Western Union (WU) Net Margin (2009 - 2026)
Western Union (WU) posted quarterly Net Margin of 6.82% for Q1 2026, down 574.0% year-over-year from 1.44% in Q1 2025, and down 61.75% on a QoQ basis from 17.83% in Q4 2025.
Western Union (WU) Net Margin (2009 - 2026) Analysis & Trends
Western Union (WU) has reported Net Margin for 18 consecutive years, with 6.82% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin fell 574.0% year-over-year to 6.82%; the TTM figure through Mar 2026 stood at 12.67% (down 542.0% YoY), while the FY2025 annual figure was 13.78%, down 430.0% from the prior year.
- Net Margin came in at 6.82% for Q1 2026 at Western Union, down from 17.83% in the prior quarter.
- The five-year high for Net Margin was 26.66% in Q3 2024, with the low at 84.91% in Q4 2022.
- Average Net Margin over 5 years is 10.13%, with a median of 15.51% recorded in 2023.
- Across the five-year window, Net Margin tumbled 1771 bps in 2022 and jumped 9741 bps in 2023, its largest moves.
- Year by year, Net Margin stood at 84.91% in 2022, then jumped by 115 bps to 12.5% in 2023, then surged by 61 bps to 20.09% in 2024, then fell by 11 bps to 17.83% in 2025, then plunged by 62 bps to 6.82% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 6.82%, 17.83%, and 14.17% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 53.62% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 46.23% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 15.71% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 13.32% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 30.76% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 15.15% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 13.84% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 21.04% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 14.05% |
| 10 | Western Union | 24.33 Mn | -884.87 Mn | 293.80 Mn | 6.82% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.82% |
| Dec 31, 2025 | 17.83% |
| Sep 30, 2025 | 14.17% |
| Jun 30, 2025 | 12.41% |
| Mar 31, 2025 | 12.56% |
| Dec 31, 2024 | 20.09% |
| Sep 30, 2024 | 26.66% |
| Jun 30, 2024 | 13.22% |
| Mar 31, 2024 | 13.60% |
| Dec 31, 2023 | 12.50% |
| Sep 30, 2023 | 16.24% |
| Jun 30, 2023 | 15.87% |
| Mar 31, 2023 | 15.51% |
| Dec 31, 2022 | -84.91% |
| Sep 30, 2022 | 15.96% |
| Jun 30, 2022 | 17.04% |
| Mar 31, 2022 | 26.65% |
| Dec 31, 2021 | -67.21% |
| Sep 30, 2021 | 18.09% |
| Jun 30, 2021 | 17.25% |