Western Union (WU) Free Cash Flow (2009 - 2026)
Western Union (WU) posted Free Cash Flow of $99.9 million for Q3 2026, down 60.5% from $252.7 million a year earlier but up 5.6% from the prior quarter.
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Analysis
Western Union (WU) Free Cash Flow (2009 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, Free Cash Flow at Western Union was $412.6 million, down 19.0% year-over-year; for FY2025, it was $505.2 million, up 36.9% from FY2024.
- Annual Free Cash Flow shows a five-year compound annual growth rate of -9.7% (FY2020 to FY2025).
- In prior years, Western Union's Free Cash Flow was $368.9 million in FY2024 (-51.5%), $760.2 million in FY2023 (+38.3%), $549.7 million in FY2022 (-45.4%) and $1.01 billion in FY2021 (+19.8%).
- Quarterly Free Cash Flow has run from a low of -$38.9 million in Q2 2024 to a high of $348 million in Q4 2021 over five years.
- On a year-over-year basis, Free Cash Flow increased in two of the last six quarters, with an average decline of 8.2%.
- The strongest year-over-year quarter for Free Cash Flow in the past five years was Q4 2023, with growth of 432.6%; the weakest was Q4 2022, with a decline of 86.1%.
- According to Business Quant data, Free Cash Flow for the three prior quarters was $94.6 million (Q2 2026), $102.6 million (Q1 2026) and $115.5 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 761.85 Bn | 709.39 Bn | - | 6.89 Bn |
| 2 | Mastercard | 576.33 Bn | 536.42 Bn | - | 4.87 Bn |
| 3 | Wise | 11.36 Bn | 11.36 Bn | - | 7.57 Bn |
| 4 | Remitly Global | 4.75 Bn | 2.21 Bn | 319.61 Mn | 91.64 Mn |
| 5 | Western Union | 2.15 Bn | -2.01 Bn | 343.00 Mn | 99.90 Mn |
| 6 | International Money Express | 221.76 Mn | -398.39 Mn | - | 107.23 Mn |
| 7 | Currenc | 116.19 Mn | -135.10 Mn | 3.70 Mn | 20.27 Mn |
| 8 | Sentage Holdings | 4.40 Mn | 324,699.40 | - | - |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 4.44 Bn |
| 10 | Capital One Financial | 123.02 Bn | 123.02 Bn | - | 5.32 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 99.90 Mn |
| Jun 30, 2026 | 94.60 Mn |
| Mar 31, 2026 | 102.60 Mn |
| Dec 31, 2025 | 115.50 Mn |
| Sep 30, 2025 | 252.70 Mn |
| Jun 30, 2025 | -7.80 Mn |
| Mar 31, 2025 | 144.80 Mn |
| Dec 31, 2024 | 119.70 Mn |
| Sep 30, 2024 | 205.10 Mn |
| Jun 30, 2024 | -38.90 Mn |
| Mar 31, 2024 | 83.00 Mn |
| Dec 31, 2023 | 257.80 Mn |
| Sep 30, 2023 | 249.60 Mn |
| Jun 30, 2023 | 122.30 Mn |
| Mar 31, 2023 | 130.50 Mn |
| Dec 31, 2022 | 48.40 Mn |
| Sep 30, 2022 | 209.80 Mn |
| Jun 30, 2022 | 101.80 Mn |
| Mar 31, 2022 | 189.70 Mn |
| Dec 31, 2021 | 348.00 Mn |
API Access
Western Union Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=WU&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "WU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=WU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();