19.59%
Mar 31, 2025 18.04%
Dec 31, 2024 16.83%
Sep 30, 2024 16.60%
Jun 30, 2024 17.88%
Mar 31, 2024 18.31%
Dec 31, 2023 15.68%
Sep 30, 2023 20.03%
Jun 30, 2023 21.85%
Mar 31, 2023 20.91%
Dec 31, 2022 17.42%
Sep 30, 2022 21.27%
Jun 30, 2022 23.19%
Mar 31, 2022 21.58%
Dec 31, 2021 25.76%
Sep 30, 2021 24.77%
Jun 30, 2021 19.76%