Western Union (WU) Operating Margin (2009 - 2026)
Western Union (WU) posted quarterly Operating Margin of 13.04% for Q2 2026, down 574.0% year-over-year from 2.75% in Q2 2025, and up 4.17% quarter-over-quarter from 12.52% in Q1 2026.
Analysis
Western Union (WU) Operating Margin (2009 - 2026) Analysis & Trends
Western Union's Operating Margin history runs 18 years deep, the most recent figure standing at 13.04% for Q2 2026.
- In Q2 2026, Operating Margin fell 574.0% year-over-year to 13.04%; the TTM figure through Jun 2026 stood at 15.91% (down 147.0% YoY), while the FY2025 annual figure was 18.7%, up 145.0% from the prior year.
- Operating Margin for Q2 2026 stood at 13.04%, up from 12.52% in the prior quarter.
- The five-year high for Operating Margin was 23.19% in Q2 2022, with the low at 12.52% in Q1 2026.
- The 5-year median for Operating Margin is 18.34% (2024), against an average of 17.94%.
- The sharpest annual moves came in 2022 and 2025: Operating Margin plunged 1077 bps in 2022, then jumped 364 bps in 2025.
- Western Union's Operating Margin stood at 13.88% in 2022, then grew by 9 bps to 15.14% in 2023, then increased by 11 bps to 16.83% in 2024, then grew by 9 bps to 18.38% in 2025, then retreated by 29 bps to 13.04% in 2026.
- Business Quant data shows WU's Operating Margin at 13.04% in Q2 2026, 12.52% in Q1 2026, and 18.38% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 33.20% |
| 10 | Western Union | 2.26 Bn | 1.34 Bn | 336.50 Mn | 13.04% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.04% |
| Mar 31, 2026 | 12.52% |
| Dec 31, 2025 | 18.38% |
| Sep 30, 2025 | 19.55% |
| Jun 30, 2025 | 18.78% |
| Mar 31, 2025 | 18.04% |
| Dec 31, 2024 | 16.83% |
| Sep 30, 2024 | 15.92% |
| Jun 30, 2024 | 17.88% |
| Mar 31, 2024 | 18.31% |
| Dec 31, 2023 | 15.14% |
| Sep 30, 2023 | 19.21% |
| Jun 30, 2023 | 20.74% |
| Mar 31, 2023 | 19.74% |
| Dec 31, 2022 | 13.88% |
| Sep 30, 2022 | 21.27% |
| Jun 30, 2022 | 23.19% |
| Mar 31, 2022 | 20.55% |
| Dec 31, 2021 | 24.66% |
| Sep 30, 2021 | 24.77% |