Upbound (UPBD) Interest Coverage Ratio (2009 - 2026)
Upbound (UPBD) reported Interest Coverage Ratio of 2.88 for Q1 2026, up 27.89% year-over-year from 2.25 in Q1 2025, and up 40.89% on a QoQ basis from 2.04 in Q4 2025.
Upbound (UPBD) has 18 years of Interest Coverage Ratio data on file, last reported at 2.88 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 27.89% year-over-year to 2.88 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.13 (down 21.24% YoY) and the FY2025 annual result came in at 1.98, down 25.04% from the prior year.
- Interest Coverage Ratio improved to 2.88 in Q1 2026 per UPBD's latest filing, from 2.04 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 3.11 in Q4 2024 and bottomed at 1.25 in Q1 2023.
- The 5-year median for Interest Coverage Ratio is 2.06 (2024), against an average of 2.0.
- The widest annual swing landed in 2023, when Interest Coverage Ratio sank 314.66%; it then jumped 264.8% in 2024.
- Tracing UPBD's Interest Coverage Ratio over 5 years: stood at 1.59 in 2022, then gained by 20.73% to 1.92 in 2023, then jumped by 62.58% to 3.11 in 2024, then slumped by 34.33% to 2.04 in 2025, then jumped by 40.89% to 2.88 in 2026.
- Per Business Quant, the three latest UPBD Interest Coverage Ratio figures stand at 2.88 (Q1 2026), 2.04 (Q4 2025), and 1.84 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 253.17 Bn | 235.20 Bn | 8.16 Bn | -9.39 |
| 2 | Salesforce | 171.07 Bn | 161.50 Bn | 8.69 Bn | - |
| 3 | Uber Technologies | 151.10 Bn | 150.06 Bn | 11.88 Bn | 17.81 |
| 4 | Shopify | 134.25 Bn | 128.50 Bn | 1.55 Bn | - |
| 5 | ServiceNow | 105.72 Bn | 100.54 Bn | 2.83 Bn | - |
| 6 | Cadence Design Systems | 101.64 Bn | 100.23 Bn | 1.26 Bn | 13.64 |
| 7 | Adobe | 100.35 Bn | 93.46 Bn | 5.73 Bn | 38.38 |
| 8 | Automatic Data Processing | 90.91 Bn | 87.68 Bn | 2.87 Bn | -17.35 |
| 9 | Intuit | 88.30 Bn | 81.52 Bn | 6.77 Bn | 57.43 |
| 10 | Upbound | 1.02 Bn | 920.52 Mn | 586.46 Mn | 2.88 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.88 |
| Dec 31, 2025 | 2.04 |
| Sep 30, 2025 | 1.84 |
| Jun 30, 2025 | 1.78 |
| Mar 31, 2025 | 2.25 |
| Dec 31, 2024 | 3.11 |
| Sep 30, 2024 | 2.61 |
| Jun 30, 2024 | 2.84 |
| Mar 31, 2024 | 2.06 |
| Dec 31, 2023 | 1.92 |
| Sep 30, 2023 | 2.08 |
| Jun 30, 2023 | 2.97 |
| Mar 31, 2023 | -1.25 |
| Dec 31, 2022 | 1.59 |
| Sep 30, 2022 | 1.61 |
| Jun 30, 2022 | 3.04 |
| Mar 31, 2022 | 0.58 |
| Dec 31, 2021 | 1.97 |
| Sep 30, 2021 | 3.40 |
| Jun 30, 2021 | 5.21 |
| Mar 31, 2021 | 5.84 |
| Dec 31, 2020 | 16.23 |
| Sep 30, 2020 | 23.94 |
| Jun 30, 2020 | 12.89 |
| Mar 31, 2020 | 10.99 |
| Dec 31, 2019 | 14.08 |
| Sep 30, 2019 | 5.77 |
| Jun 30, 2019 | 12.86 |
| Mar 31, 2019 | 1.85 |
| Dec 31, 2018 | 1.32 |
| Sep 30, 2018 | 2.44 |
| Jun 30, 2018 | 2.51 |
| Mar 31, 2018 | -0.90 |
| Dec 31, 2017 | -4.71 |
| Sep 30, 2017 | -0.74 |
| Jun 30, 2017 | -0.08 |
| Mar 31, 2017 | 0.10 |
| Dec 31, 2016 | -13.55 |
| Sep 30, 2016 | 1.43 |
| Jun 30, 2016 | 2.35 |
| Mar 31, 2016 | 4.04 |
| Dec 31, 2015 | -92.51 |
| Sep 30, 2015 | 0.53 |
| Jun 30, 2015 | 4.09 |
| Mar 31, 2015 | 4.50 |
| Dec 31, 2014 | 3.77 |
| Sep 30, 2014 | 3.83 |
| Jun 30, 2014 | 3.42 |
| Mar 31, 2014 | 5.22 |
| Dec 31, 2013 | 3.19 |
| Sep 30, 2013 | 5.17 |
| Jun 30, 2013 | 8.01 |
| Mar 31, 2013 | 9.63 |
| Dec 31, 2012 | 11.87 |
| Sep 30, 2012 | 8.37 |
| Jun 30, 2012 | 9.40 |
| Mar 31, 2012 | 10.08 |
| Dec 31, 2011 | 8.91 |
| Sep 30, 2011 | 6.51 |
| Jun 30, 2011 | 7.58 |
| Mar 31, 2011 | 8.25 |
| Dec 31, 2010 | 7.35 |
| Sep 30, 2010 | 11.40 |
| Jun 30, 2010 | 13.69 |
| Mar 31, 2010 | 14.58 |
| Jun 30, 2009 | 9.36 |