Upbound (UPBD) Times Interest Earned (2009 - 2026)
Upbound's (UPBD) quarterly Times Interest Earned came in at 2.13 in Q2 2026, up 19.52% year-over-year from 1.78 in Q2 2025, and down 26.2% quarter-over-quarter from 2.88 in Q1 2026.
Analysis
Upbound (UPBD) Times Interest Earned (2009 - 2026) Analysis & Trends
Upbound (UPBD) has reported Times Interest Earned for 18 consecutive years, with 2.13 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Times Interest Earned rose 19.52% year-over-year to 2.13 in Q2 2026; TTM through Jun 2026 was 2.22, a 8.39% decrease from a year earlier, with the FY2025 full-year figure at 1.98, down 25.04% from the prior year.
- Times Interest Earned was 2.13 for Q2 2026 at Upbound, down from 2.88 in the prior quarter.
- Over five years, Times Interest Earned peaked at 3.11 in Q4 2024 and troughed at 1.25 in Q1 2023.
- A 5-year average of 2.01 and a median of 2.07 in 2023 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned plunged 314.66% in 2023 and surged 264.8% in 2024, its largest moves.
- Over 5 years, Times Interest Earned stood at 1.59 in 2022, then advanced by 20.73% to 1.92 in 2023, then surged by 62.58% to 3.11 in 2024, then sank by 34.33% to 2.04 in 2025, then advanced by 3.98% to 2.13 in 2026.
- The last three Times Interest Earned figures came in at 2.13 (Q2 2026), 2.88 (Q1 2026), and 2.04 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.91 Bn | 45.24 Bn | 4.68 Bn | 2.98 |
| 2 | Royalty Pharma | 36.78 Bn | 38.89 Bn | - | 1.42 |
| 3 | Royal Gold | 22.19 Bn | 22.06 Bn | 390.45 Mn | 27.97 |
| 4 | OR Royalties | 6.98 Bn | 6.91 Bn | 82.22 Mn | -23.43 |
| 5 | Encore Capital | 2.06 Bn | 1.88 Bn | 455.04 Mn | 2.53 |
| 6 | Atlanticus Holdings | 1.41 Bn | 853.17 Mn | 686.46 Mn | 4.28 |
| 7 | Jefferson Capital | 1.23 Bn | 1.21 Bn | - | 2.68 |
| 8 | Upbound | 1.11 Bn | 1.00 Bn | 594.84 Mn | 2.13 |
| 9 | Lufax Holding | 1.08 Bn | -1.19 Bn | - | 6.61 |
| 10 | Metalla Royalty & Streaming | 957.79 Mn | 946.72 Mn | 4.75 Mn | 7.70 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.13 |
| Mar 31, 2026 | 2.88 |
| Dec 31, 2025 | 2.04 |
| Sep 30, 2025 | 1.84 |
| Jun 30, 2025 | 1.78 |
| Mar 31, 2025 | 2.25 |
| Dec 31, 2024 | 3.11 |
| Sep 30, 2024 | 2.61 |
| Jun 30, 2024 | 2.84 |
| Mar 31, 2024 | 2.06 |
| Dec 31, 2023 | 1.92 |
| Sep 30, 2023 | 2.08 |
| Jun 30, 2023 | 2.97 |
| Mar 31, 2023 | -1.25 |
| Dec 31, 2022 | 1.59 |
| Sep 30, 2022 | 1.61 |
| Jun 30, 2022 | 3.04 |
| Mar 31, 2022 | 0.58 |
| Dec 31, 2021 | 1.97 |
| Sep 30, 2021 | 3.40 |