Upbound UPBD
NASDAQ UPBD
$18.98 +0.31 (+1.66%)
At close: Sep 4, 2026 · 4:00 PM EDT

Upbound (UPBD) Interest Coverage Ratio (2009 - 2026)

Upbound's (UPBD) quarterly Interest Coverage Ratio came in at 2.13 in Q2 2026, up 19.52% year-over-year from 1.78 in Q2 2025, and down 26.2% quarter-over-quarter from 2.88 in Q1 2026.

Analysis

Upbound (UPBD) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

Upbound (UPBD) has reported Interest Coverage Ratio for 18 consecutive years, with 2.13 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 19.52% year-over-year to 2.13 in Q2 2026; TTM through Jun 2026 was 2.22, a 8.39% decrease from a year earlier, with the FY2025 full-year figure at 1.98, down 25.04% from the prior year.
  • Interest Coverage Ratio was 2.13 for Q2 2026 at Upbound, down from 2.88 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 3.11 in Q4 2024 and troughed at 1.25 in Q1 2023.
  • A 5-year average of 2.01 and a median of 2.07 in 2023 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio plunged 314.66% in 2023 and surged 264.8% in 2024, its largest moves.
  • Over 5 years, Interest Coverage Ratio stood at 1.59 in 2022, then advanced by 20.73% to 1.92 in 2023, then surged by 62.58% to 3.11 in 2024, then sank by 34.33% to 2.04 in 2025, then advanced by 3.98% to 2.13 in 2026.
  • The last three Interest Coverage Ratio figures came in at 2.13 (Q2 2026), 2.88 (Q1 2026), and 2.04 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Orix 44.91 Bn 45.24 Bn 4.68 Bn 2.98
2 Royalty Pharma 36.78 Bn 38.89 Bn - 1.42
3 Royal Gold 22.19 Bn 22.06 Bn 390.45 Mn 27.97
4 OR Royalties 6.98 Bn 6.91 Bn 82.22 Mn -23.43
5 Encore Capital 2.06 Bn 1.88 Bn 455.04 Mn 2.53
6 Atlanticus Holdings 1.41 Bn 853.17 Mn 686.46 Mn 4.28
7 Jefferson Capital 1.23 Bn 1.21 Bn - 2.68
8 Upbound 1.11 Bn 1.00 Bn 594.84 Mn 2.13
9 Lufax Holding 1.08 Bn -1.19 Bn - 6.61
10 Metalla Royalty & Streaming 957.79 Mn 946.72 Mn 4.75 Mn 7.70
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.13
Mar 31, 2026 2.88
Dec 31, 2025 2.04
Sep 30, 2025 1.84
Jun 30, 2025 1.78
Mar 31, 2025 2.25
Dec 31, 2024 3.11
Sep 30, 2024 2.61
Jun 30, 2024 2.84
Mar 31, 2024 2.06
Dec 31, 2023 1.92
Sep 30, 2023 2.08
Jun 30, 2023 2.97
Mar 31, 2023 -1.25
Dec 31, 2022 1.59
Sep 30, 2022 1.61
Jun 30, 2022 3.04
Mar 31, 2022 0.58
Dec 31, 2021 1.97
Sep 30, 2021 3.40