PayPal Holdings (PYPL) EBITDA Margin (2014 - 2026)

PayPal Holdings (PYPL) posted EBITDA Margin of 17.81% for Q1 2026, up 2.29% quarter-over-quarter from 17.42% in Q4 2025, and down 182.0% year-on-year from 21.72% in Q1 2025.

PayPal Holdings (PYPL) EBITDA Margin (2014 - 2026) Analysis & Trends

PayPal Holdings (PYPL) has reported EBITDA Margin for 13 consecutive years, with 17.81% the latest figure, recorded in Q1 2026.

  • EBITDA Margin for Q1 2026 came in at 17.81%, down 182.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 17.85% (up 2.0% YoY), and the FY2025 annual result was 18.28%, up 154.0% from the prior year.
  • EBITDA Margin was 17.81% for Q1 2026 at PayPal Holdings, up from 17.42% in the prior quarter.
  • Over five years, EBITDA Margin peaked at 21.53% in Q4 2023 and troughed at 10.97% in Q1 2022.
  • Average EBITDA Margin over 5 years is 16.49%, with a median of 16.85% recorded in 2022.
  • Year-over-year, EBITDA Margin sank 684 bps in 2022 and jumped 468 bps in 2023.
  • Over 5 years, EBITDA Margin stood at 16.85% in 2022, then advanced by 28 bps to 21.53% in 2023, then fell by 20 bps to 17.22% in 2024, then climbed by 1 bps to 17.42% in 2025, then increased by 2 bps to 17.81% in 2026.
  • Per Business Quant data, the three most recent EBITDA Margin figures were 17.81% in Q1 2026, 17.42% in Q4 2025, and 18.06% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 64.42%
2 Mastercard 465.55 Bn 455.34 Bn - 58.43%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 18.77%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 17.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 28.77%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 13.91%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 15.79%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 24.11%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.96%
10 Sezzle 5.91 Bn 5.79 Bn - 37.80%

Historic Data

Download Data
DateValue
Mar 31, 2026 17.81%
Dec 31, 2025 17.42%
Sep 30, 2025 18.06%
Jun 30, 2025 18.15%
Mar 31, 2025 19.64%
Dec 31, 2024 17.22%
Sep 30, 2024 17.73%
Jun 30, 2024 16.80%
Mar 31, 2024 15.17%
Dec 31, 2023 21.53%
Sep 30, 2023 15.75%
Jun 30, 2023 15.55%
Mar 31, 2023 14.19%
Dec 31, 2022 16.85%
Sep 30, 2022 16.33%
Jun 30, 2022 11.23%
Mar 31, 2022 10.97%
Dec 31, 2021 15.18%
Sep 30, 2021 16.87%
Jun 30, 2021 18.07%