Upbound UPBD
NASDAQ UPBD
$18.98 +0.31 (+1.66%)
At close: Sep 4, 2026 · 4:00 PM EDT

Upbound (UPBD) Debt Ratio (2009 - 2026)

Upbound's (UPBD) quarterly Debt Ratio came in at 0.46 in Q2 2026, down 9.37% year-over-year from 0.51 in Q2 2025, and little changed quarter-over-quarter from 0.46 in Q1 2026.

Analysis

Upbound (UPBD) Debt Ratio (2009 - 2026) Analysis & Trends

Upbound (UPBD) has reported Debt Ratio for 18 consecutive years, with 0.46 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Debt Ratio fell 9.37% year-over-year to 0.46 in Q2 2026; TTM through Jun 2026 was 0.46, a 9.37% decrease from a year earlier, with the FY2025 full-year figure at 0.48, down 3.05% from the prior year.
  • Debt Ratio was 0.46 for Q2 2026 at Upbound, roughly flat from 0.46 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.51 in Q2 2025 and troughed at 0.46 in Q2 2026.
  • A 5-year average of 0.49 and a median of 0.49 in 2024 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio advanced 17.86% in 2022 and fell 9.37% in 2026, its largest moves.
  • Over 5 years, Debt Ratio stood at 0.5 in 2022, then slipped by 3.07% to 0.48 in 2023, then advanced by 2.94% to 0.49 in 2024, then slipped by 3.05% to 0.48 in 2025, then decreased by 4.29% to 0.46 in 2026.
  • The last three Debt Ratio figures came in at 0.46 (Q2 2026), 0.46 (Q1 2026), and 0.48 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Orix 44.91 Bn 45.24 Bn 4.68 Bn 0.35
2 Royalty Pharma 36.78 Bn 38.89 Bn - 0.47
3 Royal Gold 22.19 Bn 22.06 Bn 390.45 Mn 0.04
4 OR Royalties 6.98 Bn 6.91 Bn 82.22 Mn -
5 Encore Capital 2.06 Bn 1.88 Bn 455.04 Mn -
6 Atlanticus Holdings 1.41 Bn 853.17 Mn 686.46 Mn 0.84
7 Jefferson Capital 1.23 Bn 1.21 Bn - 0.93
8 Upbound 1.11 Bn 1.00 Bn 594.84 Mn 0.46
9 Lufax Holding 1.08 Bn -1.19 Bn - 0.38
10 Metalla Royalty & Streaming 957.79 Mn 946.72 Mn 4.75 Mn 0.05
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.46
Mar 31, 2026 0.46
Dec 31, 2025 0.48
Sep 30, 2025 0.48
Jun 30, 2025 0.51
Mar 31, 2025 0.50
Dec 31, 2024 0.49
Sep 30, 2024 0.48
Jun 30, 2024 0.50
Mar 31, 2024 0.49
Dec 31, 2023 0.48
Sep 30, 2023 0.47
Jun 30, 2023 0.48
Mar 31, 2023 0.48
Dec 31, 2022 0.50
Sep 30, 2022 0.49
Jun 30, 2022 0.50
Mar 31, 2022 0.50
Dec 31, 2021 0.52
Sep 30, 2021 0.42