Upbound (UPBD) Operating Margin (2009 - 2026)
Upbound (UPBD) reported Operating Margin of 4.66% for Q2 2026, up 0.28 percentage points from 4.38% a year earlier but down 1.69 percentage points from the prior quarter.
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Analysis
Upbound (UPBD) Operating Margin (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Upbound's Operating Margin came in at 5.09%, down 0.76 percentage points year-over-year; for FY2025, it was 4.76%, down 1.99 percentage points from FY2024.
- Operating Margin has a five-year change of -3.68 percentage points (FY2020 to FY2025).
- By year, Operating Margin came in at 6.75% in FY2024 (+2.67 pp), 4.08% in FY2023 (+0.58 pp), 3.50% in FY2022 (-2.62 pp) and 6.12% in FY2021 (-2.31 pp).
- Five-year quarterly Operating Margin spans a low of -3.46% in Q1 2023 and a high of 8.58% in Q2 2023.
- Year over year, Operating Margin gained in four of the last eight quarters, with an average year-over-year change of -0.53 percentage points.
- The high point for year-over-year Operating Margin in five years was Q1 2024 (a gain of 9.09 percentage points); the low point was Q1 2022 (a drop of 5.80 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 6.35% (Q1 2026), 4.78% (Q4 2025) and 4.53% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | - |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | 15.28% |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 19.75% |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | - |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 12.63% |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | - |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 62.13% |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | - |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | - |
| 10 | Upbound | 915.30 Mn | 484.04 Mn | 594.84 Mn | 4.66% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.66% |
| Mar 31, 2026 | 6.35% |
| Dec 31, 2025 | 4.78% |
| Sep 30, 2025 | 4.53% |
| Jun 30, 2025 | 4.38% |
| Mar 31, 2025 | 5.32% |
| Dec 31, 2024 | 7.33% |
| Sep 30, 2024 | 6.55% |
| Jun 30, 2024 | 7.49% |
| Mar 31, 2024 | 5.64% |
| Dec 31, 2023 | 5.49% |
| Sep 30, 2023 | 5.93% |
| Jun 30, 2023 | 8.58% |
| Mar 31, 2023 | -3.46% |
| Dec 31, 2022 | 4.27% |
| Sep 30, 2022 | 3.62% |
| Jun 30, 2022 | 5.42% |
| Mar 31, 2022 | 0.95% |
| Dec 31, 2021 | 3.14% |
| Sep 30, 2021 | 5.68% |
API Access
Upbound Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=UPBD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "UPBD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=UPBD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();