Upbound (UPBD) Gross Margin (2010 - 2026)
Upbound's (UPBD) quarterly Gross Margin came in at 51.13% in Q2 2026, up 173.0% year-over-year from 18.73% in Q2 2025, and up 6.34% quarter-over-quarter from 48.08% in Q1 2026.
Analysis
Upbound (UPBD) Gross Margin (2010 - 2026) Analysis & Trends
Upbound (UPBD) has reported Gross Margin for 17 consecutive years, with 51.13% the latest figure, recorded in Q2 2026.
- On a quarterly basis, Gross Margin rose 173.0% year-over-year to 51.13% in Q2 2026; TTM through Jun 2026 was 49.13%, a 136.0% increase from a year earlier, with the FY2025 full-year figure at 48.39%, up 24.0% from the prior year.
- Gross Margin was 51.13% for Q2 2026 at Upbound, up from 48.08% in the prior quarter.
- Over five years, Gross Margin peaked at 51.7% in Q2 2023 and troughed at 46.77% in Q1 2025.
- A 5-year average of 49.12% and a median of 49.39% in 2025 frame the typical range for Gross Margin.
- Across the five-year window, Gross Margin surged 274 bps in 2023 and tumbled 326 bps in 2024, its largest moves.
- Over 5 years, Gross Margin stood at 50.01% in 2022, then rose by 1 bps to 50.35% in 2023, then declined by 6 bps to 47.09% in 2024, then increased by 4 bps to 49.04% in 2025, then rose by 4 bps to 51.13% in 2026.
- The last three Gross Margin figures came in at 51.13% (Q2 2026), 48.08% (Q1 2026), and 49.04% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.91 Bn | 45.24 Bn | 4.68 Bn | 85.10% |
| 2 | Royalty Pharma | 36.78 Bn | 38.89 Bn | - | - |
| 3 | Royal Gold | 22.19 Bn | 22.06 Bn | 390.45 Mn | 86.66% |
| 4 | OR Royalties | 6.98 Bn | 6.91 Bn | 82.22 Mn | 84.05% |
| 5 | Encore Capital | 2.06 Bn | 1.88 Bn | 455.04 Mn | 92.51% |
| 6 | Atlanticus Holdings | 1.41 Bn | 853.17 Mn | 686.46 Mn | 92.23% |
| 7 | Jefferson Capital | 1.23 Bn | 1.21 Bn | - | - |
| 8 | Upbound | 1.11 Bn | 1.00 Bn | 594.84 Mn | 51.13% |
| 9 | Lufax Holding | 1.08 Bn | -1.19 Bn | - | - |
| 10 | Metalla Royalty & Streaming | 957.79 Mn | 946.72 Mn | 4.75 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 51.13% |
| Mar 31, 2026 | 48.08% |
| Dec 31, 2025 | 49.04% |
| Sep 30, 2025 | 48.34% |
| Jun 30, 2025 | 49.40% |
| Mar 31, 2025 | 46.77% |
| Dec 31, 2024 | 47.09% |
| Sep 30, 2024 | 47.82% |
| Jun 30, 2024 | 49.42% |
| Mar 31, 2024 | 48.27% |
| Dec 31, 2023 | 50.35% |
| Sep 30, 2023 | 50.78% |
| Jun 30, 2023 | 51.70% |
| Mar 31, 2023 | 49.83% |
| Dec 31, 2022 | 50.01% |
| Sep 30, 2022 | 49.37% |
| Jun 30, 2022 | 49.71% |
| Mar 31, 2022 | 47.09% |
| Dec 31, 2021 | 48.51% |
| Sep 30, 2021 | 48.15% |