Western Union (WU) EBITDA Margin (2009 - 2026)
Western Union (WU) recorded quarterly EBITDA Margin of 12.97% in Q1 2026, down 41.42% quarter-over-quarter from 22.13% in Q4 2025, and down 507.0% on a YoY basis from 3.19% in Q1 2025.
Western Union (WU) EBITDA Margin (2009 - 2026) Analysis & Trends
Western Union's EBITDA Margin history runs 18 years deep, the most recent figure standing at 12.97% for Q1 2026.
- In Q1 2026, EBITDA Margin fell 507.0% year-over-year to 12.97%; the TTM figure through Mar 2026 stood at 18.72% (up 138.0% YoY), while the FY2025 annual figure was 19.52%, up 228.0% from the prior year.
- EBITDA Margin was 12.97% for Q1 2026 at Western Union, down from 22.13% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 23.19% in Q2 2022 to a low of 12.97% in Q1 2026.
- Historically, EBITDA Margin has averaged 19.1% across 5 years, with a median of 19.59% in 2025.
- The sharpest annual moves came in 2022 and 2025: EBITDA Margin slumped 834 bps in 2022, then jumped 530 bps in 2025.
- A 5-year view of EBITDA Margin shows it stood at 17.42% in 2022, then decreased by 10 bps to 15.68% in 2023, then advanced by 7 bps to 16.83% in 2024, then surged by 31 bps to 22.13% in 2025, then plunged by 41 bps to 12.97% in 2026.
- The last three EBITDA Margin figures came in at 12.97% (Q1 2026), 22.13% (Q4 2025), and 20.49% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 44.55% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 42.26% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 28.77% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 13.91% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 15.79% |
| 10 | Western Union | 2.35 Bn | 1.45 Bn | 293.80 Mn | 12.97% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 12.97% |
| Dec 31, 2025 | 22.13% |
| Sep 30, 2025 | 20.49% |
| Jun 30, 2025 | 19.59% |
| Mar 31, 2025 | 18.04% |
| Dec 31, 2024 | 16.83% |
| Sep 30, 2024 | 16.60% |
| Jun 30, 2024 | 17.88% |
| Mar 31, 2024 | 18.31% |
| Dec 31, 2023 | 15.68% |
| Sep 30, 2023 | 20.03% |
| Jun 30, 2023 | 21.85% |
| Mar 31, 2023 | 20.91% |
| Dec 31, 2022 | 17.42% |
| Sep 30, 2022 | 21.27% |
| Jun 30, 2022 | 23.19% |
| Mar 31, 2022 | 21.58% |
| Dec 31, 2021 | 25.76% |
| Sep 30, 2021 | 24.77% |
| Jun 30, 2021 | 19.76% |