Western Union (WU) Net Margin (2009 - 2026)
Western Union (WU) recorded quarterly Net Margin of 6.82% in Q1 2026, down 61.75% quarter-over-quarter from 17.83% in Q4 2025, and down 574.0% on a YoY basis from 1.44% in Q1 2025.
Western Union (WU) Net Margin (2009 - 2026) Analysis & Trends
Western Union's Net Margin history runs 18 years deep, the most recent figure standing at 6.82% for Q1 2026.
- In Q1 2026, Net Margin fell 574.0% year-over-year to 6.82%; the TTM figure through Mar 2026 stood at 12.67% (down 542.0% YoY), while the FY2025 annual figure was 13.78%, down 430.0% from the prior year.
- Net Margin was 6.82% for Q1 2026 at Western Union, down from 17.83% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 26.66% in Q3 2024 to a low of 84.91% in Q4 2022.
- Historically, Net Margin has averaged 10.13% across 5 years, with a median of 15.51% in 2023.
- The sharpest annual moves came in 2022 and 2023: Net Margin slumped 1771 bps in 2022, then jumped 9741 bps in 2023.
- A 5-year view of Net Margin shows it stood at 84.91% in 2022, then jumped by 115 bps to 12.5% in 2023, then surged by 61 bps to 20.09% in 2024, then slipped by 11 bps to 17.83% in 2025, then tumbled by 62 bps to 6.82% in 2026.
- The last three Net Margin figures came in at 6.82% (Q1 2026), 17.83% (Q4 2025), and 14.17% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 53.62% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 46.23% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 13.66% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 13.32% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.44% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 30.76% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 13.84% |
| 10 | Western Union | 2.35 Bn | 1.45 Bn | 293.80 Mn | 6.82% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.82% |
| Dec 31, 2025 | 17.83% |
| Sep 30, 2025 | 14.17% |
| Jun 30, 2025 | 12.41% |
| Mar 31, 2025 | 12.56% |
| Dec 31, 2024 | 20.09% |
| Sep 30, 2024 | 26.66% |
| Jun 30, 2024 | 13.22% |
| Mar 31, 2024 | 13.60% |
| Dec 31, 2023 | 12.50% |
| Sep 30, 2023 | 16.24% |
| Jun 30, 2023 | 15.87% |
| Mar 31, 2023 | 15.51% |
| Dec 31, 2022 | -84.91% |
| Sep 30, 2022 | 15.96% |
| Jun 30, 2022 | 17.04% |
| Mar 31, 2022 | 26.65% |
| Dec 31, 2021 | -67.21% |
| Sep 30, 2021 | 18.09% |
| Jun 30, 2021 | 17.25% |