Upbound UPBD
NASDAQ UPBD
$18.98 +0.31 (+1.66%)
At close: Sep 4, 2026 · 4:00 PM EDT

Upbound (UPBD) Times Interest Earned (2009 - 2026)

Upbound's (UPBD) quarterly Times Interest Earned came in at 2.13 in Q2 2026, up 19.52% year-over-year from 1.78 in Q2 2025, and down 26.2% quarter-over-quarter from 2.88 in Q1 2026.

Analysis

Upbound (UPBD) Times Interest Earned (2009 - 2026) Analysis & Trends

Upbound (UPBD) has reported Times Interest Earned for 18 consecutive years, with 2.13 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Times Interest Earned rose 19.52% year-over-year to 2.13 in Q2 2026; TTM through Jun 2026 was 2.22, a 8.39% decrease from a year earlier, with the FY2025 full-year figure at 1.98, down 25.04% from the prior year.
  • Times Interest Earned was 2.13 for Q2 2026 at Upbound, down from 2.88 in the prior quarter.
  • Over five years, Times Interest Earned peaked at 3.11 in Q4 2024 and troughed at 1.25 in Q1 2023.
  • A 5-year average of 2.01 and a median of 2.07 in 2023 frame the typical range for Times Interest Earned.
  • Across the five-year window, Times Interest Earned plunged 314.66% in 2023 and surged 264.8% in 2024, its largest moves.
  • Over 5 years, Times Interest Earned stood at 1.59 in 2022, then advanced by 20.73% to 1.92 in 2023, then surged by 62.58% to 3.11 in 2024, then sank by 34.33% to 2.04 in 2025, then advanced by 3.98% to 2.13 in 2026.
  • The last three Times Interest Earned figures came in at 2.13 (Q2 2026), 2.88 (Q1 2026), and 2.04 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Orix 44.91 Bn 45.24 Bn 4.68 Bn 2.98
2 Royalty Pharma 36.78 Bn 38.89 Bn - 1.42
3 Royal Gold 22.19 Bn 22.06 Bn 390.45 Mn 27.97
4 OR Royalties 6.98 Bn 6.91 Bn 82.22 Mn -23.43
5 Encore Capital 2.06 Bn 1.88 Bn 455.04 Mn 2.53
6 Atlanticus Holdings 1.41 Bn 853.17 Mn 686.46 Mn 4.28
7 Jefferson Capital 1.23 Bn 1.21 Bn - 2.68
8 Upbound 1.11 Bn 1.00 Bn 594.84 Mn 2.13
9 Lufax Holding 1.08 Bn -1.19 Bn - 6.61
10 Metalla Royalty & Streaming 957.79 Mn 946.72 Mn 4.75 Mn 7.70
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.13
Mar 31, 2026 2.88
Dec 31, 2025 2.04
Sep 30, 2025 1.84
Jun 30, 2025 1.78
Mar 31, 2025 2.25
Dec 31, 2024 3.11
Sep 30, 2024 2.61
Jun 30, 2024 2.84
Mar 31, 2024 2.06
Dec 31, 2023 1.92
Sep 30, 2023 2.08
Jun 30, 2023 2.97
Mar 31, 2023 -1.25
Dec 31, 2022 1.59
Sep 30, 2022 1.61
Jun 30, 2022 3.04
Mar 31, 2022 0.58
Dec 31, 2021 1.97
Sep 30, 2021 3.40