Upbound (UPBD) Debt Ratio (2009 - 2026)
Upbound's (UPBD) Debt Ratio stood at 0.46 in Q2 2026, down 9.4% from 0.51 a year earlier and down 0.3% from the prior quarter.
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Analysis
Upbound (UPBD) Debt Ratio (2009 - 2026) Analysis & Trends
For FY2025, Upbound's Debt Ratio came in at 0.48, down 3.0% from FY2024.
- Across earlier years, Debt Ratio came in at 0.49 in FY2024 (+2.9%), 0.48 in FY2023 (-3.1%), 0.50 in FY2022 (-5.6%) and 0.52 in FY2021 (+382.5%).
- The Q2 2026 figure is the lowest quarterly Debt Ratio since Q3 2021.
- On a year-over-year basis, Debt Ratio has declined for three consecutive quarters, with an average decline of 1.6% over the last eight quarters.
- Peak year-over-year performance for Debt Ratio in the last five years was growth of 382.5% in Q4 2021, against a decline of 9.4% in Q2 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at 0.46 (Q1 2026), 0.48 (Q4 2025) and 0.48 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | 0.35 |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | 0.27 |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | 0.45 |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | - |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | 0.06 |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | 0.21 |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | 0.04 |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | 0.24 |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | - |
| 10 | Upbound | 920.55 Mn | 489.28 Mn | 594.84 Mn | 0.46 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.46 |
| Mar 31, 2026 | 0.46 |
| Dec 31, 2025 | 0.48 |
| Sep 30, 2025 | 0.48 |
| Jun 30, 2025 | 0.51 |
| Mar 31, 2025 | 0.50 |
| Dec 31, 2024 | 0.49 |
| Sep 30, 2024 | 0.48 |
| Jun 30, 2024 | 0.50 |
| Mar 31, 2024 | 0.49 |
| Dec 31, 2023 | 0.48 |
| Sep 30, 2023 | 0.47 |
| Jun 30, 2023 | 0.48 |
| Mar 31, 2023 | 0.48 |
| Dec 31, 2022 | 0.50 |
| Sep 30, 2022 | 0.49 |
| Jun 30, 2022 | 0.50 |
| Mar 31, 2022 | 0.50 |
| Dec 31, 2021 | 0.52 |
| Sep 30, 2021 | 0.42 |
API Access
Upbound Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=UPBD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "UPBD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=UPBD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();