Upbound (UPBD) Net Margin (2009 - 2026)
Upbound's (UPBD) quarterly Net Margin came in at 1.86% in Q2 2026, up 52.0% year-over-year from 1.22% in Q2 2025, and down 36.77% quarter-over-quarter from 2.93% in Q1 2026.
Analysis
Upbound (UPBD) Net Margin (2009 - 2026) Analysis & Trends
Upbound (UPBD) has reported Net Margin for 18 consecutive years, with 1.86% the latest figure, recorded in Q2 2026.
- On a quarterly basis, Net Margin rose 52.0% year-over-year to 1.86% in Q2 2026; TTM through Jun 2026 was 1.9%, a 37.0% decrease from a year earlier, with the FY2025 full-year figure at 1.56%, down 130.0% from the prior year.
- Net Margin was 1.86% for Q2 2026 at Upbound, down from 2.93% in the prior quarter.
- Over five years, Net Margin peaked at 4.66% in Q1 2023 and troughed at 4.66% in Q2 2023.
- A 5-year average of 1.28% and a median of 1.75% in 2022 frame the typical range for Net Margin.
- Across the five-year window, Net Margin sank 650 bps in 2023 and jumped 781 bps in 2024, its largest moves.
- Over 5 years, Net Margin stood at 0.27% in 2022, then tumbled by 514 bps to 1.11% in 2023, then surged by 360 bps to 2.87% in 2024, then slumped by 43 bps to 1.65% in 2025, then rose by 12 bps to 1.86% in 2026.
- The last three Net Margin figures came in at 1.86% (Q2 2026), 2.93% (Q1 2026), and 1.65% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.91 Bn | 45.24 Bn | 4.68 Bn | 32.04% |
| 2 | Royalty Pharma | 36.78 Bn | 38.89 Bn | - | 12.09% |
| 3 | Royal Gold | 22.19 Bn | 22.06 Bn | 390.45 Mn | 52.73% |
| 4 | OR Royalties | 6.98 Bn | 6.91 Bn | 82.22 Mn | 89.43% |
| 5 | Encore Capital | 2.06 Bn | 1.88 Bn | 455.04 Mn | 13.01% |
| 6 | Atlanticus Holdings | 1.41 Bn | 853.17 Mn | 686.46 Mn | 6.37% |
| 7 | Jefferson Capital | 1.23 Bn | 1.21 Bn | - | 23.26% |
| 8 | Upbound | 1.11 Bn | 1.00 Bn | 594.84 Mn | 1.86% |
| 9 | Lufax Holding | 1.08 Bn | -1.19 Bn | - | -11.10% |
| 10 | Metalla Royalty & Streaming | 957.79 Mn | 946.72 Mn | 4.75 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.86% |
| Mar 31, 2026 | 2.93% |
| Dec 31, 2025 | 1.65% |
| Sep 30, 2025 | 1.14% |
| Jun 30, 2025 | 1.34% |
| Mar 31, 2025 | 2.11% |
| Dec 31, 2024 | 2.87% |
| Sep 30, 2024 | 2.89% |
| Jun 30, 2024 | 3.15% |
| Mar 31, 2024 | 2.53% |
| Dec 31, 2023 | -1.11% |
| Sep 30, 2023 | 0.45% |
| Jun 30, 2023 | -4.66% |
| Mar 31, 2023 | 4.66% |
| Dec 31, 2022 | 0.27% |
| Sep 30, 2022 | -0.56% |
| Jun 30, 2022 | 1.84% |
| Mar 31, 2022 | -0.37% |
| Dec 31, 2021 | 0.84% |
| Sep 30, 2021 | 1.80% |