Upbound (UPBD) Retained Earnings (2009 - 2026)
Upbound (UPBD) reported Retained Earnings of $1.03 billion for Q2 2026, down 0.1% from $1.03 billion a year earlier and down 0.1% from the prior quarter.
Upbound (UPBD) Retained Earnings (2009 - 2026) Analysis & Trends
At the end of FY2025, Upbound posted Retained Earnings of $1.02 billion, down 1.7% from FY2024.
- Retained Earnings has a five-year compound annual growth rate of -1.4% (FY2020 to FY2025).
- By year, Retained Earnings came in at $1.04 billion in FY2024 (+4.1%), $994.89 million in FY2023 (-7.6%), $1.08 billion in FY2022 (-5.8%) and $1.14 billion in FY2021 (+4.8%).
- Five-year quarterly Retained Earnings spans a low of $994.89 million in Q4 2023 and a high of $1.15 billion in Q3 2021.
- Year over year, Retained Earnings has now declined in each of the last four quarters, with growth averaging 0.8% over the last eight quarters.
- The high point for year-over-year Retained Earnings in five years was Q3 2021 (growth of 9.8%); the low point was Q1 2024 (a decline of 9.3%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $1.03 billion (Q1 2026), $1.02 billion (Q4 2025) and $1.02 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | 23.31 Bn |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | 651.00 Mn |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | 2.46 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | -16.56 Bn |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | 25.97 Bn |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | -1.13 Bn |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | 1.66 Bn |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | -13.21 Bn |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | 531.00 Mn |
| 10 | Upbound | 920.55 Mn | 489.28 Mn | 594.84 Mn | 1.03 Bn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.03 Bn |
| Mar 31, 2026 | 1.03 Bn |
| Dec 31, 2025 | 1.02 Bn |
| Sep 30, 2025 | 1.02 Bn |
| Jun 30, 2025 | 1.03 Bn |
| Mar 31, 2025 | 1.04 Bn |
| Dec 31, 2024 | 1.04 Bn |
| Sep 30, 2024 | 1.03 Bn |
| Jun 30, 2024 | 1.02 Bn |
| Mar 31, 2024 | 1.00 Bn |
| Dec 31, 2023 | 994.89 Mn |
| Sep 30, 2023 | 1.03 Bn |
| Jun 30, 2023 | 1.04 Bn |
| Mar 31, 2023 | 1.11 Bn |
| Dec 31, 2022 | 1.08 Bn |
| Sep 30, 2022 | 1.09 Bn |
| Jun 30, 2022 | 1.12 Bn |
| Mar 31, 2022 | 1.12 Bn |
| Dec 31, 2021 | 1.14 Bn |
| Sep 30, 2021 | 1.15 Bn |
Upbound Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=UPBD&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "UPBD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=UPBD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();