Upbound (UPBD) EBT Margin (2009 - 2026)
Upbound's (UPBD) quarterly EBT Margin came in at 2.51% in Q2 2026, up 54.0% year-over-year from 1.63% in Q2 2025, and down 40.17% quarter-over-quarter from 4.2% in Q1 2026.
Analysis
Upbound (UPBD) EBT Margin (2009 - 2026) Analysis & Trends
Upbound (UPBD) has reported EBT Margin for 18 consecutive years, with 2.51% the latest figure, recorded in Q2 2026.
- On a quarterly basis, EBT Margin rose 54.0% year-over-year to 2.51% in Q2 2026; TTM through Jun 2026 was 2.75%, a 75.0% decrease from a year earlier, with the FY2025 full-year figure at 2.3%, down 181.0% from the prior year.
- EBT Margin was 2.51% for Q2 2026 at Upbound, down from 4.2% in the prior quarter.
- Over five years, EBT Margin peaked at 5.8% in Q2 2023 and troughed at 6.18% in Q1 2023.
- A 5-year average of 2.44% and a median of 2.83% in 2023 frame the typical range for EBT Margin.
- Across the five-year window, EBT Margin plunged 550 bps in 2023 and jumped 915 bps in 2024, its largest moves.
- Over 5 years, EBT Margin stood at 1.61% in 2022, then jumped by 68 bps to 2.7% in 2023, then jumped by 87 bps to 5.04% in 2024, then sank by 50 bps to 2.5% in 2025, then rose by 1 bps to 2.51% in 2026.
- The last three EBT Margin figures came in at 2.51% (Q2 2026), 4.2% (Q1 2026), and 2.5% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.91 Bn | 45.24 Bn | 4.68 Bn | 46.33% |
| 2 | Royalty Pharma | 36.78 Bn | 38.89 Bn | - | 12.09% |
| 3 | Royal Gold | 22.19 Bn | 22.06 Bn | 390.45 Mn | 65.65% |
| 4 | OR Royalties | 6.98 Bn | 6.91 Bn | 82.22 Mn | 76.09% |
| 5 | Encore Capital | 2.06 Bn | 1.88 Bn | 455.04 Mn | 16.84% |
| 6 | Atlanticus Holdings | 1.41 Bn | 853.17 Mn | 686.46 Mn | 8.87% |
| 7 | Jefferson Capital | 1.23 Bn | 1.21 Bn | - | 30.04% |
| 8 | Upbound | 1.11 Bn | 1.00 Bn | 594.84 Mn | 2.51% |
| 9 | Lufax Holding | 1.08 Bn | -1.19 Bn | - | -11.43% |
| 10 | Metalla Royalty & Streaming | 957.79 Mn | 946.72 Mn | 4.75 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.51% |
| Mar 31, 2026 | 4.20% |
| Dec 31, 2025 | 2.50% |
| Sep 30, 2025 | 1.71% |
| Jun 30, 2025 | 1.97% |
| Mar 31, 2025 | 3.02% |
| Dec 31, 2024 | 5.04% |
| Sep 30, 2024 | 4.13% |
| Jun 30, 2024 | 4.31% |
| Mar 31, 2024 | 2.97% |
| Dec 31, 2023 | 2.70% |
| Sep 30, 2023 | 3.21% |
| Jun 30, 2023 | 5.80% |
| Mar 31, 2023 | -6.18% |
| Dec 31, 2022 | 1.61% |
| Sep 30, 2022 | 1.40% |
| Jun 30, 2022 | 3.65% |
| Mar 31, 2022 | -0.68% |
| Dec 31, 2021 | 1.55% |
| Sep 30, 2021 | 3.44% |