Upbound (UPBD) Net Margin (2009 - 2026)
Upbound (UPBD) recorded Net Margin of 1.86% in Q2 2026, up 0.52 percentage points from 1.34% a year earlier but down 1.08 percentage points from the prior quarter.
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Analysis
Upbound (UPBD) Net Margin (2009 - 2026) Analysis & Trends
On a TTM basis, Upbound's Net Margin came in at 1.90% as of Jun 30, 2026, down 0.37 percentage points year-over-year; for FY2025, it came in at 1.56%, down 1.30 percentage points from FY2024.
- Annual Net Margin has a five-year change of -5.84 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 2.86% in FY2024 (+2.99 pp), -0.13% in FY2023 (-0.42 pp), 0.29% in FY2022 (-2.65 pp) and 2.94% in FY2021 (-4.45 pp).
- Quarterly Net Margin has ranged from -4.66% in Q2 2023 to 4.66% in Q1 2023 over the past five years.
- On a year-over-year basis, Net Margin rose in four of the last eight quarters, with an average year-over-year change of +0.32 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 7.81 percentage points in Q2 2024, against a drop of 7.19 percentage points in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 2.93% (Q1 2026), 1.65% (Q4 2025) and 1.14% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | 8.26% |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | 32.04% |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 2.65% |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | 2.02% |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 138.65% |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 18.21% |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 52.47% |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | - |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | - |
| 10 | Upbound | 915.30 Mn | 484.04 Mn | 594.84 Mn | 1.86% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.86% |
| Mar 31, 2026 | 2.93% |
| Dec 31, 2025 | 1.65% |
| Sep 30, 2025 | 1.14% |
| Jun 30, 2025 | 1.34% |
| Mar 31, 2025 | 2.11% |
| Dec 31, 2024 | 2.87% |
| Sep 30, 2024 | 2.89% |
| Jun 30, 2024 | 3.15% |
| Mar 31, 2024 | 2.53% |
| Dec 31, 2023 | -1.11% |
| Sep 30, 2023 | 0.45% |
| Jun 30, 2023 | -4.66% |
| Mar 31, 2023 | 4.66% |
| Dec 31, 2022 | 0.27% |
| Sep 30, 2022 | -0.56% |
| Jun 30, 2022 | 1.84% |
| Mar 31, 2022 | -0.37% |
| Dec 31, 2021 | 0.84% |
| Sep 30, 2021 | 1.80% |
API Access
Upbound Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=UPBD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "UPBD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=UPBD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();