Upbound (UPBD) Operating Income (2009 - 2026)
Upbound's Operating Income came in at $54.26 million for Q2 2026, up 6.9% from $50.73 million a year earlier but down 29.9% from the prior quarter.
Upbound (UPBD) Operating Income (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Upbound reported Operating Income of $241.7 million, down 7.9% year-over-year; for FY2025, it was $223.35 million, down 23.4% from FY2024.
- Operating Income carries a five-year compound annual growth rate of -1.2% (FY2020 to FY2025).
- Going back by year, Operating Income was $291.63 million in FY2024 (+79.1%), $162.87 million in FY2023 (+9.6%), $148.54 million in FY2022 (-47.1%) and $280.54 million in FY2021 (+18.2%).
- The five-year range for quarterly Operating Income is -$35.11 million (Q1 2023) to $84.03 million (Q2 2023).
- Year-over-year, Operating Income increased in five of the last eight quarters, with growth averaging 0.6%.
- The fastest year-over-year change in Operating Income over five years came in Q3 2023 (growth of 56.6%), and the weakest in Q1 2022 (a decline of 84.2%).
- Business Quant data shows UPBD's Operating Income at $77.44 million (Q1 2026), $57.25 million (Q4 2025) and $52.75 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | 840.19 Mn |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | - |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | 133.12 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | - |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | - |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | 147.26 Mn |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | 279.94 Mn |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | - |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | - |
| 10 | Upbound | 920.55 Mn | 489.28 Mn | 594.84 Mn | 54.26 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 54.26 Mn |
| Mar 31, 2026 | 77.44 Mn |
| Dec 31, 2025 | 57.25 Mn |
| Sep 30, 2025 | 52.75 Mn |
| Jun 30, 2025 | 50.73 Mn |
| Mar 31, 2025 | 62.62 Mn |
| Dec 31, 2024 | 79.16 Mn |
| Sep 30, 2024 | 70.06 Mn |
| Jun 30, 2024 | 80.66 Mn |
| Mar 31, 2024 | 61.76 Mn |
| Dec 31, 2023 | 55.90 Mn |
| Sep 30, 2023 | 58.05 Mn |
| Jun 30, 2023 | 84.03 Mn |
| Mar 31, 2023 | -35.11 Mn |
| Dec 31, 2022 | 42.34 Mn |
| Sep 30, 2022 | 37.08 Mn |
| Jun 30, 2022 | 58.08 Mn |
| Mar 31, 2022 | 11.04 Mn |
| Dec 31, 2021 | 36.83 Mn |
| Sep 30, 2021 | 67.15 Mn |
Upbound Operating Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-income&ticker=UPBD&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-income", "ticker": "UPBD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=operating-income&ticker=UPBD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();