Upbound (UPBD) FCF Margin (2010 - 2026)
Upbound's FCF Margin was 9.27% in Q2 2026, up 8.59 percentage points from 0.68% a year earlier but down 3.42 percentage points from the prior quarter.
Upbound (UPBD) FCF Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Upbound's FCF Margin was 7.50% through Jun 30, 2026, up 3.94 percentage points year-over-year; for FY2025, it came in at 5.08%, up 3.96 percentage points from FY2024.
- FCF Margin shows a five-year change of -2.09 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 1.12% in FY2024 (-2.56 pp), 3.68% in FY2023 (-5.91 pp), 9.59% in FY2022 (+2.39 pp) and 7.20% in FY2021 (+0.02 pp).
- Quarterly FCF Margin has moved between -6.86% (Q4 2024) and 16.29% (Q1 2022) over five years.
- Compared with a year earlier, FCF Margin has increased for three straight quarters, with an average year-over-year change of +3.00 percentage points over the last eight quarters.
- The best year-over-year quarter for FCF Margin over five years was Q4 2021 (a gain of 14.24 percentage points); the worst was Q4 2023 (a drop of 8.11 percentage points).
- Per Business Quant data, UPBD's FCF Margin in the three quarters before Q2 2026 was 12.68% (Q1 2026), 2.01% (Q4 2025) and 5.96% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | -44.76% |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | - |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 108.06% |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | 122.69% |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 19.67% |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 51.00% |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 74.39% |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | - |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | - |
| 10 | Upbound | 915.30 Mn | 484.04 Mn | 594.84 Mn | 9.27% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 9.27% |
| Mar 31, 2026 | 12.68% |
| Dec 31, 2025 | 2.01% |
| Sep 30, 2025 | 5.96% |
| Jun 30, 2025 | 0.68% |
| Mar 31, 2025 | 11.68% |
| Dec 31, 2024 | -6.86% |
| Sep 30, 2024 | 8.26% |
| Jun 30, 2024 | 0.06% |
| Mar 31, 2024 | 3.07% |
| Dec 31, 2023 | -3.62% |
| Sep 30, 2023 | 6.46% |
| Jun 30, 2023 | 2.52% |
| Mar 31, 2023 | 9.44% |
| Dec 31, 2022 | 4.49% |
| Sep 30, 2022 | 10.39% |
| Jun 30, 2022 | 6.29% |
| Mar 31, 2022 | 16.29% |
| Dec 31, 2021 | 4.23% |
| Sep 30, 2021 | 4.67% |
Upbound FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=UPBD&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "UPBD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=UPBD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();