Western Union (WU) Interest Coverage Ratio (2009 - 2026)
Western Union's (WU) Interest Coverage Ratio was 3.41 for Q3 2026, down 37.6% from 5.46 a year earlier but up 1.9% from the prior quarter.
Western Union (WU) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Western Union's Interest Coverage Ratio came in at 3.79, down 31.0% year-over-year; for FY2025, it came in at 5.30, down 12.6% from FY2024.
- Interest Coverage Ratio has declined for four consecutive years.
- By year, Interest Coverage Ratio came in at 6.06 in FY2024 (-22.0%), 7.76 in FY2023 (-11.4%), 8.76 in FY2022 (-17.7%) and 10.65 in FY2021 (+30.4%).
- Five-year quarterly Interest Coverage Ratio spans a low of 3.34 in Q2 2026 and a high of 12.28 in Q4 2021.
- Year over year, Interest Coverage Ratio has now declined in each of the last four quarters, with an average decline of 20.3% over the last eight quarters.
- The high point for year-over-year Interest Coverage Ratio in five years was Q4 2021 (growth of 51.9%); the low point was Q4 2022 (a decline of 52.9%).
- Per Business Quant data, the three quarters before Q3 2026 came in at 3.34 (Q2 2026), 3.40 (Q1 2026) and 5.05 (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 761.85 Bn | 709.39 Bn | - | 37.82 |
| 2 | Mastercard | 576.33 Bn | 536.42 Bn | - | 23.45 |
| 3 | Wise | 11.36 Bn | 11.36 Bn | - | - |
| 4 | Remitly Global | 4.75 Bn | 2.21 Bn | 319.61 Mn | 28.40 |
| 5 | Western Union | 2.15 Bn | -2.01 Bn | 343.00 Mn | 3.41 |
| 6 | International Money Express | 221.76 Mn | -398.39 Mn | - | 3.77 |
| 7 | Currenc | 116.19 Mn | -135.10 Mn | 3.70 Mn | -1.41 |
| 8 | Sentage Holdings | 4.40 Mn | 324,699.40 | - | - |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 3.36 |
| 10 | Capital One Financial | 123.02 Bn | 123.02 Bn | - | 2.14 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 3.41 |
| Jun 30, 2026 | 3.34 |
| Mar 31, 2026 | 3.40 |
| Dec 31, 2025 | 5.05 |
| Sep 30, 2025 | 5.46 |
| Jun 30, 2025 | 5.25 |
| Mar 31, 2025 | 5.44 |
| Dec 31, 2024 | 5.86 |
| Sep 30, 2024 | 5.12 |
| Jun 30, 2024 | 6.13 |
| Mar 31, 2024 | 7.36 |
| Dec 31, 2023 | 6.06 |
| Sep 30, 2023 | 7.81 |
| Jun 30, 2023 | 8.99 |
| Mar 31, 2023 | 8.19 |
| Dec 31, 2022 | 5.79 |
| Sep 30, 2022 | 9.20 |
| Jun 30, 2022 | 10.65 |
| Mar 31, 2022 | 9.58 |
| Dec 31, 2021 | 12.28 |
Western Union Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=WU&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "WU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=WU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();