Growth Metrics

Upbound (UPBD) Debt Ratio (2016 - 2025)

Upbound (UPBD) has disclosed Debt Ratio for 15 consecutive years, with 0.14 as the latest value for Q4 2025.

  • Quarterly Debt Ratio fell 18.76% to 0.14 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.14 through Dec 2025, down 18.76% year-over-year, with the annual reading at 0.14 for FY2025, 18.76% down from the prior year.
  • Debt Ratio for Q4 2025 was 0.14 at Upbound, down from 0.14 in the prior quarter.
  • The five-year high for Debt Ratio was 0.17 in Q3 2024, with the low at 0.14 in Q4 2025.
  • Average Debt Ratio over 5 years is 0.16, with a median of 0.16 recorded in 2022.
  • The sharpest move saw Debt Ratio rose 10.79% in 2022, then dropped 19.36% in 2025.
  • Over 5 years, Debt Ratio stood at 0.15 in 2021, then increased by 8.8% to 0.16 in 2022, then rose by 2.01% to 0.16 in 2023, then rose by 3.17% to 0.17 in 2024, then fell by 18.76% to 0.14 in 2025.
  • According to Business Quant data, Debt Ratio over the past three periods came in at 0.14, 0.14, and 0.14 for Q4 2025, Q3 2025, and Q2 2025 respectively.