Upbound (UPBD) EBITDA Margin (2009 - 2026)
Upbound's (UPBD) quarterly EBITDA Margin came in at 4.66% in Q2 2026, down 136.0% year-over-year from 12.95% in Q2 2025, and down 41.71% quarter-over-quarter from 8.0% in Q1 2026.
Analysis
Upbound (UPBD) EBITDA Margin (2009 - 2026) Analysis & Trends
Upbound (UPBD) has reported EBITDA Margin for 18 consecutive years, with 4.66% the latest figure, recorded in Q2 2026.
- On a quarterly basis, EBITDA Margin fell 136.0% year-over-year to 4.66% in Q2 2026; TTM through Jun 2026 was 6.34%, a 106.0% decrease from a year earlier, with the FY2025 full-year figure at 6.36%, down 206.0% from the prior year.
- EBITDA Margin was 4.66% for Q2 2026 at Upbound, down from 8.0% in the prior quarter.
- Over five years, EBITDA Margin peaked at 9.15% in Q2 2024 and troughed at 1.82% in Q1 2023.
- A 5-year average of 6.2% and a median of 6.62% in 2023 frame the typical range for EBITDA Margin.
- Across the five-year window, EBITDA Margin sank 563 bps in 2022 and soared 945 bps in 2024, its largest moves.
- Over 5 years, EBITDA Margin stood at 5.95% in 2022, then advanced by 28 bps to 7.61% in 2023, then climbed by 16 bps to 8.8% in 2024, then slipped by 27 bps to 6.44% in 2025, then slipped by 28 bps to 4.66% in 2026.
- The last three EBITDA Margin figures came in at 4.66% (Q2 2026), 8.0% (Q1 2026), and 6.44% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.91 Bn | 45.24 Bn | 4.68 Bn | 15.28% |
| 2 | Royalty Pharma | 36.78 Bn | 38.89 Bn | - | 19.75% |
| 3 | Royal Gold | 22.19 Bn | 22.06 Bn | 390.45 Mn | 62.13% |
| 4 | OR Royalties | 6.98 Bn | 6.91 Bn | 82.22 Mn | 64.21% |
| 5 | Encore Capital | 2.06 Bn | 1.88 Bn | 455.04 Mn | 38.00% |
| 6 | Atlanticus Holdings | 1.41 Bn | 853.17 Mn | 686.46 Mn | 71.06% |
| 7 | Jefferson Capital | 1.23 Bn | 1.21 Bn | - | 45.87% |
| 8 | Upbound | 1.11 Bn | 1.00 Bn | 594.84 Mn | 4.66% |
| 9 | Lufax Holding | 1.08 Bn | -1.19 Bn | - | -13.46% |
| 10 | Metalla Royalty & Streaming | 957.79 Mn | 946.72 Mn | 4.75 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.66% |
| Mar 31, 2026 | 8.00% |
| Dec 31, 2025 | 6.44% |
| Sep 30, 2025 | 6.15% |
| Jun 30, 2025 | 6.03% |
| Mar 31, 2025 | 6.81% |
| Dec 31, 2024 | 8.80% |
| Sep 30, 2024 | 8.10% |
| Jun 30, 2024 | 9.15% |
| Mar 31, 2024 | 7.63% |
| Dec 31, 2023 | 7.61% |
| Sep 30, 2023 | 6.81% |
| Jun 30, 2023 | 8.98% |
| Mar 31, 2023 | -1.82% |
| Dec 31, 2022 | 5.95% |
| Sep 30, 2022 | 4.00% |
| Jun 30, 2022 | 5.80% |
| Mar 31, 2022 | 2.53% |
| Dec 31, 2021 | 4.66% |
| Sep 30, 2021 | 6.02% |